Banca Monte dei Paschi di Siena (MIL:BMPS) Cash Conversion Cycle

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MIL:BMPS Banca Monte dei Paschi di Siena MIL:BMPS
49 GF Score
Price €11.98
GF Value €5.27
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Banca Monte dei Paschi di Siena Cash Conversion Cycle?

Cash Conversion Cycle (CCC) does not apply to banks and insurance companies.

MIL:BMPS
49GF Score
Banca Monte dei Paschi di Siena MIL:BMPS
Cash Conversion Cycle is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Banca Monte dei Paschi di Siena (MIL:BMPS) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Monte dei Paschi di Siena stock appears to be overvalued. The current stock price of €11.98 is trading 127.3% above its estimated GF Value™ of €5.27. GuruFocus considers Banca Monte dei Paschi di Siena to be Significantly Overvalued.

Key valuation signals for MIL:BMPS:

  • Cash Conversion Cycle:
  • GF Value™: €5.27 vs. price of €11.98 (127.3% above fair value)
  • GF Score™: 49/100 with 9 warning signs

No single metric tells the full story. See the MIL:BMPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banca Monte dei Paschi di Siena Business Description

Address Piazza Salimbeni, 3, Siena, ITA, 53100
Banca Monte dei Paschi di Siena SpA is an Italian banking group headquartered in Siena and one of the world's oldest banks, founded in 1472. It provides retail and commercial banking, wealth management, corporate and investment banking, and insurance services, primarily in Italy. Its retail network serves households, small businesses, and public entities through branches and digital channels, including the Banca Widiba online platform. Corporate and investment banking operations serve SMEs, large corporates, and institutional clients, offering lending, leasing, factoring, and capital markets services. The group also operates in asset management and bancassurance. Revenue is generated mainly from net interest income on loans and deposits, supplemented by fees and commissions from wealth management, insurance, and transaction services. Following its 2025 acquisition of Mediobanca, the group expanded into investment banking and consumer finance, broadening its product range and client base.
49GF Score

Get the complete analysis for MIL:BMPS

Cash Conversion Cycle is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€11.98
Price
€5.27
GF Value