FISI (Financial Institutions) Total Deposits: $5,299.5 Mil (As of Jun. 2026)

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FISI Financial Institutions Inc FISI
55 GF Score
Price $40.92
GF Value $31.36
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Financial Institutions Total Deposits?

Financial Institutions FISI -1.56% 55 Total Deposits is $5,299.5 Mil as of Jun. 2026. GuruFocus rates FISI with a GF Score™ of 55/100 and a GF Value™ of $31.36 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Financial Institutions's annual total deposits declined from Dec. 2023 ($5,212.9 Mil) to Dec. 2024 ($5,104.7 Mil) but then increased from Dec. 2024 ($5,104.7 Mil) to Dec. 2025 ($5,206.3 Mil).

Financial Institutions Total Deposits Historical Data

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The historical data trend for Financial Institutions's Total Deposits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Financial Institutions Total Deposits Chart

Financial Institutions Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,827.09 4,929.42 5,212.91 5,104.73 5,206.35

Financial Institutions Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Deposits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5,156.01 5,357.81 5,206.35 5,337.88 5,299.47
FISI
55GF Score
Financial Institutions Inc FISI
Total Deposits is just one metric. See GF Score™, valuation, warning signs, and more.
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Financial Institutions Total Deposits Calculation

Total Deposits that banks' customers have in their accounts. This is an very important source of banks' liquidity.

When banks' customers flood to their banks to take their deposit out, it may be called "Bank Run", which may bring down a bank due to liquidity issues.

Frequently Asked Questions Learn more about Total Deposits →
What does a Total Deposits of $5,299.5 Mil mean?
Financial Institutions (FISI) has a Total Deposits of $5,299.5 Mil as of Jun. 2026. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Financial Institutions and its competitors.
Is Financial Institutions' Total Deposits too high?
Financial Institutions' current Total Deposits is $5,299.5 Mil. Overall, Financial Institutions has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Financial Institutions' Total Deposits compare to SHBI and HBIA?
Financial Institutions' Total Deposits of $5,299.5 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Deposits for a Banks company?
A good Total Deposits depends on the Banks industry context. However, Total Deposits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Deposits mean?
A high Total Deposits can signal that a stock is expensive relative to its fundamentals. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Financial Institutions and its competitors. Financial Institutions's current Total Deposits is $5,299.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Financial Institutions stock overvalued right now?
Based on GuruFocus' analysis, Financial Institutions (FISI) is currently considered Modestly Overvalued. The stock's GF Value™ is $31.36, compared to a current price of $40.92 — trading 30.5% above its estimated fair value. The current Total Deposits is $5,299.5 Mil. Financial Institutions' overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Deposits calculated?
Total Deposits is calculated from a company's financial statements. For Financial Institutions (FISI), the current Total Deposits is $5,299.5 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Financial Institutions (FISI) Overvalued in 2026?

Based on GuruFocus' analysis, Financial Institutions stock appears to be overvalued. The current stock price of $40.92 is trading 30.5% above its estimated GF Value™ of $31.36. GuruFocus considers Financial Institutions to be Modestly Overvalued.

Key valuation signals for FISI:

  • Total Deposits: $5,299.5 Mil
  • GF Value™: $31.36 vs. price of $40.92 (30.5% above fair value)
  • GF Score™: 55/100 with 7 warning signs

No single metric tells the full story. See the FISI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Financial Institutions Business Description

Other Exchanges FIISO.PFD:USA
Address 220 Liberty Street, Warsaw, NY, USA, 14569
Financial Institutions Inc operates through its subsidiaries, providing full range of banking services to consumer, commercial and municipal customers in Western and Central New York, and commercial loans in the Mid-Atlantic region, through a loan production office in Ellicott City, Maryland. It offers a broad range of loans including commercial business and revolving lines of credit, commercial mortgages, equipment loans, residential mortgage loans and home equity loans and lines of credit, automobile loans and personal loans. It operates in single segment of Banking.
55GF Score

Get the complete analysis for FISI

Total Deposits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$40.92
Price
$31.36
GF Value