Shore Bancshares Inc is a financial holding company. It offers personalized banking, insurance and investment services to families and businesses in the Mid-Atlantic region. It operates in two business segments - commercial and consumer banking and mortgage-banking. Commercial and consumer banking is conducted through the Bank and involves delivering a broad range of financial services, including lending and deposit-taking, to individuals and commercial enterprises, it also includes treasury and administrative functions. Mortgage-banking is conducted through the Bank's secondary marketing department and involves originating first and second-lien residential mortgages for sale in the secondary market.