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CASH Financial Services GroupCFLSF 32 Debt-to-Equity is 0.32 as of Dec. 2025, which is 6% below its 10-year median of 0.34. GuruFocus rates CFLSF with a GF Score™ of 32/100 and a GF Value™ of $0.05. The stock has 5 warning signs investors should review. Among 610 Capital Markets companies, CASH Financial Services Group ranks worse than 50.82% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for CASH Financial Services Group's Debt-to-Equity or its related term are showing as below:
CFLSF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.17 Med: 0.34 Max: 0.54
Current: 0.32
During the past 13 years, the highest Debt-to-Equity Ratio of CASH Financial Services Group was 0.54. The lowest was 0.17. And the median was 0.34.
CFLSF's Debt-to-Equity is ranked worse than 50.82% of 610
companies
in the Capital Markets industry
Industry Median: 0.305
vs CFLSF: 0.32
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
CASH Financial Services Group Debt-to-Equity Related Terms
CASH Financial Services Group Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CASH Financial Services Group Debt-to-Equity Chart
For the Capital Markets subindustry, CASH Financial Services Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CASH Financial Services Group Debt-to-Equity vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, CASH Financial Services Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where CASH Financial Services Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CASH Financial Services Group (CFLSF) has a Debt-to-Equity of 0.32 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on CASH Financial Services Group and its competitors. This is near median its historical median of 0.34. Over the past decade, CASH Financial Services Group's Debt-to-Equity has ranged from 0.17 to 0.54. According to the industry distribution chart, CASH Financial Services Group ranks #310 out of 610 companies in the Capital Markets industry, placing it in the top 50.8%.
Is CASH Financial Services Group's Debt-to-Equity too high?
CASH Financial Services Group's current Debt-to-Equity of 0.32 is near median its 10-year median of 0.34. Over the past 10 years, this metric has ranged from a low of 0.17 to a high of 0.54. The Capital Markets industry median Debt-to-Equity is 0.31. CASH Financial Services Group's value of 0.32 is 4.9% above this industry median. Based on the distribution chart, CASH Financial Services Group ranks #310 out of 610 companies in the Capital Markets industry, which is below the industry midpoint. Overall, CASH Financial Services Group has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does CASH Financial Services Group's Debt-to-Equity compare to MS and GS?
According to the Capital Markets industry distribution chart, CASH Financial Services Group ranks #310 out of 610 companies for Debt-to-Equity. This places CASH Financial Services Group in the lower half of its industry. The industry median Debt-to-Equity is 0.31. CASH Financial Services Group's value of 0.32 is 4.9% above this benchmark. Historically, CASH Financial Services Group's own Debt-to-Equity has ranged from 0.17 to 0.54 over the past decade. While the company's 10-year median is 0.34 vs. the industry median of 0.31, CASH Financial Services Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Capital Markets company?
The median Debt-to-Equity among Capital Markets companies is 0.31, based on 610 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CASH Financial Services Group's current Debt-to-Equity of 0.32 is 4.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on CASH Financial Services Group and its competitors. For the Capital Markets industry, the median Debt-to-Equity is 0.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CASH Financial Services Group's current Debt-to-Equity is 0.32, which is near median its own 10-year median of 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CASH Financial Services Group stock overvalued right now?
CASH Financial Services Group (CFLSF) has a current Debt-to-Equity of 0.32. The stock's GF Value™ is $0.05, compared to a current price of $0.10 — trading 100% above its estimated fair value. The current Debt-to-Equity is 0.32, which is near median its 10-year median of 0.34 and 4.9% above the Capital Markets industry median of 0.31. CASH Financial Services Group's overall GF Score™ is 32/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For CASH Financial Services Group (CFLSF), the current Debt-to-Equity is 0.32 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CASH Financial Services Group (CFLSF) Overvalued in 2026?
Based on GuruFocus' analysis, CASH Financial Services Group stock appears to be overvalued.
The current stock price of $0.10 is trading 100% above its estimated GF Value™ of $0.05.
Key valuation signals for CFLSF:
Debt-to-Equity: 0.32 (near median its 10-year median of 0.34)
GF Value™: $0.05 vs. price of $0.10 (100% above fair value)
Industry Position: 4.9% above the Capital Markets median (#310 of 610)
No single metric tells the full story. See the CFLSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CASH Financial Services Group Ltd is engaged in the provision of online and traditional brokerage of securities, futures and options as well as general and life insurance, mutual funds and mandatory provident fund products; proprietary trading of equity securities and derivatives; provision of margin financing and money lending services; and provision of investment management services. Its segments include Financial services, and Investment management. It derives revenue from Broking services, Wealth management services, Investment management services, Handling and other services. Geographically, the company derives maximum revenue from Hong Kong, and also has its presence in the PRC.
32GF Score
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