AMMB Holdings Bhd (XKLS:1015) E10: RM0.37 (As of Mar. 2026)


XKLS:1015 AMMB Holdings Bhd XKLS:1015
59 GF Score
Price RM6.48
GF Value RM5.78
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is AMMB Holdings Bhd E10?

AMMB Holdings Bhd XKLS:1015 +1.25% 59 E10 is RM0.37 as of Mar. 2026. GuruFocus rates XKLS:1015 with a GF Score™ of 59/100 and a GF Value™ of RM5.78 (Modestly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

AMMB Holdings Bhd's adjusted earnings per share data for the three months ended in Mar. 2026 was RM0.157. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is RM0.37 for the trailing ten years ended in Mar. 2026.

During the past 12 months, AMMB Holdings Bhd's average E10 Growth Rate was 2.80% per year. During the past 3 years, the average E10 Growth Rate was -0.90% per year. During the past 5 years, the average E10 Growth Rate was -0.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-06), AMMB Holdings Bhd's current stock price is RM6.48. AMMB Holdings Bhd's E10 for the quarter that ended in Mar. 2026 was RM0.37. AMMB Holdings Bhd's Shiller PE Ratio of today is 17.51.

During the past 13 years, the highest Shiller PE Ratio of AMMB Holdings Bhd was 18.86. The lowest was 5.38. And the median was 9.74.


AMMB Holdings Bhd  (XKLS:1015) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

AMMB Holdings Bhd's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=6.48/0.37
=17.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of AMMB Holdings Bhd was 18.86. The lowest was 5.38. And the median was 9.74.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


AMMB Holdings Bhd E10 Related Terms


AMMB Holdings Bhd E10 Historical Data

* Premium members only.

The historical data trend for AMMB Holdings Bhd's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AMMB Holdings Bhd E10 Chart

AMMB Holdings Bhd Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.38 0.38 0.37 0.36 0.37

AMMB Holdings Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.36 0.36 0.36 0.36 0.37

AMMB Holdings Bhd E10 Competitor Comparison

For the Banks - Regional subindustry, AMMB Holdings Bhd's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AMMB Holdings Bhd Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, AMMB Holdings Bhd's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where AMMB Holdings Bhd's Shiller PE Ratio falls into.


XKLS:1015
59GF Score
AMMB Holdings Bhd XKLS:1015
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AMMB Holdings Bhd E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, AMMB Holdings Bhd's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.157/330.2130*330.2130
=0.157

Current CPI (Mar. 2026) = 330.2130.

AMMB Holdings Bhd Quarterly Data

per share eps CPI Adj_EPS
201606 0.107 241.018 0.147
201609 0.117 241.428 0.160
201612 0.104 241.432 0.142
201703 0.112 243.801 0.152
201706 0.109 244.955 0.147
201709 0.110 246.819 0.147
201712 0.073 246.524 0.098
201803 0.084 249.554 0.111
201806 0.116 251.989 0.152
201809 0.116 252.439 0.152
201812 0.116 251.233 0.152
201903 0.153 254.202 0.199
201906 0.130 256.143 0.168
201909 0.106 256.759 0.136
201912 0.127 256.974 0.163
202003 0.082 258.115 0.105
202006 0.121 257.797 0.155
202009 0.079 260.280 0.100
202012 0.088 260.474 0.112
202103 -1.560 264.877 -1.945
202106 0.119 271.696 0.145
202109 0.097 274.310 0.117
202112 0.122 278.802 0.144
202203 0.118 287.504 0.136
202206 0.124 296.311 0.138
202209 0.129 296.808 0.144
202212 0.134 296.797 0.149
202303 0.129 301.836 0.141
202306 0.114 305.109 0.123
202309 0.142 307.789 0.152
202312 0.164 306.746 0.177
202403 0.144 312.332 0.152
202406 0.151 314.175 0.159
202409 0.151 315.301 0.158
202412 0.147 315.605 0.154
202503 0.156 319.799 0.161
202506 0.156 322.561 0.160
202509 0.162 324.800 0.165
202512 0.160 324.054 0.163
202603 0.157 330.213 0.157

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of RM0.37 mean?
AMMB Holdings Bhd (XKLS:1015) has a E10 of RM0.37 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on AMMB Holdings Bhd and its competitors.
Is AMMB Holdings Bhd's E10 too high?
AMMB Holdings Bhd's current E10 is RM0.37. Overall, AMMB Holdings Bhd has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AMMB Holdings Bhd's E10 compare to competitors?
AMMB Holdings Bhd's E10 of RM0.37 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on AMMB Holdings Bhd and its competitors. AMMB Holdings Bhd's current E10 is RM0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMMB Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, AMMB Holdings Bhd (XKLS:1015) is currently considered Modestly Overvalued. The stock's GF Value™ is RM5.78, compared to a current price of RM6.48 — trading 12.1% above its estimated fair value. The current E10 is RM0.37. AMMB Holdings Bhd's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For AMMB Holdings Bhd (XKLS:1015), the current E10 is RM0.37 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AMMB Holdings Bhd (XKLS:1015) Overvalued in 2026?

Based on GuruFocus' analysis, AMMB Holdings Bhd stock appears to be overvalued. The current stock price of RM6.48 is trading 12.1% above its estimated GF Value™ of RM5.78. GuruFocus considers AMMB Holdings Bhd to be Modestly Overvalued.

Key valuation signals for XKLS:1015:

  • E10: RM0.37
  • GF Value™: RM5.78 vs. price of RM6.48 (12.1% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the XKLS:1015 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AMMB Holdings Bhd Business Description

Other Exchanges AMMHF:USA
Address No. 55, Jalan Raja Chulan, 22nd Floor, Bangunan AmBank Group, Kuala Lumpur, SGR, MYS, 50200
AMMB Holdings Bhd is a provider of banking and financial services in Malaysia through its subsidiaries: AmBank and AmBank Islamic. The bank's substantial segment which contributes the vast majority of revenue, is retail banking. The retail banking segment provides individuals and small businesses with services such as credit, auto financing, mortgages, credit cards, capital financing, personal loans, deposits, current accounts, and savings accounts. The wholesale banking business engages with corporate finance and advisory services, restructuring, security issuance, futures market services, stockbroking, and derivatives services. The insurance division offers life and general insurance products via its partnership with MetLife International. Investment banking, Fund management.
59GF Score

Get the complete analysis for XKLS:1015

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM6.48
Price
RM5.78
GF Value