Banca Monte dei Paschi di Siena (MIL:BMPS) EV-to-OCF: 148.87 (As of Aug. 27, 2026) — 19749% Above Median

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MIL:BMPS Banca Monte dei Paschi di Siena MIL:BMPS
51 GF Score
Price €11.60
GF Value €4.69
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Banca Monte dei Paschi di Siena EV-to-OCF?

Banca Monte dei Paschi di Siena MIL:BMPS -0.62% 51 EV-to-OCF is 148.87 as of Aug. 27, 2026, which is 19749% above its 10-year median of 0.75. GuruFocus rates MIL:BMPS with a GF Score™ of 51/100 and a GF Value™ of €4.69 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 1,493 Banks companies, Banca Monte dei Paschi di Siena ranks worse than 99% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Banca Monte dei Paschi di Siena's Enterprise Value is €79,900 Mil. Banca Monte dei Paschi di Siena's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was €537 Mil. Therefore, Banca Monte dei Paschi di Siena's EV-to-OCF for today is 148.87.

The historical rank and industry rank for Banca Monte dei Paschi di Siena's EV-to-OCF or its related term are showing as below:

MIL:BMPS' s EV-to-OCF Range Over the Past 10 Years
Min: -177.02   Med: 0.75   Max: 148.87
Current: 148.87

During the past 13 years, the highest EV-to-OCF of Banca Monte dei Paschi di Siena was 148.87. The lowest was -177.02. And the median was 0.75.

MIL:BMPS's EV-to-OCF is ranked worse than
99% of 1493 companies
in the Banks industry
Industry Median: 3.86 vs MIL:BMPS: 148.87

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-27), Banca Monte dei Paschi di Siena's stock price is €11.60. Banca Monte dei Paschi di Siena's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was €0.972. Therefore, Banca Monte dei Paschi di Siena's PE Ratio (TTM) for today is 11.93.


Banca Monte dei Paschi di Siena  (MIL:BMPS) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Banca Monte dei Paschi di Siena's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=11.60/0.972
=11.93

Banca Monte dei Paschi di Siena's share price for today is €11.60.
Banca Monte dei Paschi di Siena's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.972.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Banca Monte dei Paschi di Siena EV-to-OCF Related Terms


Banca Monte dei Paschi di Siena EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Banca Monte dei Paschi di Siena's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banca Monte dei Paschi di Siena EV-to-OCF Chart

Banca Monte dei Paschi di Siena Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.07 -0.10 0.68 -8.46 37.62

Banca Monte dei Paschi di Siena Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -26.22 -142.77 37.62 109.73 0.00

Banca Monte dei Paschi di Siena EV-to-OCF Competitor Comparison

For the Banks - Regional subindustry, Banca Monte dei Paschi di Siena's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banca Monte dei Paschi di Siena EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Banca Monte dei Paschi di Siena's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Banca Monte dei Paschi di Siena's EV-to-OCF falls into.


MIL:BMPS
51GF Score
Banca Monte dei Paschi di Siena MIL:BMPS
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banca Monte dei Paschi di Siena EV-to-OCF Calculation

Banca Monte dei Paschi di Siena's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=79899.651/536.7
=148.87

Banca Monte dei Paschi di Siena's current Enterprise Value is €79,900 Mil.
Banca Monte dei Paschi di Siena's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €537 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 148.87 mean?
Banca Monte dei Paschi di Siena (MIL:BMPS) has a EV-to-OCF of 148.87 as of Aug. 27, 2026. This is 19749% above median its historical median of 0.75. According to the industry distribution chart, Banca Monte dei Paschi di Siena ranks #1478 out of 1493 companies in the Banks industry, placing it in the top 99%.
Is Banca Monte dei Paschi di Siena's EV-to-OCF too high?
Banca Monte dei Paschi di Siena's current EV-to-OCF of 148.87 is 19749% above median its 10-year median of 0.75. The Banks industry median EV-to-OCF is 3.86. Banca Monte dei Paschi di Siena's value of 148.87 is 3756.7% above this industry median. Based on the distribution chart, Banca Monte dei Paschi di Siena ranks #1478 out of 1493 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banca Monte dei Paschi di Siena has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banca Monte dei Paschi di Siena's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, Banca Monte dei Paschi di Siena ranks #1478 out of 1493 companies for EV-to-OCF. This places Banca Monte dei Paschi di Siena in the lower half of its industry. The industry median EV-to-OCF is 3.86. Banca Monte dei Paschi di Siena's value of 148.87 is 3756.7% above this benchmark. While the company's 10-year median is 0.75 vs. the industry median of 3.86, Banca Monte dei Paschi di Siena has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.86, based on 1,493 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banca Monte dei Paschi di Siena's current EV-to-OCF of 148.87 is 3756.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banca Monte dei Paschi di Siena's current EV-to-OCF is 148.87, which is 19749% above median its own 10-year median of 0.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banca Monte dei Paschi di Siena stock overvalued right now?
Based on GuruFocus' analysis, Banca Monte dei Paschi di Siena (MIL:BMPS) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.69, compared to a current price of €11.60 — trading 147.3% above its estimated fair value. The current EV-to-OCF is 148.87, which is 19749% above median its 10-year median of 0.75 and 3756.7% above the Banks industry median of 3.86. Banca Monte dei Paschi di Siena's overall GF Score™ is 51/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Banca Monte dei Paschi di Siena (MIL:BMPS), the current EV-to-OCF is 148.87 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banca Monte dei Paschi di Siena (MIL:BMPS) Overvalued in 2026?

Based on GuruFocus' analysis, Banca Monte dei Paschi di Siena stock appears to be overvalued. The current stock price of €11.60 is trading 147.3% above its estimated GF Value™ of €4.69. GuruFocus considers Banca Monte dei Paschi di Siena to be Significantly Overvalued.

Key valuation signals for MIL:BMPS:

  • EV-to-OCF: 148.87 (19749% above median its 10-year median of 0.75)
  • GF Value™: €4.69 vs. price of €11.60 (147.3% above fair value)
  • GF Score™: 51/100 with 10 warning signs
  • Industry Position: 3756.7% above the Banks median (#1478 of 1493)

No single metric tells the full story. See the MIL:BMPS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banca Monte dei Paschi di Siena Business Description

Address Piazza Salimbeni, 3, Siena, ITA, 53100
Banca Monte dei Paschi di Siena is a banking group operating in Italy, mainly providing retail and commercial banking services. The group has five segments: Retail Banking, Wealth Management, Corporate Banking, Large Corporate & Investment Banking, and Mediobanca Group. Retail Banking serves retail customers, including Banca Widiba. Wealth Management focuses on private and family office clients. Corporate Banking serves SME and corporate clients. Large Corporate & Investment Banking provides corporate finance and investment banking services. The Mediobanca Group segment includes wealth management, consumer finance, and corporate and investment banking activities. It generates the majority of its revenue from the Retail Banking segment.
51GF Score

Get the complete analysis for MIL:BMPS

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€11.60
Price
€4.69
GF Value