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Banco debadellXMAD:SAB +3.44%50 Debt-to-Equity is 1.44 as of Mar. 2026, which is 22% below its 10-year median of 1.84. GuruFocus rates XMAD:SAB with a GF Score™ of 50/100 and a GF Value™ of €1.98 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,418 Banks companies, Banco debadell ranks worse than 77.36% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Banco debadell's Debt-to-Equity or its related term are showing as below:
XMAD:SAB'
s Debt-to-Equity Range Over the Past 10 Years
Min: 1.44 Med: 1.84 Max: 2.64
Current: 1.44
During the past 13 years, the highest Debt-to-Equity Ratio of Banco debadell was 2.64. The lowest was 1.44. And the median was 1.84.
XMAD:SAB's Debt-to-Equity is ranked worse than 77.36% of 1418
companies
in the Banks industry
Industry Median: 0.57
vs XMAD:SAB: 1.44
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Banco debadell Debt-to-Equity Related Terms
Banco debadell Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Banco debadell's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XMAD:SAB vs JPM, BAC, WFC: Debt-to-Equity Comparison
For the Banks - Diversified subindustry, Banco debadell's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco debadell Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Banco debadell's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Banco debadell's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco debadell (XMAD:SAB) has a Debt-to-Equity of 1.44 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banco debadell and its competitors. This is 22% below median its historical median of 1.84. Over the past decade, Banco debadell's Debt-to-Equity has ranged from 1.44 to 2.64. According to the industry distribution chart, Banco debadell ranks #1097 out of 1418 companies in the Banks industry, placing it in the top 77.4%.
Is Banco debadell's Debt-to-Equity too high?
Banco debadell's current Debt-to-Equity of 1.44 is 22% below median its 10-year median of 1.84. Over the past 10 years, this metric has ranged from a low of 1.44 to a high of 2.64. The Banks industry median Debt-to-Equity is 0.57. Banco debadell's value of 1.44 is 152.6% above this industry median. Based on the distribution chart, Banco debadell ranks #1097 out of 1418 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco debadell has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco debadell's Debt-to-Equity compare to JPM and BAC?
According to the Banks industry distribution chart, Banco debadell ranks #1097 out of 1418 companies for Debt-to-Equity. This places Banco debadell in the lower half of its industry. The industry median Debt-to-Equity is 0.57. Banco debadell's value of 1.44 is 152.6% above this benchmark. Historically, Banco debadell's own Debt-to-Equity has ranged from 1.44 to 2.64 over the past decade. While the company's 10-year median is 1.84 vs. the industry median of 0.57, Banco debadell has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.57, based on 1,418 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco debadell's current Debt-to-Equity of 1.44 is 152.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banco debadell and its competitors. For the Banks industry, the median Debt-to-Equity is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco debadell's current Debt-to-Equity is 1.44, which is 22% below median its own 10-year median of 1.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco debadell stock overvalued right now?
Based on GuruFocus' analysis, Banco debadell (XMAD:SAB) is currently considered Significantly Overvalued. The stock's GF Value™ is €1.98, compared to a current price of €3.37 — trading 70.1% above its estimated fair value. The current Debt-to-Equity is 1.44, which is 22% below median its 10-year median of 1.84 and 152.6% above the Banks industry median of 0.57. Banco debadell's overall GF Score™ is 50/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Banco debadell (XMAD:SAB), the current Debt-to-Equity is 1.44 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco debadell (XMAD:SAB) Overvalued in 2026?
Based on GuruFocus' analysis, Banco debadell stock appears to be overvalued.
The current stock price of €3.37 is trading 70.1% above its estimated GF Value™ of €1.98.
GuruFocus considers Banco debadell to be Significantly Overvalued.
Key valuation signals for XMAD:SAB:
Debt-to-Equity: 1.44 (22% below median its 10-year median of 1.84)
GF Value™: €1.98 vs. price of €3.37 (70.1% above fair value)
Industry Position: 152.6% above the Banks median (#1097 of 1418)
No single metric tells the full story. See the XMAD:SAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco de Sabadell SA is a Spanish retail and commercial bank operating mostly in Spain but with a notable lending presence in the United Kingdom and the Americas. It emphasizes scaling its current customer base and laying the foundation for international expansion. Its business line is commercial banking, which focuses on providing financial products and services to large corporations, small to medium-sized enterprises, retailers and sole proprietors, professional groupings, entrepreneurs, and personal customers. Loans and advances constitute a majority of the bank's earning assets. Its credit risk is mostly exposed to mortgage loans, followed by sovereign debt.
50GF Score
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