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Navient (Navient) Capital Adequacy Tier - Total Capital Ratio % : 0.00% (As of Mar. 2024)


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What is Navient Capital Adequacy Tier - Total Capital Ratio %?

Capital Adequacy Tier - Total Capital Ratio % is the ratio of a bank’s total capital, which includes both Tier 1 capital and Tier 2 capital, to its total risk-weighted assets. It is used to protect depositors and promote the stability and efficiency of financial systems around the world.

The historical rank and industry rank for Navient's Capital Adequacy Tier - Total Capital Ratio % or its related term are showing as below:

NAVI's Capital Adequacy Tier - Total Capital Ratio % is not ranked *
in the Credit Services industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Total Capital Ratio % only.

Navient Capital Adequacy Tier - Total Capital Ratio % Historical Data

The historical data trend for Navient's Capital Adequacy Tier - Total Capital Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Navient Capital Adequacy Tier - Total Capital Ratio % Chart

Navient Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Capital Adequacy Tier - Total Capital Ratio %
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NavientQuarterly Data
Trend Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Capital Adequacy Tier - Total Capital Ratio %
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Competitive Comparison of Navient's Capital Adequacy Tier - Total Capital Ratio %

For the Credit Services subindustry, Navient's Capital Adequacy Tier - Total Capital Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Total Capital Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Navient  (NAS:NAVI) Capital Adequacy Tier - Total Capital Ratio % Calculation

Capital Adequacy Tier - Total Capital Ratio % is calculated as

Capital Adequacy Tier - Total Capital Ratio %=Total Capital / Total Risk Weighted Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Navient  (NAS:NAVI) Capital Adequacy Tier - Total Capital Ratio % Explanation

A bank’s total capital includes Tier 1 capital and Tier 2 capital. Tier 1 capital, or core capital, consists of common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. Tier 1 capital is the capital that is permanently and easily available to cushion losses suffered by a bank without it being required to stop operating.

Tier 2 capital consists of unaudited retained earnings, unaudited reserves and general loss reserves. It is used to absorb losses if a bank loses all its Tier 1 capital, so it provides a lesser degree of protection to depositors and creditors.

Capital Adequacy Tier - Total Capital Ratio % measures the ratio of a bank’s total capital to its total risk-weighted assets. The minimum requirement for the total capital ratio is 10.5% under Basel III standards. This requirement is critical because it makes sure that banks have enough cushion to absorb a reasonable amount of losses before they become insolvent.


Navient Capital Adequacy Tier - Total Capital Ratio % Related Terms

Thank you for viewing the detailed overview of Navient's Capital Adequacy Tier - Total Capital Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.


Navient (Navient) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Navient Corp (NAS:NAVI) » Definitions » Capital Adequacy Tier - Total Capital Ratio %
Traded in Other Exchanges
Address
123 Justison Street, Wilmington, DE, USA, 19801
Navient Corp is a financial services company that provides education loan management and business processing services to education, healthcare, and government clients at the federal, state, and local levels. The company operates in Delaware, western New York, northern Pennsylvania, Indiana, Tennessee, Texas, and Virginia, among other locations. The company has three primary reportable business segments: Federal Education Loans, Consumer Lending and Business Processing. The company's fourth and other segment relates to financial results of the company's holding company, including activities related to repurchases of debt, corporate liquidity portfolio, and unallocated overhead and regulatory-related costs.
Executives
John M Kane officer: Chief Operating Officer 300 CONTINENTAL DRIVE, NEWARK DE 19713
Mark L Heleen officer: EVP & Chief Legal Officer 12061 BLUEMONT WAY, RESTON VA 20190
Stephen M Hauber officer: SVP, Chief Risk&Compliance Off 123 S JUSTISON STREET, SUITE 300, WILMINGTON DE 19801
Newbury Investors Llc 10 percent owner 135 EAST 57TH STREET, NEW YORK NY 10022
Edward J Bramson 10 percent owner SHERBORNE INVESTORS MANAGEMENT LP, 135 EAST 57TH STREET, NEW YORK NY 10022
Sherborne Investors Gp, Llc 10 percent owner 135 EAST 57TH STREET, NEW YORK NY 10022
Stephen Welker 10 percent owner SHERBORNE INVESTORS MANAGEMENT LP, 135 EAST 57TH STREET, NEW YORK NY 10022
Sherborne Investors Lp 10 percent owner 135 E. 57TH STREET, 32ND FLOOR, NEW YORK NY 10022
Sherborne Investors Management Gp, Llc 10 percent owner 135 E. 57TH STREET, 32ND FLOOR, NEW YORK NY 10022
Sherborne Investors Management Lp 10 percent owner 135 E. 57TH STREET, 32ND FLOOR, NEW YORK NY 10022
Michael A Lawson director 123 JUSTISON STREET, WILMINGTON DE 19801
Joe Fisher officer: EVP, CFO & PAO 123 JUSTISON STREET, WILMINGTON DE 19801
Anna Escobedo Cabral director 300 CONTINENTAL DRIVE, NEWARK DE 19713
John F Remondi director, officer: Chief Executive Officer 300 CONTINENTAL DRIVE, NEWARK DE 19713
Ted A Morris officer: Acting Chief Financial Officer 123 S. JUSTISON STREET, WILMINGTON DE 19801

Navient (Navient) Headlines

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