Banco debadell (XMAD:SAB) Retained Earnings: €347 Mil (As of Mar. 2026)


XMAD:SAB Banco de Sabadell SA XMAD:SAB
47 GF Score
Price €3.22
GF Value €2.00
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Banco debadell Retained Earnings?

Banco debadell XMAD:SAB +1.29% 47 Retained Earnings is €347 Mil as of Mar. 2026. GuruFocus rates XMAD:SAB with a GF Score™ of 47/100 and a GF Value™ of €2.00 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Banco debadell's retained earnings for the quarter that ended in Mar. 2026 was €347 Mil.

Banco debadell's quarterly retained earnings increased from Sep. 2025 (€1,390 Mil) to Dec. 2025 (€9,914 Mil) but then declined from Dec. 2025 (€9,914 Mil) to Mar. 2026 (€347 Mil).

Banco debadell's annual retained earnings increased from Dec. 2023 (€7,734 Mil) to Dec. 2024 (€9,200 Mil) and increased from Dec. 2024 (€9,200 Mil) to Dec. 2025 (€9,914 Mil).


Banco debadell  (XMAD:SAB) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Banco debadell Retained Earnings Historical Data

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The historical data trend for Banco debadell's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco debadell Retained Earnings Chart

Banco debadell Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5,971.42 6,748.91 7,733.96 9,200.30 9,914.08

Banco debadell Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 489.00 9,074.31 1,390.00 9,914.08 347.00
XMAD:SAB
47GF Score
Banco de Sabadell SA XMAD:SAB
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Banco debadell Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of €347 Mil mean?
Banco debadell (XMAD:SAB) has a Retained Earnings of €347 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Banco debadell and its competitors.
Is Banco debadell's Retained Earnings too high?
Banco debadell's current Retained Earnings is €347 Mil. Overall, Banco debadell has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco debadell's Retained Earnings compare to JPM and BAC?
Banco debadell's Retained Earnings of €347 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Banco debadell and its competitors. Banco debadell's current Retained Earnings is €347 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco debadell stock overvalued right now?
Based on GuruFocus' analysis, Banco debadell (XMAD:SAB) is currently considered Significantly Overvalued. The stock's GF Value™ is €2.00, compared to a current price of €3.22 — trading 61% above its estimated fair value. The current Retained Earnings is €347 Mil. Banco debadell's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Banco debadell (XMAD:SAB), the current Retained Earnings is €347 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco debadell (XMAD:SAB) Overvalued in 2026?

Based on GuruFocus' analysis, Banco debadell stock appears to be overvalued. The current stock price of €3.22 is trading 61% above its estimated GF Value™ of €2.00. GuruFocus considers Banco debadell to be Significantly Overvalued.

Key valuation signals for XMAD:SAB:

  • Retained Earnings: €347 Mil
  • GF Value™: €2.00 vs. price of €3.22 (61% above fair value)
  • GF Score™: 47/100 with 7 warning signs

No single metric tells the full story. See the XMAD:SAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banco debadell Business Description

Address Placa de Sant Roc no. 20, Sabadell, Alicante, ESP, 08201
Banco de Sabadell SA is a Spanish retail and commercial bank operating mostly in Spain but with a notable lending presence in the United Kingdom and the Americas. It emphasizes scaling its current customer base and laying the foundation for international expansion. Its business line is commercial banking, which focuses on providing financial products and services to large corporations, small to medium-sized enterprises, retailers and sole proprietors, professional groupings, entrepreneurs, and personal customers. Loans and advances constitute a majority of the bank's earning assets. Its credit risk is mostly exposed to mortgage loans, followed by sovereign debt.
47GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.22
Price
€2.00
GF Value