Banca Monte dei Paschi di Siena (MIL:BMPS) E10: €-574.80 (As of Mar. 2026)


MIL:BMPS Banca Monte dei Paschi di Siena MIL:BMPS
49 GF Score
Price €10.82
GF Value €4.59
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Banca Monte dei Paschi di Siena E10?

Banca Monte dei Paschi di Siena MIL:BMPS -1.24% 49 E10 is €-574.80 as of Mar. 2026. GuruFocus rates MIL:BMPS with a GF Score™ of 49/100 and a GF Value™ of €4.59 (Significantly Overvalued). The stock has 9 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Banca Monte dei Paschi di Siena's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.171. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €-574.80 for the trailing ten years ended in Mar. 2026.

During the past 3 years, the average E10 Growth Rate was 47.10% per year. During the past 5 years, the average E10 Growth Rate was 42.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Banca Monte dei Paschi di Siena was 53.00% per year. The lowest was 9.70% per year. And the median was 24.20% per year.

As of today (2026-06-27), Banca Monte dei Paschi di Siena's current stock price is €10.816. Banca Monte dei Paschi di Siena's E10 for the quarter that ended in Mar. 2026 was €-574.80. Banca Monte dei Paschi di Siena's Shiller PE Ratio of today is .


Banca Monte dei Paschi di Siena  (MIL:BMPS) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Banca Monte dei Paschi di Siena E10 Related Terms


Banca Monte dei Paschi di Siena E10 Historical Data

* Premium members only.

The historical data trend for Banca Monte dei Paschi di Siena's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banca Monte dei Paschi di Siena E10 Chart

Banca Monte dei Paschi di Siena Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4,994.94 -3,827.97 -3,067.49 -517.95 -566.92

Banca Monte dei Paschi di Siena Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -538.25 -562.32 -586.50 -566.92 -574.80

Banca Monte dei Paschi di Siena E10 Competitor Comparison

For the Banks - Regional subindustry, Banca Monte dei Paschi di Siena's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banca Monte dei Paschi di Siena Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Banca Monte dei Paschi di Siena's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Banca Monte dei Paschi di Siena's Shiller PE Ratio falls into.


MIL:BMPS
49GF Score
Banca Monte dei Paschi di Siena MIL:BMPS
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banca Monte dei Paschi di Siena E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Banca Monte dei Paschi di Siena's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.171/122.6000*122.6000
=0.171

Current CPI (Mar. 2026) = 122.6000.

Banca Monte dei Paschi di Siena Quarterly Data

per share eps CPI Adj_EPS
201606 148.380 99.900 182.096
201609 -817.707 100.100 -1,001.507
201612 -1,700.301 100.300 -2,078.334
201703 -120.230 101.000 -145.943
201706 -2,184.282 101.100 -2,648.793
201709 4.566 101.200 5.532
201712 -9.468 101.200 -11.470
201803 3.542 101.800 4.266
201806 1.896 102.400 2.270
201809 1.714 102.600 2.048
201812 -1.917 102.300 -2.297
201903 0.521 102.800 0.621
201906 1.229 103.100 1.461
201909 1.770 102.900 2.109
201912 -23.025 102.800 -27.460
202003 -4.501 102.900 -5.363
202006 -15.919 102.900 -18.967
202009 -8.505 102.300 -10.193
202012 -3.332 102.600 -3.982
202103 2.563 103.700 3.030
202106 1.771 104.200 2.084
202109 4.012 104.900 4.689
202112 -1.634 106.600 -1.879
202203 0.970 110.400 1.077
202206 0.634 112.500 0.691
202209 -8.055 114.200 -8.647
202212 0.124 119.000 0.128
202303 0.187 118.800 0.193
202306 0.304 119.700 0.311
202309 0.246 120.300 0.251
202312 0.892 119.700 0.914
202403 0.264 120.200 0.269
202406 0.656 120.700 0.666
202409 0.323 121.200 0.327
202412 0.306 121.200 0.310
202503 0.328 122.500 0.328
202506 0.380 122.700 0.380
202509 0.156 123.100 0.155
202512 0.444 122.600 0.444
202603 0.171 122.600 0.171

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €-574.80 mean?
Banca Monte dei Paschi di Siena (MIL:BMPS) has a E10 of €-574.80 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Banca Monte dei Paschi di Siena and its competitors.
Is Banca Monte dei Paschi di Siena's E10 too high?
Banca Monte dei Paschi di Siena's current E10 is €-574.80. Overall, Banca Monte dei Paschi di Siena has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Monte dei Paschi di Siena's E10 compare to competitors?
Banca Monte dei Paschi di Siena's E10 of €-574.80 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Banca Monte dei Paschi di Siena and its competitors. Banca Monte dei Paschi di Siena's current E10 is €-574.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Monte dei Paschi di Siena stock overvalued right now?
Based on GuruFocus' analysis, Banca Monte dei Paschi di Siena (MIL:BMPS) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.59, compared to a current price of €10.82 — trading 135.6% above its estimated fair value. The current E10 is €-574.80. Banca Monte dei Paschi di Siena's overall GF Score™ is 49/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Banca Monte dei Paschi di Siena (MIL:BMPS), the current E10 is €-574.80 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Monte dei Paschi di Siena (MIL:BMPS) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Monte dei Paschi di Siena stock appears to be overvalued. The current stock price of €10.82 is trading 135.6% above its estimated GF Value™ of €4.59. GuruFocus considers Banca Monte dei Paschi di Siena to be Significantly Overvalued.

Key valuation signals for MIL:BMPS:

  • E10: €-574.80
  • GF Value™: €4.59 vs. price of €10.82 (135.6% above fair value)
  • GF Score™: 49/100 with 9 warning signs

No single metric tells the full story. See the MIL:BMPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banca Monte dei Paschi di Siena Business Description

Address Piazza Salimbeni, 3, Siena, ITA, 53100
Banca Monte dei Paschi di Siena is a banking group operating in Italy, mainly providing retail and commercial banking services. The group has five segments: Retail Banking, Wealth Management, Corporate Banking, Large Corporate & Investment Banking, and Mediobanca Group. Retail Banking serves retail customers, including Banca Widiba. Wealth Management focuses on private and family office clients. Corporate Banking serves SME and corporate clients. Large Corporate & Investment Banking provides corporate finance and investment banking services. The Mediobanca Group segment includes wealth management, consumer finance, and corporate and investment banking activities. It generates the majority of its revenue from the Retail Banking segment.
49GF Score

Get the complete analysis for MIL:BMPS

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€10.82
Price
€4.59
GF Value