AMMB Holdings BhdXKLS:1015 +1.25%59 OCF Margin % is 11.43% as of Mar. 2026, which is 67% below its 10-year median of 34.68. GuruFocus rates XKLS:1015 with a GF Score™ of 59/100 and a GF Value™ of RM5.78 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,502 Banks companies, AMMB Holdings Bhd ranks better than 76.96% on this metric.
The historical rank and industry rank for AMMB Holdings Bhd's OCF Margin % or its related term are showing as below:
XKLS:1015'
s OCF Margin % Range Over the Past 10 Years
Min: -112.9 Med: 34.68 Max: 265.49
Current: 60.25
During the past 13 years, the highest OCF Margin % of AMMB Holdings Bhd was 265.49%. The lowest was -112.90%. And the median was 34.68%.
XKLS:1015's OCF Margin % is ranked better than 76.96% of 1502
companies
in the Banks industry
Industry Median: 29.405
vs XKLS:1015: 60.25
AMMB Holdings Bhd OCF Margin % Related Terms
AMMB Holdings Bhd OCF Margin % Historical Data
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The historical data trend for AMMB Holdings Bhd's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMMB Holdings Bhd OCF Margin % Competitor Comparison
For the Banks - Regional subindustry, AMMB Holdings Bhd's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AMMB Holdings Bhd OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, AMMB Holdings Bhd's OCF Margin % distribution charts can be found below:
* The bar in red indicates where AMMB Holdings Bhd's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMMB Holdings Bhd (XKLS:1015) has a OCF Margin % of 11.43% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on AMMB Holdings Bhd and its competitors. This is 67% below median its historical median of 34.68. According to the industry distribution chart, AMMB Holdings Bhd ranks #346 out of 1502 companies in the Banks industry, placing it in the top 23%.
Is AMMB Holdings Bhd's OCF Margin % too high?
AMMB Holdings Bhd's current OCF Margin % of 11.43% is 67% below median its 10-year median of 34.68. The Banks industry median OCF Margin % is 29.41. AMMB Holdings Bhd's value of 11.43% is 61.1% below this industry median. Based on the distribution chart, AMMB Holdings Bhd ranks #346 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, AMMB Holdings Bhd has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AMMB Holdings Bhd's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, AMMB Holdings Bhd ranks #346 out of 1502 companies for OCF Margin %. This places AMMB Holdings Bhd in the top 23% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.41. AMMB Holdings Bhd's value of 11.43% is 61.1% below this benchmark. While the company's 10-year median is 34.68 vs. the industry median of 29.41, AMMB Holdings Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.41, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AMMB Holdings Bhd's current OCF Margin % of 11.43% is 61.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on AMMB Holdings Bhd and its competitors. For the Banks industry, the median OCF Margin % is 29.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AMMB Holdings Bhd's current OCF Margin % is 11.43%, which is 67% below median its own 10-year median of 34.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMMB Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, AMMB Holdings Bhd (XKLS:1015) is currently considered Modestly Overvalued. The stock's GF Value™ is RM5.78, compared to a current price of RM6.48 — trading 12.1% above its estimated fair value. The current OCF Margin % is 11.43%, which is 67% below median its 10-year median of 34.68 and 61.1% below the Banks industry median of 29.41. AMMB Holdings Bhd's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For AMMB Holdings Bhd (XKLS:1015), the current OCF Margin % is 11.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AMMB Holdings Bhd (XKLS:1015) Overvalued in 2026?
Based on GuruFocus' analysis, AMMB Holdings Bhd stock appears to be overvalued.
The current stock price of RM6.48 is trading 12.1% above its estimated GF Value™ of RM5.78.
GuruFocus considers AMMB Holdings Bhd to be Modestly Overvalued.
Key valuation signals for XKLS:1015:
OCF Margin %: 11.43% (67% below median its 10-year median of 34.68)
GF Value™: RM5.78 vs. price of RM6.48 (12.1% above fair value)
Industry Position: 61.1% below the Banks median (#346 of 1502)
No single metric tells the full story. See the XKLS:1015 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AMMB Holdings Bhd is a provider of banking and financial services in Malaysia through its subsidiaries: AmBank and AmBank Islamic. The bank's substantial segment which contributes the vast majority of revenue, is retail banking. The retail banking segment provides individuals and small businesses with services such as credit, auto financing, mortgages, credit cards, capital financing, personal loans, deposits, current accounts, and savings accounts. The wholesale banking business engages with corporate finance and advisory services, restructuring, security issuance, futures market services, stockbroking, and derivatives services. The insurance division offers life and general insurance products via its partnership with MetLife International. Investment banking, Fund management.
59GF Score
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