Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Net Pacific HoldingsSGX:5QY Current Ratio is 1.23 as of Mar. 2026, which is 94% below its 10-year median of 19.48. The stock has 3 warning signs investors should review. Among 46 Banks companies, Net Pacific Holdings ranks worse than 60.87% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Net Pacific Holdings's current ratio for the quarter that ended in Mar. 2026 was 1.23.
Net Pacific Holdings has a current ratio of 1.23. It generally indicates good short-term financial strength.
The historical rank and industry rank for Net Pacific Holdings's Current Ratio or its related term are showing as below:
SGX:5QY'
s Current Ratio Range Over the Past 10 Years
Min: 1.23 Med: 19.48 Max: 52.03
Current: 1.23
During the past 13 years, Net Pacific Holdings's highest Current Ratio was 52.03. The lowest was 1.23. And the median was 19.48.
SGX:5QY's Current Ratio is ranked worse than 60.87% of 46
companies
in the Banks industry
Industry Median: 1.735
vs SGX:5QY: 1.23
Net Pacific Holdings (SGX:5QY) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Net Pacific Holdings Current Ratio Related Terms
Net Pacific Holdings Current Ratio Historical Data
* Premium members only.
The historical data trend for Net Pacific Holdings's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SGX:5QY vs RKT, FNMA, PFSI: Current Ratio Comparison
For the Mortgage Finance subindustry, Net Pacific Holdings's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Net Pacific Holdings Current Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Net Pacific Holdings's Current Ratio distribution charts can be found below:
* The bar in red indicates where Net Pacific Holdings's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Net Pacific Holdings (SGX:5QY) has a Current Ratio of 1.23 as of Mar. 2026. This is 94% below median its historical median of 19.48. Over the past decade, Net Pacific Holdings' Current Ratio has ranged from 1.23 to 52.03. According to the industry distribution chart, Net Pacific Holdings ranks #28 out of 46 companies in the Banks industry, placing it in the top 60.9%.
Is Net Pacific Holdings' Current Ratio too high?
Net Pacific Holdings' current Current Ratio of 1.23 is 94% below median its 10-year median of 19.48. Over the past 10 years, this metric has ranged from a low of 1.23 to a high of 52.03. The Banks industry median Current Ratio is 1.74. Net Pacific Holdings' value of 1.23 is 29.1% below this industry median. Based on the distribution chart, Net Pacific Holdings ranks #28 out of 46 companies in the Banks industry, which is below the industry midpoint.
How does Net Pacific Holdings' Current Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Net Pacific Holdings ranks #28 out of 46 companies for Current Ratio. This places Net Pacific Holdings in the lower half of its industry. The industry median Current Ratio is 1.74. Net Pacific Holdings' value of 1.23 is 29.1% below this benchmark. Historically, Net Pacific Holdings' own Current Ratio has ranged from 1.23 to 52.03 over the past decade. While the company's 10-year median is 19.48 vs. the industry median of 1.74, Net Pacific Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Banks company?
The median Current Ratio among Banks companies is 1.74, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Net Pacific Holdings's current Current Ratio of 1.23 is 29.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Current Ratio is 1.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Net Pacific Holdings's current Current Ratio is 1.23, which is 94% below median its own 10-year median of 19.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Net Pacific Holdings stock overvalued right now?
Net Pacific Holdings (SGX:5QY) has a current Current Ratio of 1.23. The current Current Ratio is 1.23, which is 94% below median its 10-year median of 19.48 and 29.1% below the Banks industry median of 1.74. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Net Pacific Holdings (SGX:5QY), the current Current Ratio is 1.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Net Pacific Holdings Ltd, formerly Net Pacific Financial Holdings Ltd is engaged in providing financing services to small and medium-sized companies in the People's Republic of China and the Hong Kong Special Administrative Region (HKSAR). Its operating segments include a financing business involving the provision of working capital financing, asset-backed loans, mezzanine loans, and investments in companies with good fundamentals and growth potential. The company also operates a golf business involving the sale of golf simulators and the operation of indoor golf simulator venues in the PRC, and a luggage business focused on the manufacture and sale of hard-case luggage in North America, Asia Pacific, the Middle East, and Europe.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
SGX:5QY has been successfully added to your 
