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Washington Trust BancorpWASH -0.64%56 Equity-to-Asset is 0.09 as of Jun. 2026, which is at its 10-year median of 0.09. GuruFocus rates WASH with a GF Score™ of 56/100 and a GF Value™ of $33.86 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,524 Banks companies, Washington Trust Bancorp ranks worse than 55.38% on this metric.
Washington Trust Bancorp (NAS:WASH) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Washington Trust Bancorp Equity-to-Asset Related Terms
Washington Trust Bancorp Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WASH vs TCBX, CARE, PFIS: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Washington Trust Bancorp's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Washington Trust Bancorp Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Washington Trust Bancorp's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Washington Trust Bancorp's Equity-to-Asset falls into.
Washington Trust Bancorp Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Washington Trust Bancorp's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Washington Trust Bancorp (WASH) has a Equity-to-Asset of 0.09 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Washington Trust Bancorp and its competitors. This is near median its historical median of 0.09. Over the past decade, Washington Trust Bancorp's Equity-to-Asset has ranged from 0.06 to 0.10. According to the industry distribution chart, Washington Trust Bancorp ranks #844 out of 1524 companies in the Banks industry, placing it in the top 55.4%.
Is Washington Trust Bancorp's Equity-to-Asset too high?
Washington Trust Bancorp's current Equity-to-Asset of 0.09 is near median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.10. The Banks industry median Equity-to-Asset is 0.10. Washington Trust Bancorp's value of 0.09 is 10% below this industry median. Based on the distribution chart, Washington Trust Bancorp ranks #844 out of 1524 companies in the Banks industry, which is below the industry midpoint. Overall, Washington Trust Bancorp has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Washington Trust Bancorp's Equity-to-Asset compare to TCBX and CARE?
According to the Banks industry distribution chart, Washington Trust Bancorp ranks #844 out of 1524 companies for Equity-to-Asset. This places Washington Trust Bancorp in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Washington Trust Bancorp's value of 0.09 is 10% below this benchmark. Historically, Washington Trust Bancorp's own Equity-to-Asset has ranged from 0.06 to 0.10 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 0.10, Washington Trust Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Washington Trust Bancorp's current Equity-to-Asset of 0.09 is 10% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Washington Trust Bancorp and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Washington Trust Bancorp's current Equity-to-Asset is 0.09, which is near median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Washington Trust Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Washington Trust Bancorp (WASH) is currently considered Modestly Overvalued. The stock's GF Value™ is $33.86, compared to a current price of $38.86 — trading 14.8% above its estimated fair value. The current Equity-to-Asset is 0.09, which is near median its 10-year median of 0.09 and 10% below the Banks industry median of 0.10. Washington Trust Bancorp's overall GF Score™ is 56/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Washington Trust Bancorp (WASH), the current Equity-to-Asset is 0.09 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Washington Trust Bancorp (WASH) Overvalued in 2026?
Based on GuruFocus' analysis, Washington Trust Bancorp stock appears to be overvalued.
The current stock price of $38.86 is trading 14.8% above its estimated GF Value™ of $33.86.
GuruFocus considers Washington Trust Bancorp to be Modestly Overvalued.
Key valuation signals for WASH:
Equity-to-Asset: 0.09 (near median its 10-year median of 0.09)
GF Value™: $33.86 vs. price of $38.86 (14.8% above fair value)
Industry Position: 10% below the Banks median (#844 of 1524)
No single metric tells the full story. See the WASH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Washington Trust Bancorp Inc through its subsidiaries, offers banking and financial services to individuals and businesses. It offers a full range of financial services, including commercial banking, mortgage banking, personal banking, wealth management, and trust services, through its offices located in Rhode Island, Connecticut, and Massachusetts. It operates in two segments. The Commercial Banking segment includes lending activities, commercial loans, residential real estate loan deposit activities, and others. The Wealth Management Services segment consists of investment management, financial planning, personal trust, and estate services, including services as trustee, personal representative, custodian, and guardian, and settlement of decedents' estates.
56GF Score
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