CFLSF (CASH Financial Services Group) Return-on-Tangible-Asset: -6.59% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CFLSF CASH Financial Services Group Ltd CFLSF
32 GF Score
Price $0.10
GF Value $0.04
! 5 Warning Signs
View Full Analysis

What is CASH Financial Services Group Return-on-Tangible-Asset?

CASH Financial Services Group CFLSF 32 Return-on-Tangible-Asset is -6.59% as of Dec. 2025. GuruFocus rates CFLSF with a GF Score™ of 32/100 and a GF Value™ of $0.04. The stock has 5 warning signs investors should review. Among 818 Capital Markets companies, CASH Financial Services Group ranks worse than 80.44% on this metric.

Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. CASH Financial Services Group's annualized Net Income for the quarter that ended in Dec. 2025 was $-6.33 Mil. CASH Financial Services Group's average total tangible assets for the quarter that ended in Dec. 2025 was $96.05 Mil. Therefore, CASH Financial Services Group's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was -6.59%.

The historical rank and industry rank for CASH Financial Services Group's Return-on-Tangible-Asset or its related term are showing as below:

CFLSF' s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -9.33   Med: -4.82   Max: -2.56
Current: -5.23

During the past 13 years, CASH Financial Services Group's highest Return-on-Tangible-Asset was -2.56%. The lowest was -9.33%. And the median was -4.82%.

CFLSF's Return-on-Tangible-Asset is ranked worse than
80.44% of 818 companies
in the Capital Markets industry
Industry Median: 1.54 vs CFLSF: -5.23

CASH Financial Services Group  (OTCPK:CFLSF) Return-on-Tangible-Asset Explanation

Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.


Be Aware

Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the company’s earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a company’s tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.


CASH Financial Services Group Return-on-Tangible-Asset Related Terms


CASH Financial Services Group Return-on-Tangible-Asset Historical Data

* Premium members only.

The historical data trend for CASH Financial Services Group's Return-on-Tangible-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CASH Financial Services Group Return-on-Tangible-Asset Chart

CASH Financial Services Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only -3.88 -5.18 -9.32 -4.47 -5.40

CASH Financial Services Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Return-on-Tangible-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -14.84 -4.78 -3.95 -3.71 -6.59

CFLSF vs MS, GS, SCHW: Return-on-Tangible-Asset Comparison

For the Capital Markets subindustry, CASH Financial Services Group's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CASH Financial Services Group Return-on-Tangible-Asset vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, CASH Financial Services Group's Return-on-Tangible-Asset distribution charts can be found below:

* The bar in red indicates where CASH Financial Services Group's Return-on-Tangible-Asset falls into.


CFLSF
32GF Score
CASH Financial Services Group Ltd CFLSF
Return-on-Tangible-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CASH Financial Services Group Return-on-Tangible-Asset Calculation

CASH Financial Services Group's annualized Return-on-Tangible-Asset for the fiscal year that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=-4.952/( (91.322+92.218)/ 2 )
=-4.952/91.77
=-5.40 %

CASH Financial Services Group's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 is calculated as:

Return-on-Tangible-Asset=Net Income/( (Total Tangible Assets+Total Tangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=Net Income/( (Total Assets - Intangible Assets+Total Assets - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=-6.328/( (99.875+92.218)/ 2 )
=-6.328/96.0465
=-6.59 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.

What does a Return-on-Tangible-Asset of -6.59% mean?
CASH Financial Services Group (CFLSF) has a Return-on-Tangible-Asset of -6.59% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on CASH Financial Services Group and its competitors. According to the industry distribution chart, CASH Financial Services Group ranks #658 out of 818 companies in the Capital Markets industry, placing it in the top 80.4%.
Is CASH Financial Services Group's Return-on-Tangible-Asset too high?
CASH Financial Services Group's current Return-on-Tangible-Asset is -6.59%. Based on the distribution chart, CASH Financial Services Group ranks #658 out of 818 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, CASH Financial Services Group has a GF Score™ of 32/100, reflecting its overall financial health beyond just this single metric.
How does CASH Financial Services Group's Return-on-Tangible-Asset compare to MS and GS?
According to the Capital Markets industry distribution chart, CASH Financial Services Group ranks #658 out of 818 companies for Return-on-Tangible-Asset. This places CASH Financial Services Group in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Capital Markets company?
The median Return-on-Tangible-Asset among Capital Markets companies is 1.54, based on 818 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on CASH Financial Services Group and its competitors. For the Capital Markets industry, the median Return-on-Tangible-Asset is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CASH Financial Services Group's current Return-on-Tangible-Asset is -6.59%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CASH Financial Services Group stock overvalued right now?
CASH Financial Services Group (CFLSF) has a current Return-on-Tangible-Asset of -6.59%. The stock's GF Value™ is $0.04, compared to a current price of $0.10 — trading 150% above its estimated fair value. The current Return-on-Tangible-Asset is -6.59%. CASH Financial Services Group's overall GF Score™ is 32/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For CASH Financial Services Group (CFLSF), the current Return-on-Tangible-Asset is -6.59% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CASH Financial Services Group (CFLSF) Overvalued in 2026?

Based on GuruFocus' analysis, CASH Financial Services Group stock appears to be overvalued. The current stock price of $0.10 is trading 150% above its estimated GF Value™ of $0.04.

Key valuation signals for CFLSF:

  • Return-on-Tangible-Asset: -6.59%
  • GF Value™: $0.04 vs. price of $0.10 (150% above fair value)
  • GF Score™: 32/100 with 5 warning signs

No single metric tells the full story. See the CFLSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CASH Financial Services Group Business Description

Other Exchanges 00510:Hong Kong
Address 23 Wang Tai Road, 22nd Floor, Manhattan Place, Kowloon Bay, Hong Kong, HKG
CASH Financial Services Group Ltd is engaged in the provision of online and traditional brokerage of securities, futures and options as well as general and life insurance, mutual funds and mandatory provident fund products; proprietary trading of equity securities and derivatives; provision of margin financing and money lending services; and provision of investment management services. Its segments include Financial services, and Investment management. It derives revenue from Broking services, Wealth management services, Investment management services, Handling and other services. Geographically, the company derives maximum revenue from Hong Kong, and also has its presence in the PRC.
32GF Score

Get the complete analysis for CFLSF

Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.10
Price
$0.04
GF Value