Wiener Privatbank SE (WBO:WPB) Debt-to-Equity: 1.26 (As of Dec. 2025) — 73% Above Median

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WBO:WPB Wiener Privatbank SE WBO:WPB
36 GF Score
Price €14.40
GF Value €5.65
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Wiener Privatbank SE Debt-to-Equity?

Wiener Privatbank SE WBO:WPB 36 Debt-to-Equity is 1.26 as of Dec. 2025, which is 73% above its 10-year median of 0.73. GuruFocus rates WBO:WPB with a GF Score™ of 36/100 and a GF Value™ of €5.65 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,414 Banks companies, Wiener Privatbank SE ranks worse than 74.05% on this metric.

Wiener Privatbank SE's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €0.00 Mil. Wiener Privatbank SE's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was €40.82 Mil. Wiener Privatbank SE's Total Stockholders Equity for the quarter that ended in Dec. 2025 was €32.36 Mil. Wiener Privatbank SE's debt to equity for the quarter that ended in Dec. 2025 was 1.26.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Wiener Privatbank SE's Debt-to-Equity or its related term are showing as below:

WBO:WPB' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.36   Med: 0.73   Max: 1.26
Current: 1.26

During the past 13 years, the highest Debt-to-Equity Ratio of Wiener Privatbank SE was 1.26. The lowest was 0.36. And the median was 0.73.

WBO:WPB's Debt-to-Equity is ranked worse than
74.05% of 1414 companies
in the Banks industry
Industry Median: 0.58 vs WBO:WPB: 1.26

Wiener Privatbank SE  (WBO:WPB) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Wiener Privatbank SE Debt-to-Equity Related Terms


Wiener Privatbank SE Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Wiener Privatbank SE's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wiener Privatbank SE Debt-to-Equity Chart

Wiener Privatbank SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.96 0.83 0.86 1.17 1.26

Wiener Privatbank SE Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.86 0.90 1.17 1.20 1.26

WBO:WPB vs USB, PNC: Debt-to-Equity Comparison

For the Banks - Regional subindustry, Wiener Privatbank SE's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wiener Privatbank SE Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Wiener Privatbank SE's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Wiener Privatbank SE's Debt-to-Equity falls into.


WBO:WPB
36GF Score
Wiener Privatbank SE WBO:WPB
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Wiener Privatbank SE Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Wiener Privatbank SE's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Wiener Privatbank SE's Debt to Equity Ratio for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 1.26 mean?
Wiener Privatbank SE (WBO:WPB) has a Debt-to-Equity of 1.26 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Wiener Privatbank SE and its competitors. This is 73% above median its historical median of 0.73. Over the past decade, Wiener Privatbank SE's Debt-to-Equity has ranged from 0.36 to 1.26. According to the industry distribution chart, Wiener Privatbank SE ranks #1047 out of 1414 companies in the Banks industry, placing it in the top 74%.
Is Wiener Privatbank SE's Debt-to-Equity too high?
Wiener Privatbank SE's current Debt-to-Equity of 1.26 is 73% above median its 10-year median of 0.73. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 1.26. The Banks industry median Debt-to-Equity is 0.58. Wiener Privatbank SE's value of 1.26 is 117.2% above this industry median. Based on the distribution chart, Wiener Privatbank SE ranks #1047 out of 1414 companies in the Banks industry, which is below the industry midpoint. Overall, Wiener Privatbank SE has a GF Score™ of 36/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wiener Privatbank SE's Debt-to-Equity compare to USB and PNC?
According to the Banks industry distribution chart, Wiener Privatbank SE ranks #1047 out of 1414 companies for Debt-to-Equity. This places Wiener Privatbank SE in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Wiener Privatbank SE's value of 1.26 is 117.2% above this benchmark. Historically, Wiener Privatbank SE's own Debt-to-Equity has ranged from 0.36 to 1.26 over the past decade. While the company's 10-year median is 0.73 vs. the industry median of 0.58, Wiener Privatbank SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,414 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wiener Privatbank SE's current Debt-to-Equity of 1.26 is 117.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Wiener Privatbank SE and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wiener Privatbank SE's current Debt-to-Equity is 1.26, which is 73% above median its own 10-year median of 0.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wiener Privatbank SE stock overvalued right now?
Based on GuruFocus' analysis, Wiener Privatbank SE (WBO:WPB) is currently considered Significantly Overvalued. The stock's GF Value™ is €5.65, compared to a current price of €14.40 — trading 154.9% above its estimated fair value. The current Debt-to-Equity is 1.26, which is 73% above median its 10-year median of 0.73 and 117.2% above the Banks industry median of 0.58. Wiener Privatbank SE's overall GF Score™ is 36/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Wiener Privatbank SE (WBO:WPB), the current Debt-to-Equity is 1.26 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wiener Privatbank SE (WBO:WPB) Overvalued in 2026?

Based on GuruFocus' analysis, Wiener Privatbank SE stock appears to be overvalued. The current stock price of €14.40 is trading 154.9% above its estimated GF Value™ of €5.65. GuruFocus considers Wiener Privatbank SE to be Significantly Overvalued.

Key valuation signals for WBO:WPB:

  • Debt-to-Equity: 1.26 (73% above median its 10-year median of 0.73)
  • GF Value™: €5.65 vs. price of €14.40 (154.9% above fair value)
  • GF Score™: 36/100 with 5 warning signs
  • Industry Position: 117.2% above the Banks median (#1047 of 1414)

No single metric tells the full story. See the WBO:WPB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wiener Privatbank SE Business Description

Other Exchanges 0JH2:UK
Address Parkring 12, Vienna, AUT, 1010
Wiener Privatbank SE is an independent private bank based in Vienna. The company has diversified its operations into three segments, being Banking, Real Estate, and Trust and administration. The majority of its revenue is derived from the Banking operations. The range of offers and services made available to both private and institutional customers comprises core business areas such as private banking, asset management, brokerage, research, capital markets, real estate products, real estate services, Corporate, and project finance. The geographical focus of its business operations in Austria.
36GF Score

Get the complete analysis for WBO:WPB

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.40
Price
€5.65
GF Value