Wiener Privatbank SE (WBO:WPB) Net Loan: €112.51 Mil (As of Dec. 2025)

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WBO:WPB Wiener Privatbank SE WBO:WPB
41 GF Score
Price €14.30
GF Value €5.66
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Wiener Privatbank SE Net Loan?

Wiener Privatbank SE WBO:WPB 41 Net Loan is €112.51 Mil as of Dec. 2025. GuruFocus rates WBO:WPB with a GF Score™ of 41/100 and a GF Value™ of €5.66 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Wiener Privatbank SE's quarterly net loan declined from Dec. 2024 (€130.80 Mil) to Jun. 2025 (€117.15 Mil) and declined from Jun. 2025 (€117.15 Mil) to Dec. 2025 (€112.51 Mil).

Wiener Privatbank SE's annual net loan declined from Dec. 2023 (€157.03 Mil) to Dec. 2024 (€117.15 Mil) and declined from Dec. 2024 (€117.15 Mil) to Dec. 2025 (€112.51 Mil).

Wiener Privatbank SE Net Loan Historical Data

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The historical data trend for Wiener Privatbank SE's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wiener Privatbank SE Net Loan Chart

Wiener Privatbank SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 162.18 139.19 157.03 130.80 112.51

Wiener Privatbank SE Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 157.03 131.30 130.80 117.15 112.51
WBO:WPB
41GF Score
Wiener Privatbank SE WBO:WPB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Wiener Privatbank SE Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €112.51 Mil mean?
Wiener Privatbank SE (WBO:WPB) has a Net Loan of €112.51 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Wiener Privatbank SE and its competitors.
Is Wiener Privatbank SE's Net Loan too high?
Wiener Privatbank SE's current Net Loan is €112.51 Mil. Overall, Wiener Privatbank SE has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wiener Privatbank SE's Net Loan compare to PNC and USB?
Wiener Privatbank SE's Net Loan of €112.51 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Wiener Privatbank SE and its competitors. Wiener Privatbank SE's current Net Loan is €112.51 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wiener Privatbank SE stock overvalued right now?
Based on GuruFocus' analysis, Wiener Privatbank SE (WBO:WPB) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.66, compared to a current price of €14.30 — trading 152.7% above its estimated fair value. The current Net Loan is €112.51 Mil. Wiener Privatbank SE's overall GF Score™ is 41/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Wiener Privatbank SE (WBO:WPB), the current Net Loan is €112.51 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wiener Privatbank SE (WBO:WPB) Overvalued in 2026?

Based on GuruFocus' analysis, Wiener Privatbank SE stock appears to be overvalued. The current stock price of €14.30 is trading 152.7% above its estimated GF Value™ of €5.66. GuruFocus considers Wiener Privatbank SE to be Significantly Overvalued.

Key valuation signals for WBO:WPB:

  • Net Loan: €112.51 Mil
  • GF Value™: €5.66 vs. price of €14.30 (152.7% above fair value)
  • GF Score™: 41/100 with 5 warning signs

No single metric tells the full story. See the WBO:WPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Wiener Privatbank SE Business Description

Other Exchanges 0JH2:UK
Address Parkring 12, Vienna, AUT, 1010
Wiener Privatbank SE is an independent private bank based in Vienna. The company has diversified its operations into three segments, being Banking, Real Estate, and Trust and administration. The majority of its revenue is derived from the Banking operations. The range of offers and services made available to both private and institutional customers comprises core business areas such as private banking, asset management, brokerage, research, capital markets, real estate products, real estate services, Corporate, and project finance. The geographical focus of its business operations in Austria.
41GF Score

Get the complete analysis for WBO:WPB

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.30
Price
€5.66
GF Value