Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Luzerner Kantonalbank AG (XSWX:LUKN) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Luzerner Kantonalbank AG Equity-to-Asset Related Terms
Luzerner Kantonalbank AG Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Luzerner Kantonalbank AG Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Luzerner Kantonalbank AG's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Luzerner Kantonalbank AG Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Luzerner Kantonalbank AG's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Luzerner Kantonalbank AG's Equity-to-Asset falls into.
Luzerner Kantonalbank AG Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Luzerner Kantonalbank AG's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Luzerner Kantonalbank AG (XSWX:LUKN) has a Equity-to-Asset of 0.07 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Luzerner Kantonalbank AG and its competitors. This is near median its historical median of 0.07. Over the past decade, Luzerner Kantonalbank AG's Equity-to-Asset has ranged from 0.06 to 0.07. According to the industry distribution chart, Luzerner Kantonalbank AG ranks #1157 out of 1521 companies in the Banks industry, placing it in the top 76.1%.
Is Luzerner Kantonalbank AG's Equity-to-Asset too high?
Luzerner Kantonalbank AG's current Equity-to-Asset of 0.07 is near median its 10-year median of 0.07. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.07. The Banks industry median Equity-to-Asset is 0.10. Luzerner Kantonalbank AG's value of 0.07 is 30% below this industry median. Based on the distribution chart, Luzerner Kantonalbank AG ranks #1157 out of 1521 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Luzerner Kantonalbank AG has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Luzerner Kantonalbank AG's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Luzerner Kantonalbank AG ranks #1157 out of 1521 companies for Equity-to-Asset. This places Luzerner Kantonalbank AG in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Luzerner Kantonalbank AG's value of 0.07 is 30% below this benchmark. Historically, Luzerner Kantonalbank AG's own Equity-to-Asset has ranged from 0.06 to 0.07 over the past decade. While the company's 10-year median is 0.07 vs. the industry median of 0.10, Luzerner Kantonalbank AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,521 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Luzerner Kantonalbank AG's current Equity-to-Asset of 0.07 is 30% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Luzerner Kantonalbank AG and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Luzerner Kantonalbank AG's current Equity-to-Asset is 0.07, which is near median its own 10-year median of 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Luzerner Kantonalbank AG stock overvalued right now?
Based on GuruFocus' analysis, Luzerner Kantonalbank AG (XSWX:LUKN) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF77.70, compared to a current price of CHF120.40 — trading 55% above its estimated fair value. The current Equity-to-Asset is 0.07, which is near median its 10-year median of 0.07 and 30% below the Banks industry median of 0.10. Luzerner Kantonalbank AG's overall GF Score™ is 47/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Luzerner Kantonalbank AG (XSWX:LUKN), the current Equity-to-Asset is 0.07 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Luzerner Kantonalbank AG (XSWX:LUKN) Overvalued in 2026?
Based on GuruFocus' analysis, Luzerner Kantonalbank AG stock appears to be overvalued.
The current stock price of CHF120.40 is trading 55% above its estimated GF Value™ of CHF77.70.
GuruFocus considers Luzerner Kantonalbank AG to be Significantly Overvalued.
Key valuation signals for XSWX:LUKN:
Equity-to-Asset: 0.07 (near median its 10-year median of 0.07)
GF Value™: CHF77.70 vs. price of CHF120.40 (55% above fair value)
Industry Position: 30% below the Banks median (#1157 of 1521)
No single metric tells the full story. See the XSWX:LUKN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Luzerner Kantonalbank AG is a full-service bank based in Lucerne. It provides private individuals and business clients with comprehensive basic services, such as accounts, cards, payment transactions, loans (including home financing) and pension and investment products (e.g. investment funds or fund savings plans).
47GF Score
Get the complete analysis for XSWX:LUKN
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XSWX:LUKN has been successfully added to your 
