Banco debadell (XMAD:SAB) Net Loan: €120,128 Mil (As of Mar. 2026)

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XMAD:SAB Banco de Sabadell SA XMAD:SAB
48 GF Score
Price €3.21
GF Value €1.99
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Banco debadell Net Loan?

Banco debadell XMAD:SAB +0.41% 48 Net Loan is €120,128 Mil as of Mar. 2026. GuruFocus rates XMAD:SAB with a GF Score™ of 48/100 and a GF Value™ of €1.99 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Banco debadell's quarterly net loan declined from Sep. 2025 (€160,159 Mil) to Dec. 2025 (€118,492 Mil) but then increased from Dec. 2025 (€118,492 Mil) to Mar. 2026 (€120,128 Mil).

Banco debadell's annual net loan increased from Dec. 2023 (€150,618 Mil) to Dec. 2024 (€118,492 Mil) but then declined from Dec. 2024 (€118,492 Mil) to Dec. 2025 (€120,128 Mil).

Banco debadell Net Loan Historical Data

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The historical data trend for Banco debadell's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco debadell Net Loan Chart

Banco debadell Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 155,468.85 157,055.60 150,618.31 157,013.86 118,491.93

Banco debadell Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 157,748.00 160,675.07 160,159.00 118,491.93 120,128.00
XMAD:SAB
48GF Score
Banco de Sabadell SA XMAD:SAB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco debadell Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €120,128 Mil mean?
Banco debadell (XMAD:SAB) has a Net Loan of €120,128 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Banco debadell and its competitors.
Is Banco debadell's Net Loan too high?
Banco debadell's current Net Loan is €120,128 Mil. Overall, Banco debadell has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco debadell's Net Loan compare to JPM and BAC?
Banco debadell's Net Loan of €120,128 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Banco debadell and its competitors. Banco debadell's current Net Loan is €120,128 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco debadell stock overvalued right now?
Based on GuruFocus' analysis, Banco debadell (XMAD:SAB) is currently considered Significantly Overvalued. The stock's GF Value™ is €1.99, compared to a current price of €3.21 — trading 61.3% above its estimated fair value. The current Net Loan is €120,128 Mil. Banco debadell's overall GF Score™ is 48/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Banco debadell (XMAD:SAB), the current Net Loan is €120,128 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco debadell (XMAD:SAB) Overvalued in 2026?

Based on GuruFocus' analysis, Banco debadell stock appears to be overvalued. The current stock price of €3.21 is trading 61.3% above its estimated GF Value™ of €1.99. GuruFocus considers Banco debadell to be Significantly Overvalued.

Key valuation signals for XMAD:SAB:

  • Net Loan: €120,128 Mil
  • GF Value™: €1.99 vs. price of €3.21 (61.3% above fair value)
  • GF Score™: 48/100 with 7 warning signs

No single metric tells the full story. See the XMAD:SAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco debadell Business Description

Address Placa de Sant Roc no. 20, Sabadell, Alicante, ESP, 08201
Banco de Sabadell SA is a Spanish retail and commercial bank operating mostly in Spain but with a notable lending presence in the United Kingdom and the Americas. It emphasizes scaling its current customer base and laying the foundation for international expansion. Its business line is commercial banking, which focuses on providing financial products and services to large corporations, small to medium-sized enterprises, retailers and sole proprietors, professional groupings, entrepreneurs, and personal customers. Loans and advances constitute a majority of the bank's earning assets. Its credit risk is mostly exposed to mortgage loans, followed by sovereign debt.
48GF Score

Get the complete analysis for XMAD:SAB

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.21
Price
€1.99
GF Value