Luzerner Kantonalbank AG (XSWX:LUKN) Net Loan: CHF47,479.5 Mil (As of Mar. 2026)

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XSWX:LUKN Luzerner Kantonalbank AG XSWX:LUKN
50 GF Score
Price CHF111.40
GF Value CHF75.92
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Luzerner Kantonalbank AG Net Loan?

Luzerner Kantonalbank AG XSWX:LUKN -0.54% 50 Net Loan is CHF47,479.5 Mil as of Mar. 2026. GuruFocus rates XSWX:LUKN with a GF Score™ of 50/100 and a GF Value™ of CHF75.92 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Luzerner Kantonalbank AG's quarterly net loan increased from Sep. 2025 (CHF45,878.2 Mil) to Dec. 2025 (CHF47,011.2 Mil) and increased from Dec. 2025 (CHF47,011.2 Mil) to Mar. 2026 (CHF47,479.5 Mil).

Luzerner Kantonalbank AG's annual net loan increased from Dec. 2023 (CHF42,081.6 Mil) to Dec. 2024 (CHF47,011.2 Mil) and increased from Dec. 2024 (CHF47,011.2 Mil) to Dec. 2025 (CHF47,479.5 Mil).

Luzerner Kantonalbank AG Net Loan Historical Data

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The historical data trend for Luzerner Kantonalbank AG's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Luzerner Kantonalbank AG Net Loan Chart

Luzerner Kantonalbank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 37,885.76 40,599.20 42,081.60 43,720.26 47,011.21

Luzerner Kantonalbank AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 44,325.62 44,480.78 45,878.21 47,011.21 47,479.47
XSWX:LUKN
50GF Score
Luzerner Kantonalbank AG XSWX:LUKN
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Luzerner Kantonalbank AG Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of CHF47,479.5 Mil mean?
Luzerner Kantonalbank AG (XSWX:LUKN) has a Net Loan of CHF47,479.5 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Luzerner Kantonalbank AG and its competitors.
Is Luzerner Kantonalbank AG's Net Loan too high?
Luzerner Kantonalbank AG's current Net Loan is CHF47,479.5 Mil. Overall, Luzerner Kantonalbank AG has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Luzerner Kantonalbank AG's Net Loan compare to competitors?
Luzerner Kantonalbank AG's Net Loan of CHF47,479.5 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Luzerner Kantonalbank AG and its competitors. Luzerner Kantonalbank AG's current Net Loan is CHF47,479.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Luzerner Kantonalbank AG stock overvalued right now?
Based on GuruFocus' analysis, Luzerner Kantonalbank AG (XSWX:LUKN) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF75.92, compared to a current price of CHF111.40 — trading 46.7% above its estimated fair value. The current Net Loan is CHF47,479.5 Mil. Luzerner Kantonalbank AG's overall GF Score™ is 50/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Luzerner Kantonalbank AG (XSWX:LUKN), the current Net Loan is CHF47,479.5 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Luzerner Kantonalbank AG (XSWX:LUKN) Overvalued in 2026?

Based on GuruFocus' analysis, Luzerner Kantonalbank AG stock appears to be overvalued. The current stock price of CHF111.40 is trading 46.7% above its estimated GF Value™ of CHF75.92. GuruFocus considers Luzerner Kantonalbank AG to be Significantly Overvalued.

Key valuation signals for XSWX:LUKN:

  • Net Loan: CHF47,479.5 Mil
  • GF Value™: CHF75.92 vs. price of CHF111.40 (46.7% above fair value)
  • GF Score™: 50/100 with 8 warning signs

No single metric tells the full story. See the XSWX:LUKN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Luzerner Kantonalbank AG Business Description

Other Exchanges LUKNz:UK0QNU:UK4J60:Germany
Address Pilatusstrasse 12, Luzern, CHE, 6002
Luzerner Kantonalbank AG is a full-service bank based in Lucerne. It provides private individuals and business clients with comprehensive basic services, such as accounts, cards, payment transactions, loans (including home financing) and pension and investment products (e.g. investment funds or fund savings plans).
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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF111.40
Price
CHF75.92
GF Value