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Berner Kantonalbank AGXSWX:BEKN -1.81%48 5-Year Yield-on-Cost % is 3.46 as of Jul. 21, 2026, which is 25% below its 10-year median of 4.59. GuruFocus rates XSWX:BEKN with a GF Score™ of 48/100 and a GF Value™ of CHF255.04 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,254 Banks companies, Berner Kantonalbank AG ranks worse than 57.34% on this metric.
Berner Kantonalbank AG's yield on cost for the quarter that ended in Dec. 2025 was 3.46.
The historical rank and industry rank for Berner Kantonalbank AG's 5-Year Yield-on-Cost % or its related term are showing as below:
XSWX:BEKN'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.06 Med: 4.59 Max: 5.4
Current: 3.46
During the past 13 years, Berner Kantonalbank AG's highest Yield on Cost was 5.40. The lowest was 3.06. And the median was 4.59.
XSWX:BEKN's 5-Year Yield-on-Cost % is ranked worse than 57.34% of 1254
companies
in the Banks industry
Industry Median: 3.865
vs XSWX:BEKN: 3.46
Berner Kantonalbank AG (XSWX:BEKN) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Berner Kantonalbank AG 5-Year Yield-on-Cost % Related Terms
Berner Kantonalbank AG 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Berner Kantonalbank AG's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Berner Kantonalbank AG 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Berner Kantonalbank AG's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Berner Kantonalbank AG's 5-Year Yield-on-Cost % falls into.
Berner Kantonalbank AG 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Berner Kantonalbank AG (XSWX:BEKN) has a 5-Year Yield-on-Cost % of 3.46 as of Jul. 21, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Berner Kantonalbank AG and its competitors. This is 25% below median its historical median of 4.59. Over the past decade, Berner Kantonalbank AG's 5-Year Yield-on-Cost % has ranged from 3.06 to 5.40. According to the industry distribution chart, Berner Kantonalbank AG ranks #719 out of 1254 companies in the Banks industry, placing it in the top 57.3%.
Is Berner Kantonalbank AG's 5-Year Yield-on-Cost % too high?
Berner Kantonalbank AG's current 5-Year Yield-on-Cost % of 3.46 is 25% below median its 10-year median of 4.59. Over the past 10 years, this metric has ranged from a low of 3.06 to a high of 5.40. The Banks industry median 5-Year Yield-on-Cost % is 3.87. Berner Kantonalbank AG's value of 3.46 is 10.5% below this industry median. Based on the distribution chart, Berner Kantonalbank AG ranks #719 out of 1254 companies in the Banks industry, which is below the industry midpoint. Overall, Berner Kantonalbank AG has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Berner Kantonalbank AG's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Berner Kantonalbank AG ranks #719 out of 1254 companies for 5-Year Yield-on-Cost %. This places Berner Kantonalbank AG in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.87. Berner Kantonalbank AG's value of 3.46 is 10.5% below this benchmark. Historically, Berner Kantonalbank AG's own 5-Year Yield-on-Cost % has ranged from 3.06 to 5.40 over the past decade. While the company's 10-year median is 4.59 vs. the industry median of 3.87, Berner Kantonalbank AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.87, based on 1,254 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Berner Kantonalbank AG's current 5-Year Yield-on-Cost % of 3.46 is 10.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Berner Kantonalbank AG and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Berner Kantonalbank AG's current 5-Year Yield-on-Cost % is 3.46, which is 25% below median its own 10-year median of 4.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Berner Kantonalbank AG stock overvalued right now?
Based on GuruFocus' analysis, Berner Kantonalbank AG (XSWX:BEKN) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF255.04, compared to a current price of CHF382.00 — trading 49.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.46, which is 25% below median its 10-year median of 4.59 and 10.5% below the Banks industry median of 3.87. Berner Kantonalbank AG's overall GF Score™ is 48/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Berner Kantonalbank AG (XSWX:BEKN), the current 5-Year Yield-on-Cost % is 3.46 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Berner Kantonalbank AG (XSWX:BEKN) Overvalued in 2026?
Based on GuruFocus' analysis, Berner Kantonalbank AG stock appears to be overvalued.
The current stock price of CHF382.00 is trading 49.8% above its estimated GF Value™ of CHF255.04.
GuruFocus considers Berner Kantonalbank AG to be Significantly Overvalued.
Key valuation signals for XSWX:BEKN:
5-Year Yield-on-Cost %: 3.46 (25% below median its 10-year median of 4.59)
GF Value™: CHF255.04 vs. price of CHF382.00 (49.8% above fair value)
Industry Position: 10.5% below the Banks median (#719 of 1254)
No single metric tells the full story. See the XSWX:BEKN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Berner Kantonalbank AG is a Swiss cantonal bank. It is engaged in the business activities in the Canton and the neighboring economic area. It manages the assets, grants loans to private individuals and companies. The bank offers solutions for paying, saving, investing, financing and provisioning. It focuses its activities on two core business areas namely business with private and corporate customers, in particular, SMEs, and asset management. The bank provides consultancies to SMEs and individuals, as an employer, as a training bank, and as a taxpayer.
48GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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