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Bank Polska Kasa OpiekiWAR:PEO -0.08%78 5-Year Yield-on-Cost % is 8.37 as of Jul. 23, 2026, which is 20% above its 10-year median of 6.99. GuruFocus rates WAR:PEO with a GF Score™ of 78/100 and a GF Value™ of zł180.83 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,251 Banks companies, Bank Polska Kasa Opieki ranks better than 84.09% on this metric.
The historical rank and industry rank for Bank Polska Kasa Opieki's 5-Year Yield-on-Cost % or its related term are showing as below:
WAR:PEO'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.36 Med: 6.99 Max: 14.15
Current: 8.37
During the past 13 years, Bank Polska Kasa Opieki's highest Yield on Cost was 14.15. The lowest was 2.36. And the median was 6.99.
WAR:PEO's 5-Year Yield-on-Cost % is ranked better than 84.09% of 1251
companies
in the Banks industry
Industry Median: 3.9
vs WAR:PEO: 8.37
Bank Polska Kasa Opieki (WAR:PEO) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Bank Polska Kasa Opieki 5-Year Yield-on-Cost % Related Terms
WAR:PEO vs PNC: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Bank Polska Kasa Opieki's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Polska Kasa Opieki 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Polska Kasa Opieki's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Bank Polska Kasa Opieki's 5-Year Yield-on-Cost % falls into.
Bank Polska Kasa Opieki 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Bank Polska Kasa Opieki (WAR:PEO) has a 5-Year Yield-on-Cost % of 8.37 as of Jul. 23, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank Polska Kasa Opieki and its competitors. This is 20% above median its historical median of 6.99. Over the past decade, Bank Polska Kasa Opieki's 5-Year Yield-on-Cost % has ranged from 2.36 to 14.15. According to the industry distribution chart, Bank Polska Kasa Opieki ranks #199 out of 1251 companies in the Banks industry, placing it in the top 15.9%.
Is Bank Polska Kasa Opieki's 5-Year Yield-on-Cost % too high?
Bank Polska Kasa Opieki's current 5-Year Yield-on-Cost % of 8.37 is 20% above median its 10-year median of 6.99. Over the past 10 years, this metric has ranged from a low of 2.36 to a high of 14.15. The Banks industry median 5-Year Yield-on-Cost % is 3.90. Bank Polska Kasa Opieki's value of 8.37 is 114.6% above this industry median. Based on the distribution chart, Bank Polska Kasa Opieki ranks #199 out of 1251 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Polska Kasa Opieki has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Polska Kasa Opieki's 5-Year Yield-on-Cost % compare to PNC?
According to the Banks industry distribution chart, Bank Polska Kasa Opieki ranks #199 out of 1251 companies for 5-Year Yield-on-Cost %. This places Bank Polska Kasa Opieki in the top 16% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.90. Bank Polska Kasa Opieki's value of 8.37 is 114.6% above this benchmark. Historically, Bank Polska Kasa Opieki's own 5-Year Yield-on-Cost % has ranged from 2.36 to 14.15 over the past decade. While the company's 10-year median is 6.99 vs. the industry median of 3.90, Bank Polska Kasa Opieki has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.90, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Polska Kasa Opieki's current 5-Year Yield-on-Cost % of 8.37 is 114.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank Polska Kasa Opieki and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Polska Kasa Opieki's current 5-Year Yield-on-Cost % is 8.37, which is 20% above median its own 10-year median of 6.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Polska Kasa Opieki stock overvalued right now?
Based on GuruFocus' analysis, Bank Polska Kasa Opieki (WAR:PEO) is currently considered Significantly Overvalued. The stock's GF Value™ is zł180.83, compared to a current price of zł236.00 — trading 30.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 8.37, which is 20% above median its 10-year median of 6.99 and 114.6% above the Banks industry median of 3.90. Bank Polska Kasa Opieki's overall GF Score™ is 78/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Bank Polska Kasa Opieki (WAR:PEO), the current 5-Year Yield-on-Cost % is 8.37 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Polska Kasa Opieki (WAR:PEO) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Polska Kasa Opieki stock appears to be overvalued.
The current stock price of zł236.00 is trading 30.5% above its estimated GF Value™ of zł180.83.
GuruFocus considers Bank Polska Kasa Opieki to be Significantly Overvalued.
Key valuation signals for WAR:PEO:
5-Year Yield-on-Cost %: 8.37 (20% above median its 10-year median of 6.99)
GF Value™: zł180.83 vs. price of zł236.00 (30.5% above fair value)
Industry Position: 114.6% above the Banks median (#199 of 1251)
No single metric tells the full story. See the WAR:PEO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Polska Kasa Opieki SA is a commercial banking group that provides a wide variety of retail and investment services in Poland. The group's four segments include retail banking and private banking, corporate and investment banking, enterprise banking and assets and liabilities management. Of these segments, retail and private banking is the greatest contributor to both net interest income and fee and commission income, followed by corporate and investment banking. The majority of the bank's revenue is net interest income, almost entirely derived from loans and receivables from customers.
78GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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