WASH (Washington Trust Bancorp) Capital Adequacy Tier - Leverage Ratio %: 8.69% (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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WASH Washington Trust Bancorp Inc WASH
56 GF Score
Price $38.86
GF Value $35.83
Valuation Fairly Valued
! 9 Warning Signs
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What is Washington Trust Bancorp Capital Adequacy Tier - Leverage Ratio %?

Washington Trust Bancorp WASH -0.64% 56 Capital Adequacy Tier - Leverage Ratio % is 8.69% as of Mar. 2026. GuruFocus rates WASH with a GF Score™ of 56/100 and a GF Value™ of $35.83 (Fairly Valued). The stock has 9 warning signs investors should review.

Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. This ratio is a measure of a bank's financial health and suggests how leveraged a bank is based on its assets. A higher ratio indicates stronger financial footing.

Washington Trust Bancorp's Capital Adequacy Tier - Leverage Ratio % for the quarter that ended in Mar. 2026 was 8.69% , which is higher than 8.65% for the pervious quarter ended in Dec. 2025.

Washington Trust Bancorp's Capital Adequacy Tier - Leverage Ratio % for the annual that ended in Dec. 2025 was 8.65% , which is higher than 8.13% for the pervious year ended in Dec. 2024.

The historical rank and industry rank for Washington Trust Bancorp's Capital Adequacy Tier - Leverage Ratio % or its related term are showing as below:

WASH's Capital Adequacy Tier - Leverage Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Leverage Ratio % only.

Washington Trust Bancorp  (NAS:WASH) Capital Adequacy Tier - Leverage Ratio % Explanation

Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. In this situation, total assets means a bank's total exposures, which include its consolidated assets, derivative exposure and certain off-balance sheet exposures.

The leverage ratio is used by regulators to ensure the capital adequacy of banks and to limit the degree to which banks can leverage its capital base. The higher the leverage ratio is, the more likely a bank can withstand negative shocks to its balance sheet.


Washington Trust Bancorp Capital Adequacy Tier - Leverage Ratio % Related Terms


Washington Trust Bancorp Capital Adequacy Tier - Leverage Ratio % Historical Data

* Premium members only.

The historical data trend for Washington Trust Bancorp's Capital Adequacy Tier - Leverage Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Washington Trust Bancorp Capital Adequacy Tier - Leverage Ratio % Chart

Washington Trust Bancorp Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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Washington Trust BancorpQuarterly Data
Trend Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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WASH vs TCBX, CARE, PFIS: Capital Adequacy Tier - Leverage Ratio % Comparison

For the Banks - Regional subindustry, Washington Trust Bancorp's Capital Adequacy Tier - Leverage Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Leverage Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

WASH
56GF Score
Washington Trust Bancorp Inc WASH
Capital Adequacy Tier - Leverage Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.
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Washington Trust Bancorp  (NAS:WASH) Capital Adequacy Tier - Leverage Ratio % Calculation

Capital Adequacy Tier - Leverage Ratio % is calculated as

Capital Adequacy Tier - Leverage Ratio %=Capital / Total Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions
What does a Capital Adequacy Tier - Leverage Ratio % of 8.69% mean?
Washington Trust Bancorp (WASH) has a Capital Adequacy Tier - Leverage Ratio % of 8.69% as of Mar. 2026. Capital Adequacy Tier - Leverage Ratio measures a bank's capital relative to its total assets. View historical data on Washington Trust Bancorp and its competitors.
Is Washington Trust Bancorp's Capital Adequacy Tier - Leverage Ratio % too high?
Washington Trust Bancorp's current Capital Adequacy Tier - Leverage Ratio % is 8.69%. Overall, Washington Trust Bancorp has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Washington Trust Bancorp's Capital Adequacy Tier - Leverage Ratio % compare to TCBX and CARE?
Washington Trust Bancorp's Capital Adequacy Tier - Leverage Ratio % of 8.69% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Capital Adequacy Tier - Leverage Ratio % for a Banks company?
A good Capital Adequacy Tier - Leverage Ratio % depends on the Banks industry context. However, Capital Adequacy Tier - Leverage Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Capital Adequacy Tier - Leverage Ratio % mean?
A high Capital Adequacy Tier - Leverage Ratio % can signal that a stock is expensive relative to its fundamentals. Capital Adequacy Tier - Leverage Ratio measures a bank's capital relative to its total assets. View historical data on Washington Trust Bancorp and its competitors. Washington Trust Bancorp's current Capital Adequacy Tier - Leverage Ratio % is 8.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Washington Trust Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Washington Trust Bancorp (WASH) is currently considered Fairly Valued. The stock's GF Value™ is $35.83, compared to a current price of $38.86 — trading 8.5% above its estimated fair value. The current Capital Adequacy Tier - Leverage Ratio % is 8.69%. Washington Trust Bancorp's overall GF Score™ is 56/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Capital Adequacy Tier - Leverage Ratio % calculated?
Capital Adequacy Tier - Leverage Ratio % is calculated from a company's financial statements. For Washington Trust Bancorp (WASH), the current Capital Adequacy Tier - Leverage Ratio % is 8.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Washington Trust Bancorp (WASH) Overvalued in 2026?

Based on GuruFocus' analysis, Washington Trust Bancorp stock appears to be overvalued. The current stock price of $38.86 is trading 8.5% above its estimated GF Value™ of $35.83. GuruFocus considers Washington Trust Bancorp to be Fairly Valued.

Key valuation signals for WASH:

  • Capital Adequacy Tier - Leverage Ratio %: 8.69%
  • GF Value™: $35.83 vs. price of $38.86 (8.5% above fair value)
  • GF Score™: 56/100 with 9 warning signs

No single metric tells the full story. See the WASH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Washington Trust Bancorp Business Description

Other Exchanges WT1:Germany
Address 23 Broad Street, Westerly, RI, USA, 02891
Washington Trust Bancorp Inc through its subsidiaries, offers banking and financial services to individuals and businesses. It offers a full range of financial services, including commercial banking, mortgage banking, personal banking, wealth management, and trust services, through its offices located in Rhode Island, Connecticut, and Massachusetts. It operates in two segments. The Commercial Banking segment includes lending activities, commercial loans, residential real estate loan deposit activities, and others. The Wealth Management Services segment consists of investment management, financial planning, personal trust, and estate services, including services as trustee, personal representative, custodian, and guardian, and settlement of decedents' estates.
56GF Score

Get the complete analysis for WASH

Capital Adequacy Tier - Leverage Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.86
Price
$35.83
GF Value