What is Midsouth Bancorp Capital Adequacy Tier - Total Capital Ratio %?
Capital Adequacy Tier - Total Capital Ratio % is the ratio of a bank’s total capital, which includes both Tier 1 capital and Tier 2 capital, to its total risk-weighted assets. It is used to protect depositors and promote the stability and efficiency of financial systems around the world.
Midsouth Bancorp's Capital Adequacy Tier - Total Capital Ratio % for the quarter that ended in Jun. 2019 was 18.23%
, which is lower than
20.35% for the pervious quarter ended in Sep. 2018.
Midsouth Bancorp's Capital Adequacy Tier - Total Capital Ratio % for the annual that ended in Dec. 2018 was 19.04%
, which is higher than
17.77% for the pervious year ended in Dec. 2017.
The historical rank and industry rank for Midsouth Bancorp's Capital Adequacy Tier - Total Capital Ratio % or its related term are showing as below:
MSL's Capital Adequacy Tier - Total Capital Ratio % is not ranked *
in the Banks industry.
Industry Median: * Ranked among companies with meaningful Capital Adequacy Tier - Total Capital Ratio % only.
Midsouth Bancorp Capital Adequacy Tier - Total Capital Ratio % Historical Data
The historical data trend for Midsouth Bancorp's Capital Adequacy Tier - Total Capital Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Premium members only.
Midsouth Bancorp Capital Adequacy Tier - Total Capital Ratio % Chart
Midsouth Bancorp (NYSE:MSL) Capital Adequacy Tier - Total Capital Ratio % Calculation
Capital Adequacy Tier - Total Capital Ratio % is calculated as
Capital Adequacy Tier - Total Capital Ratio %
=
Total Capital
/
Total Risk Weighted Assets
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Midsouth Bancorp (NYSE:MSL) Capital Adequacy Tier - Total Capital Ratio % Explanation
A bank’s total capital includes Tier 1 capital and Tier 2 capital. Tier 1 capital, or core capital, consists of common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. Tier 1 capital is the capital that is permanently and easily available to cushion losses suffered by a bank without it being required to stop operating.
Tier 2 capital consists of unaudited retained earnings, unaudited reserves and general loss reserves. It is used to absorb losses if a bank loses all its Tier 1 capital, so it provides a lesser degree of protection to depositors and creditors.
Capital Adequacy Tier - Total Capital Ratio % measures the ratio of a bank’s total capital to its total risk-weighted assets. The minimum requirement for the total capital ratio is 10.5% under Basel III standards. This requirement is critical because it makes sure that banks have enough cushion to absorb a reasonable amount of losses before they become insolvent.
Midsouth Bancorp Capital Adequacy Tier - Total Capital Ratio % Related Terms
Thank you for viewing the detailed overview of Midsouth Bancorp's Capital Adequacy Tier - Total Capital Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.
Midsouth Bancorp (Midsouth Bancorp) Business Description
Midsouth Bancorp Inc is a financial holding company based in the United States. The company primarily operates through its wholly owned subsidiary and is engaged in the community banking business by providing banking services to commercial and retail customers. It focuses on providing commercial and consumer loan and deposit services to individuals and small to middle market businesses across America. Deposit products and services offered by the firm include interest-bearing and noninterest-bearing checking accounts, investment accounts, cash management services, and electronic banking services, including remote deposit capturing services, internet banking, and debit and credit cards.
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