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Net Pacific Holdings's Days Sales Outstanding for the
three
months ended in Mar. 2026 was 119.94.
Net Pacific Holdings's Days Inventory for the
three
months ended in Mar. 2026 was 109.91.
Net Pacific Holdings's Days Payable for the
three
months ended in Mar. 2026 was 121.57.
Therefore, Net Pacific Holdings's Cash Conversion Cycle (CCC) for the
three
months ended in Mar. 2026 was 108.28.
Net Pacific Holdings (SGX:5QY) Cash Conversion Cycle Explanation
Generally, the lower this number is, the better for the company. Although it should be combined with other metrics (such as ROE % and ROA %), it can be especially useful for comparing close competitors, because the company with the lowest CCC is often the one with better management.
Be Aware
CCC is most effective with retail-type companies, which have inventories that are sold to customers. Consulting businesses, software companies and insurance companies are all examples of companies for whom this metric is meaningless.
The CCC is one of several tools that can help you evaluate management, especially if it is calculated for several consecutive time periods and for several competitors. Decreasing or steady CCCs are good, while rising ones should motivate you to dig a bit deeper.
Net Pacific Holdings Cash Conversion Cycle Related Terms
Net Pacific Holdings Cash Conversion Cycle Historical Data
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The historical data trend for Net Pacific Holdings's Cash Conversion Cycle can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SGX:5QY vs RKT, FNMA, PFSI: Cash Conversion Cycle Comparison
For the Mortgage Finance subindustry, Net Pacific Holdings's Cash Conversion Cycle, along with its competitors' market caps and Cash Conversion Cycle data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Net Pacific Holdings Cash Conversion Cycle vs Banks Industry
For the Banks industry and Financial Services sector, Net Pacific Holdings's Cash Conversion Cycle distribution charts can be found below:
* The bar in red indicates where Net Pacific Holdings's Cash Conversion Cycle falls into.
Net Pacific Holdings Cash Conversion Cycle Calculation
Cash Conversion Cycle (CCC) measures how fast a company can convert cash on hand into even more cash on hand. This metric looks at the amount of time needed to sell inventory, the amount of time needed to collect receivables and the length of time the company is afforded to pay its bills without incurring penalties.
Cash Conversion Cycle is one of several measures of management effectiveness.
Net Pacific Holdings's Cash Conversion Cycle for the fiscal year that ended in Dec. 2023 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Net Pacific Holdings (SGX:5QY) has a Cash Conversion Cycle of 108.28 as of Mar. 2026. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Net Pacific Holdings and its competitors.
Is Net Pacific Holdings' Cash Conversion Cycle too high?
Net Pacific Holdings' current Cash Conversion Cycle is 108.28. The Banks industry median Cash Conversion Cycle is 0.39. Net Pacific Holdings' value of 108.28 is 27664.1% above this industry median.
How does Net Pacific Holdings' Cash Conversion Cycle compare to RKT and FNMA?
Net Pacific Holdings' Cash Conversion Cycle of 108.28 can be compared against companies in the Banks industry. The industry median Cash Conversion Cycle is 0.39. Net Pacific Holdings' value of 108.28 is 27664.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Conversion Cycle for a Banks company?
The median Cash Conversion Cycle among Banks companies is 0.39, based on 43 companies in the industry. Companies in the top quartile (top 25%) have a Cash Conversion Cycle significantly above this median, while those in the bottom quartile fall well below. However, Cash Conversion Cycle should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Net Pacific Holdings's current Cash Conversion Cycle of 108.28 is 27664.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Conversion Cycle mean?
A high Cash Conversion Cycle can signal that a stock is expensive relative to its fundamentals. Cash conversion cycle equals sum of days inventory and days sales outstanding less days payable. View historical data on Net Pacific Holdings and its competitors. For the Banks industry, the median Cash Conversion Cycle is 0.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Net Pacific Holdings's current Cash Conversion Cycle is 108.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Net Pacific Holdings stock overvalued right now?
Net Pacific Holdings (SGX:5QY) has a current Cash Conversion Cycle of 108.28. The current Cash Conversion Cycle is 108.28 and 27664.1% above the Banks industry median of 0.39. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Conversion Cycle calculated?
Cash Conversion Cycle is calculated from a company's financial statements. For Net Pacific Holdings (SGX:5QY), the current Cash Conversion Cycle is 108.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Net Pacific Holdings Ltd, formerly Net Pacific Financial Holdings Ltd is engaged in providing financing services to small and medium-sized companies in the People's Republic of China and the Hong Kong Special Administrative Region (HKSAR). Its operating segments include a financing business involving the provision of working capital financing, asset-backed loans, mezzanine loans, and investments in companies with good fundamentals and growth potential. The company also operates a golf business involving the sale of golf simulators and the operation of indoor golf simulator venues in the PRC, and a luggage business focused on the manufacture and sale of hard-case luggage in North America, Asia Pacific, the Middle East, and Europe.
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