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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Berner Kantonalbank AG's retained earnings for the quarter that ended in Dec. 2025 was CHF2,269.1 Mil.
Berner Kantonalbank AG's quarterly retained earnings
declined
from Dec. 2024 (CHF2,189.6 Mil) to Jun. 2025 (CHF2,169.9 Mil) but then
increased
from Jun. 2025 (CHF2,169.9 Mil) to Dec. 2025 (CHF2,269.1 Mil).
Berner Kantonalbank AG's annual retained earnings
increased
from Dec. 2023 (CHF2,101.3 Mil) to Dec. 2024 (CHF2,189.6 Mil) and
increased
from Dec. 2024 (CHF2,189.6 Mil) to Dec. 2025 (CHF2,269.1 Mil).
Berner Kantonalbank AG (XSWX:BEKN) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
Berner Kantonalbank AG Retained Earnings Historical Data
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The historical data trend for Berner Kantonalbank AG's Retained Earnings can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Berner Kantonalbank AG Retained Earnings Calculation
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
What does a Retained Earnings of CHF2,269.1 Mil mean?
Berner Kantonalbank AG (XSWX:BEKN) has a Retained Earnings of CHF2,269.1 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on Berner Kantonalbank AG and its competitors.
Is Berner Kantonalbank AG's Retained Earnings too high?
Berner Kantonalbank AG's current Retained Earnings is CHF2,269.1 Mil. Overall, Berner Kantonalbank AG has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Berner Kantonalbank AG's Retained Earnings compare to competitors?
Berner Kantonalbank AG's Retained Earnings of CHF2,269.1 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Berner Kantonalbank AG and its competitors. Berner Kantonalbank AG's current Retained Earnings is CHF2,269.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Berner Kantonalbank AG stock overvalued right now?
Based on GuruFocus' analysis, Berner Kantonalbank AG (XSWX:BEKN) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF255.11, compared to a current price of CHF392.00 — trading 53.7% above its estimated fair value. The current Retained Earnings is CHF2,269.1 Mil. Berner Kantonalbank AG's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Berner Kantonalbank AG (XSWX:BEKN), the current Retained Earnings is CHF2,269.1 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Berner Kantonalbank AG (XSWX:BEKN) Overvalued in 2026?
Based on GuruFocus' analysis, Berner Kantonalbank AG stock appears to be overvalued.
The current stock price of CHF392.00 is trading 53.7% above its estimated GF Value™ of CHF255.11.
GuruFocus considers Berner Kantonalbank AG to be Significantly Overvalued.
Key valuation signals for XSWX:BEKN:
Retained Earnings: CHF2,269.1 Mil
GF Value™: CHF255.11 vs. price of CHF392.00 (53.7% above fair value)
No single metric tells the full story. See the XSWX:BEKN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Berner Kantonalbank AG is a Swiss cantonal bank. It is engaged in the business activities in the Canton and the neighboring economic area. It manages the assets, grants loans to private individuals and companies. The bank offers solutions for paying, saving, investing, financing and provisioning. It focuses its activities on two core business areas namely business with private and corporate customers, in particular, SMEs, and asset management. The bank provides consultancies to SMEs and individuals, as an employer, as a training bank, and as a taxpayer.
47GF Score
Get the complete analysis for XSWX:BEKN
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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