Bank Polska Kasa Opieki (WAR:PEO) Retained Earnings: zł4,415 Mil (As of Jun. 2026)

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WAR:PEO Bank Polska Kasa Opieki SA WAR:PEO
73 GF Score
Price zł253.00
GF Value zł185.66
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Bank Polska Kasa Opieki Retained Earnings?

Bank Polska Kasa Opieki WAR:PEO -0.78% 73 Retained Earnings is zł4,415 Mil as of Jun. 2026. GuruFocus rates WAR:PEO with a GF Score™ of 73/100 and a GF Value™ of zł185.66 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Bank Polska Kasa Opieki's retained earnings for the quarter that ended in Jun. 2026 was zł4,415 Mil.

Bank Polska Kasa Opieki's quarterly retained earnings increased from Dec. 2025 (zł8,539 Mil) to Mar. 2026 (zł9,771 Mil) but then declined from Mar. 2026 (zł9,771 Mil) to Jun. 2026 (zł4,415 Mil).

Bank Polska Kasa Opieki's annual retained earnings declined from Dec. 2023 (zł8,282 Mil) to Dec. 2024 (zł7,908 Mil) but then increased from Dec. 2024 (zł7,908 Mil) to Dec. 2025 (zł8,539 Mil).


Bank Polska Kasa Opieki  (WAR:PEO) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Bank Polska Kasa Opieki Retained Earnings Historical Data

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The historical data trend for Bank Polska Kasa Opieki's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Polska Kasa Opieki Retained Earnings Chart

Bank Polska Kasa Opieki Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,034.00 3,522.00 8,282.00 7,908.00 8,539.00

Bank Polska Kasa Opieki Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,810.00 6,715.00 8,539.00 9,771.00 4,415.00
WAR:PEO
73GF Score
Bank Polska Kasa Opieki SA WAR:PEO
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank Polska Kasa Opieki Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of zł4,415 Mil mean?
Bank Polska Kasa Opieki (WAR:PEO) has a Retained Earnings of zł4,415 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Bank Polska Kasa Opieki and its competitors.
Is Bank Polska Kasa Opieki's Retained Earnings too high?
Bank Polska Kasa Opieki's current Retained Earnings is zł4,415 Mil. Overall, Bank Polska Kasa Opieki has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Polska Kasa Opieki's Retained Earnings compare to PNC?
Bank Polska Kasa Opieki's Retained Earnings of zł4,415 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Bank Polska Kasa Opieki and its competitors. Bank Polska Kasa Opieki's current Retained Earnings is zł4,415 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Polska Kasa Opieki stock overvalued right now?
Based on GuruFocus' analysis, Bank Polska Kasa Opieki (WAR:PEO) is currently considered Significantly Overvalued. The stock's GF Value™ is zł185.66, compared to a current price of zł253.00 — trading 36.3% above its estimated fair value. The current Retained Earnings is zł4,415 Mil. Bank Polska Kasa Opieki's overall GF Score™ is 73/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Bank Polska Kasa Opieki (WAR:PEO), the current Retained Earnings is zł4,415 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Polska Kasa Opieki (WAR:PEO) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Polska Kasa Opieki stock appears to be overvalued. The current stock price of zł253.00 is trading 36.3% above its estimated GF Value™ of zł185.66. GuruFocus considers Bank Polska Kasa Opieki to be Significantly Overvalued.

Key valuation signals for WAR:PEO:

  • Retained Earnings: zł4,415 Mil
  • GF Value™: zł185.66 vs. price of zł253.00 (36.3% above fair value)
  • GF Score™: 73/100 with 8 warning signs

No single metric tells the full story. See the WAR:PEO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Polska Kasa Opieki Business Description

Other Exchanges BKPKF:USA0DP0:UKBP1:Germany
Address Zubra Street 1, Warsaw, POL, 01-066
Bank Polska Kasa Opieki SA is a commercial banking group that provides a wide variety of retail and investment services in Poland. The group's four segments include retail banking and private banking, corporate and investment banking, enterprise banking and assets and liabilities management. Of these segments, retail and private banking is the greatest contributor to both net interest income and fee and commission income, followed by corporate and investment banking. The majority of the bank's revenue is net interest income, almost entirely derived from loans and receivables from customers.
73GF Score

Get the complete analysis for WAR:PEO

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł253.00
Price
zł185.66
GF Value