Luzerner Kantonalbank AGXSWX:LUKN -0.37%54 Pretax Margin % is 47.80% as of Mar. 2026, which is 2% above its 10-year median of 46.78. GuruFocus rates XSWX:LUKN with a GF Score™ of 54/100 and a GF Value™ of CHF75.87 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,528 Banks companies, Luzerner Kantonalbank AG ranks better than 78.14% on this metric.
The historical rank and industry rank for Luzerner Kantonalbank AG's Pretax Margin % or its related term are showing as below:
XSWX:LUKN'
s Pretax Margin % Range Over the Past 10 Years
Min: 43.08 Med: 46.78 Max: 48.44
Current: 46.88
XSWX:LUKN's Pretax Margin % is ranked better than 78.14% of 1528
companies
in the Banks industry
Industry Median: 34.665
vs XSWX:LUKN: 46.88
Luzerner Kantonalbank AG (XSWX:LUKN) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Luzerner Kantonalbank AG Pretax Margin % Related Terms
Luzerner Kantonalbank AG Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Luzerner Kantonalbank AG Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Luzerner Kantonalbank AG's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Luzerner Kantonalbank AG Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Luzerner Kantonalbank AG's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Luzerner Kantonalbank AG's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Luzerner Kantonalbank AG (XSWX:LUKN) has a Pretax Margin % of 47.80% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Luzerner Kantonalbank AG and its competitors. This is near median its historical median of 46.78. Over the past decade, Luzerner Kantonalbank AG's Pretax Margin % has ranged from 43.08 to 48.44. According to the industry distribution chart, Luzerner Kantonalbank AG ranks #334 out of 1528 companies in the Banks industry, placing it in the top 21.9%.
Is Luzerner Kantonalbank AG's Pretax Margin % too high?
Luzerner Kantonalbank AG's current Pretax Margin % of 47.80% is near median its 10-year median of 46.78. Over the past 10 years, this metric has ranged from a low of 43.08 to a high of 48.44. The Banks industry median Pretax Margin % is 34.67. Luzerner Kantonalbank AG's value of 47.80% is 37.9% above this industry median. Based on the distribution chart, Luzerner Kantonalbank AG ranks #334 out of 1528 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Luzerner Kantonalbank AG has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Luzerner Kantonalbank AG's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Luzerner Kantonalbank AG ranks #334 out of 1528 companies for Pretax Margin %. This places Luzerner Kantonalbank AG in the top 22% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.67. Luzerner Kantonalbank AG's value of 47.80% is 37.9% above this benchmark. Historically, Luzerner Kantonalbank AG's own Pretax Margin % has ranged from 43.08 to 48.44 over the past decade. While the company's 10-year median is 46.78 vs. the industry median of 34.67, Luzerner Kantonalbank AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.67, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Luzerner Kantonalbank AG's current Pretax Margin % of 47.80% is 37.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Luzerner Kantonalbank AG and its competitors. For the Banks industry, the median Pretax Margin % is 34.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Luzerner Kantonalbank AG's current Pretax Margin % is 47.80%, which is near median its own 10-year median of 46.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Luzerner Kantonalbank AG stock overvalued right now?
Based on GuruFocus' analysis, Luzerner Kantonalbank AG (XSWX:LUKN) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF75.87, compared to a current price of CHF108.20 — trading 42.6% above its estimated fair value. The current Pretax Margin % is 47.80%, which is near median its 10-year median of 46.78 and 37.9% above the Banks industry median of 34.67. Luzerner Kantonalbank AG's overall GF Score™ is 54/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Luzerner Kantonalbank AG (XSWX:LUKN), the current Pretax Margin % is 47.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Luzerner Kantonalbank AG (XSWX:LUKN) Overvalued in 2026?
Based on GuruFocus' analysis, Luzerner Kantonalbank AG stock appears to be overvalued.
The current stock price of CHF108.20 is trading 42.6% above its estimated GF Value™ of CHF75.87.
GuruFocus considers Luzerner Kantonalbank AG to be Significantly Overvalued.
Key valuation signals for XSWX:LUKN:
Pretax Margin %: 47.80% (near median its 10-year median of 46.78)
GF Value™: CHF75.87 vs. price of CHF108.20 (42.6% above fair value)
Industry Position: 37.9% above the Banks median (#334 of 1528)
No single metric tells the full story. See the XSWX:LUKN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Luzerner Kantonalbank AG is a full-service bank based in Lucerne. It provides private individuals and business clients with comprehensive basic services, such as accounts, cards, payment transactions, loans (including home financing) and pension and investment products (e.g. investment funds or fund savings plans).
54GF Score
Get the complete analysis for XSWX:LUKN
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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