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CASH Financial Services GroupCFLSF 32 Cash Ratio is 0.20 as of Dec. 2025, which is 39% below its 10-year median of 0.33. GuruFocus rates CFLSF with a GF Score™ of 32/100 and a GF Value™ of $0.04. The stock has 5 warning signs investors should review. Among 683 Capital Markets companies, CASH Financial Services Group ranks worse than 80.97% on this metric.
CASH Financial Services Group has a Cash Ratio of 0.20. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for CASH Financial Services Group's Cash Ratio or its related term are showing as below:
CFLSF'
s Cash Ratio Range Over the Past 10 Years
Min: 0.2 Med: 0.33 Max: 0.46
Current: 0.2
During the past 13 years, CASH Financial Services Group's highest Cash Ratio was 0.46. The lowest was 0.20. And the median was 0.33.
CFLSF's Cash Ratio is ranked worse than 80.97% of 683
companies
in the Capital Markets industry
Industry Median: 0.93
vs CFLSF: 0.20
CASH Financial Services Group (OTCPK:CFLSF) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
CASH Financial Services Group Cash Ratio Related Terms
CASH Financial Services Group Cash Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, CASH Financial Services Group's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CASH Financial Services Group Cash Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, CASH Financial Services Group's Cash Ratio distribution charts can be found below:
* The bar in red indicates where CASH Financial Services Group's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CASH Financial Services Group (CFLSF) has a Cash Ratio of 0.20 as of Dec. 2025. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on CASH Financial Services Group and its competitors. This is 39% below median its historical median of 0.33. Over the past decade, CASH Financial Services Group's Cash Ratio has ranged from 0.20 to 0.46. According to the industry distribution chart, CASH Financial Services Group ranks #553 out of 683 companies in the Capital Markets industry, placing it in the top 81%.
Is CASH Financial Services Group's Cash Ratio too high?
CASH Financial Services Group's current Cash Ratio of 0.20 is 39% below median its 10-year median of 0.33. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 0.46. The Capital Markets industry median Cash Ratio is 0.93. CASH Financial Services Group's value of 0.20 is 78.5% below this industry median. Based on the distribution chart, CASH Financial Services Group ranks #553 out of 683 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, CASH Financial Services Group has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does CASH Financial Services Group's Cash Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, CASH Financial Services Group ranks #553 out of 683 companies for Cash Ratio. This places CASH Financial Services Group in the lower half of its industry. The industry median Cash Ratio is 0.93. CASH Financial Services Group's value of 0.20 is 78.5% below this benchmark. Historically, CASH Financial Services Group's own Cash Ratio has ranged from 0.20 to 0.46 over the past decade. While the company's 10-year median is 0.33 vs. the industry median of 0.93, CASH Financial Services Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Capital Markets company?
The median Cash Ratio among Capital Markets companies is 0.93, based on 683 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CASH Financial Services Group's current Cash Ratio of 0.20 is 78.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on CASH Financial Services Group and its competitors. For the Capital Markets industry, the median Cash Ratio is 0.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CASH Financial Services Group's current Cash Ratio is 0.20, which is 39% below median its own 10-year median of 0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CASH Financial Services Group stock overvalued right now?
CASH Financial Services Group (CFLSF) has a current Cash Ratio of 0.20. The stock's GF Value™ is $0.04, compared to a current price of $0.10 — trading 150% above its estimated fair value. The current Cash Ratio is 0.20, which is 39% below median its 10-year median of 0.33 and 78.5% below the Capital Markets industry median of 0.93. CASH Financial Services Group's overall GF Score™ is 32/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For CASH Financial Services Group (CFLSF), the current Cash Ratio is 0.20 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CASH Financial Services Group (CFLSF) Overvalued in 2026?
Based on GuruFocus' analysis, CASH Financial Services Group stock appears to be overvalued.
The current stock price of $0.10 is trading 150% above its estimated GF Value™ of $0.04.
Key valuation signals for CFLSF:
Cash Ratio: 0.20 (39% below median its 10-year median of 0.33)
GF Value™: $0.04 vs. price of $0.10 (150% above fair value)
Industry Position: 78.5% below the Capital Markets median (#553 of 683)
No single metric tells the full story. See the CFLSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CASH Financial Services Group Ltd is engaged in the provision of online and traditional brokerage of securities, futures and options as well as general and life insurance, mutual funds and mandatory provident fund products; proprietary trading of equity securities and derivatives; provision of margin financing and money lending services; and provision of investment management services. Its segments include Financial services, and Investment management. It derives revenue from Broking services, Wealth management services, Investment management services, Handling and other services. Geographically, the company derives maximum revenue from Hong Kong, and also has its presence in the PRC.
32GF Score
Get the complete analysis for CFLSF
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