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Net Pacific HoldingsSGX:5QY Quick Ratio is 0.97 as of Mar. 2026, which is 95% below its 10-year median of 19.48. The stock has 3 warning signs investors should review. Among 46 Banks companies, Net Pacific Holdings ranks worse than 73.91% on this metric.
Net Pacific Holdings (SGX:5QY) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Net Pacific Holdings Quick Ratio Related Terms
Net Pacific Holdings Quick Ratio Historical Data
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The historical data trend for Net Pacific Holdings's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SGX:5QY vs RKT, FNMA, PFSI: Quick Ratio Comparison
For the Mortgage Finance subindustry, Net Pacific Holdings's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Net Pacific Holdings Quick Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Net Pacific Holdings's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Net Pacific Holdings's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Net Pacific Holdings's Quick Ratio for the fiscal year that ended in Dec. 2023 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Net Pacific Holdings (SGX:5QY) has a Quick Ratio of 0.97 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Net Pacific Holdings and its competitors. This is 95% below median its historical median of 19.48. Over the past decade, Net Pacific Holdings' Quick Ratio has ranged from 0.97 to 52.03. According to the industry distribution chart, Net Pacific Holdings ranks #34 out of 46 companies in the Banks industry, placing it in the top 73.9%.
Is Net Pacific Holdings' Quick Ratio too high?
Net Pacific Holdings' current Quick Ratio of 0.97 is 95% below median its 10-year median of 19.48. Over the past 10 years, this metric has ranged from a low of 0.97 to a high of 52.03. The Banks industry median Quick Ratio is 1.72. Net Pacific Holdings' value of 0.97 is 43.4% below this industry median. Based on the distribution chart, Net Pacific Holdings ranks #34 out of 46 companies in the Banks industry, which is below the industry midpoint.
How does Net Pacific Holdings' Quick Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Net Pacific Holdings ranks #34 out of 46 companies for Quick Ratio. This places Net Pacific Holdings in the lower half of its industry. The industry median Quick Ratio is 1.72. Net Pacific Holdings' value of 0.97 is 43.4% below this benchmark. Historically, Net Pacific Holdings' own Quick Ratio has ranged from 0.97 to 52.03 over the past decade. While the company's 10-year median is 19.48 vs. the industry median of 1.72, Net Pacific Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Banks company?
The median Quick Ratio among Banks companies is 1.72, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Net Pacific Holdings's current Quick Ratio of 0.97 is 43.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Net Pacific Holdings and its competitors. For the Banks industry, the median Quick Ratio is 1.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Net Pacific Holdings's current Quick Ratio is 0.97, which is 95% below median its own 10-year median of 19.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Net Pacific Holdings stock overvalued right now?
Net Pacific Holdings (SGX:5QY) has a current Quick Ratio of 0.97. The current Quick Ratio is 0.97, which is 95% below median its 10-year median of 19.48 and 43.4% below the Banks industry median of 1.72. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Net Pacific Holdings (SGX:5QY), the current Quick Ratio is 0.97 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Net Pacific Holdings Ltd, formerly Net Pacific Financial Holdings Ltd is engaged in providing financing services to small and medium-sized companies in the People's Republic of China and the Hong Kong Special Administrative Region (HKSAR). Its operating segments include a financing business involving the provision of working capital financing, asset-backed loans, mezzanine loans, and investments in companies with good fundamentals and growth potential. The company also operates a golf business involving the sale of golf simulators and the operation of indoor golf simulator venues in the PRC, and a luggage business focused on the manufacture and sale of hard-case luggage in North America, Asia Pacific, the Middle East, and Europe.
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