AMMB Holdings Bhd (XKLS:1015) Net Loan: RM118,446 Mil (As of Mar. 2026)

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XKLS:1015 AMMB Holdings Bhd XKLS:1015
55 GF Score
Price RM7.03
GF Value RM5.78
Valuation Modestly Overvalued
! 5 Warning Signs
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What is AMMB Holdings Bhd Net Loan?

AMMB Holdings Bhd XKLS:1015 +3.99% 55 Net Loan is RM118,446 Mil as of Mar. 2026. GuruFocus rates XKLS:1015 with a GF Score™ of 55/100 and a GF Value™ of RM5.78 (Modestly Overvalued). The stock has 5 warning signs investors should review.

AMMB Holdings Bhd's quarterly net loan increased from Sep. 2025 (RM113,554 Mil) to Dec. 2025 (RM115,435 Mil) and increased from Dec. 2025 (RM115,435 Mil) to Mar. 2026 (RM118,446 Mil).

AMMB Holdings Bhd's annual net loan increased from Mar. 2024 (RM106,778 Mil) to Mar. 2025 (RM115,435 Mil) and increased from Mar. 2025 (RM115,435 Mil) to Mar. 2026 (RM118,446 Mil).

AMMB Holdings Bhd Net Loan Historical Data

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The historical data trend for AMMB Holdings Bhd's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AMMB Holdings Bhd Net Loan Chart

AMMB Holdings Bhd Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 118,065.69 103,690.61 106,777.82 112,078.32 118,445.75

AMMB Holdings Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 112,078.32 111,904.19 113,554.35 115,434.86 118,445.75
XKLS:1015
55GF Score
AMMB Holdings Bhd XKLS:1015
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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AMMB Holdings Bhd Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of RM118,446 Mil mean?
AMMB Holdings Bhd (XKLS:1015) has a Net Loan of RM118,446 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on AMMB Holdings Bhd and its competitors.
Is AMMB Holdings Bhd's Net Loan too high?
AMMB Holdings Bhd's current Net Loan is RM118,446 Mil. Overall, AMMB Holdings Bhd has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AMMB Holdings Bhd's Net Loan compare to competitors?
AMMB Holdings Bhd's Net Loan of RM118,446 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on AMMB Holdings Bhd and its competitors. AMMB Holdings Bhd's current Net Loan is RM118,446 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMMB Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, AMMB Holdings Bhd (XKLS:1015) is currently considered Modestly Overvalued. The stock's GF Value™ is RM5.78, compared to a current price of RM7.03 — trading 21.6% above its estimated fair value. The current Net Loan is RM118,446 Mil. AMMB Holdings Bhd's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For AMMB Holdings Bhd (XKLS:1015), the current Net Loan is RM118,446 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AMMB Holdings Bhd (XKLS:1015) Overvalued in 2026?

Based on GuruFocus' analysis, AMMB Holdings Bhd stock appears to be overvalued. The current stock price of RM7.03 is trading 21.6% above its estimated GF Value™ of RM5.78. GuruFocus considers AMMB Holdings Bhd to be Modestly Overvalued.

Key valuation signals for XKLS:1015:

  • Net Loan: RM118,446 Mil
  • GF Value™: RM5.78 vs. price of RM7.03 (21.6% above fair value)
  • GF Score™: 55/100 with 5 warning signs

No single metric tells the full story. See the XKLS:1015 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AMMB Holdings Bhd Business Description

Other Exchanges AMMHF:USA
Address No. 55, Jalan Raja Chulan, 22nd Floor, Bangunan AmBank Group, Kuala Lumpur, SGR, MYS, 50200
AMMB Holdings Bhd is a provider of banking and financial services in Malaysia through its subsidiaries: AmBank and AmBank Islamic. The bank's substantial segment which contributes the vast majority of revenue, is retail banking. The retail banking segment provides individuals and small businesses with services such as credit, auto financing, mortgages, credit cards, capital financing, personal loans, deposits, current accounts, and savings accounts. The wholesale banking business engages with corporate finance and advisory services, restructuring, security issuance, futures market services, stockbroking, and derivatives services. The insurance division offers life and general insurance products via its partnership with MetLife International. Investment banking, Fund management.
55GF Score

Get the complete analysis for XKLS:1015

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM7.03
Price
RM5.78
GF Value