Berner Kantonalbank AG (XSWX:BEKN) Net Loan: CHF31,943.9 Mil (As of Dec. 2025)

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XSWX:BEKN Berner Kantonalbank AG XSWX:BEKN
43 GF Score
Price CHF382.00
GF Value CHF255.36
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Berner Kantonalbank AG Net Loan?

Berner Kantonalbank AG XSWX:BEKN -1.04% 43 Net Loan is CHF31,943.9 Mil as of Dec. 2025. GuruFocus rates XSWX:BEKN with a GF Score™ of 43/100 and a GF Value™ of CHF255.36 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Berner Kantonalbank AG's quarterly net loan increased from Dec. 2024 (CHF30,544.6 Mil) to Jun. 2025 (CHF30,936.7 Mil) and increased from Jun. 2025 (CHF30,936.7 Mil) to Dec. 2025 (CHF31,943.9 Mil).

Berner Kantonalbank AG's annual net loan increased from Dec. 2023 (CHF28,797.1 Mil) to Dec. 2024 (CHF30,936.7 Mil) and increased from Dec. 2024 (CHF30,936.7 Mil) to Dec. 2025 (CHF31,943.9 Mil).

Berner Kantonalbank AG Net Loan Historical Data

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The historical data trend for Berner Kantonalbank AG's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Berner Kantonalbank AG Net Loan Chart

Berner Kantonalbank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 26,218.40 27,659.53 28,797.09 30,544.64 31,943.91

Berner Kantonalbank AG Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28,797.09 29,247.14 30,544.64 30,936.67 31,943.91
XSWX:BEKN
43GF Score
Berner Kantonalbank AG XSWX:BEKN
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Berner Kantonalbank AG Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of CHF31,943.9 Mil mean?
Berner Kantonalbank AG (XSWX:BEKN) has a Net Loan of CHF31,943.9 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Berner Kantonalbank AG and its competitors.
Is Berner Kantonalbank AG's Net Loan too high?
Berner Kantonalbank AG's current Net Loan is CHF31,943.9 Mil. Overall, Berner Kantonalbank AG has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Berner Kantonalbank AG's Net Loan compare to competitors?
Berner Kantonalbank AG's Net Loan of CHF31,943.9 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Berner Kantonalbank AG and its competitors. Berner Kantonalbank AG's current Net Loan is CHF31,943.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Berner Kantonalbank AG stock overvalued right now?
Based on GuruFocus' analysis, Berner Kantonalbank AG (XSWX:BEKN) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF255.36, compared to a current price of CHF382.00 — trading 49.6% above its estimated fair value. The current Net Loan is CHF31,943.9 Mil. Berner Kantonalbank AG's overall GF Score™ is 43/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Berner Kantonalbank AG (XSWX:BEKN), the current Net Loan is CHF31,943.9 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Berner Kantonalbank AG (XSWX:BEKN) Overvalued in 2026?

Based on GuruFocus' analysis, Berner Kantonalbank AG stock appears to be overvalued. The current stock price of CHF382.00 is trading 49.6% above its estimated GF Value™ of CHF255.36. GuruFocus considers Berner Kantonalbank AG to be Significantly Overvalued.

Key valuation signals for XSWX:BEKN:

  • Net Loan: CHF31,943.9 Mil
  • GF Value™: CHF255.36 vs. price of CHF382.00 (49.6% above fair value)
  • GF Score™: 43/100 with 7 warning signs

No single metric tells the full story. See the XSWX:BEKN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Berner Kantonalbank AG Business Description

Other Exchanges BEKNz:UK0QM2:UKBEHV:Germany
Address Bundesplatz 8, Postfach, Bern, CHE, 3011
Berner Kantonalbank AG is a Swiss cantonal bank. It is engaged in the business activities in the Canton and the neighboring economic area. It manages the assets, grants loans to private individuals and companies. The bank offers solutions for paying, saving, investing, financing and provisioning. It focuses its activities on two core business areas namely business with private and corporate customers, in particular, SMEs, and asset management. The bank provides consultancies to SMEs and individuals, as an employer, as a training bank, and as a taxpayer.
43GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF382.00
Price
CHF255.36
GF Value