Creative TechnologyCREAF 28 Cash Ratio is 2.20 as of Dec. 2025, which is 26% below its 10-year median of 2.98. GuruFocus rates CREAF with a GF Score™ of 28/100 and a GF Value™ of $0.98 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 2,476 Hardware companies, Creative Technology ranks better than 82.92% on this metric.
Creative Technology has a Cash Ratio of 2.20. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for Creative Technology's Cash Ratio or its related term are showing as below:
CREAF'
s Cash Ratio Range Over the Past 10 Years
Min: 1.94 Med: 2.98 Max: 5.73
Current: 2.2
During the past 13 years, Creative Technology's highest Cash Ratio was 5.73. The lowest was 1.94. And the median was 2.98.
CREAF's Cash Ratio is ranked better than 82.92% of 2476
companies
in the Hardware industry
Industry Median: 0.64
vs CREAF: 2.20
Creative Technology (OTCPK:CREAF) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Creative Technology Cash Ratio Related Terms
Creative Technology Cash Ratio Historical Data
* Premium members only.
The historical data trend for Creative Technology's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Computer Hardware subindustry, Creative Technology's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Creative Technology Cash Ratio vs Hardware Industry
For the Hardware industry and Technology sector, Creative Technology's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Creative Technology's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Creative Technology (CREAF) has a Cash Ratio of 2.20 as of Dec. 2025. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Creative Technology and its competitors. This is 26% below median its historical median of 2.98. Over the past decade, Creative Technology's Cash Ratio has ranged from 1.94 to 5.73. According to the industry distribution chart, Creative Technology ranks #423 out of 2476 companies in the Hardware industry, placing it in the top 17.1%.
Is Creative Technology's Cash Ratio too high?
Creative Technology's current Cash Ratio of 2.20 is 26% below median its 10-year median of 2.98. Over the past 10 years, this metric has ranged from a low of 1.94 to a high of 5.73. The Hardware industry median Cash Ratio is 0.64. Creative Technology's value of 2.20 is 243.8% above this industry median. Based on the distribution chart, Creative Technology ranks #423 out of 2476 companies in the Hardware industry, which is in the top quartile — a strong position relative to peers. Overall, Creative Technology has a GF Score™ of 28/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Creative Technology's Cash Ratio compare to SNDK and DELL?
According to the Hardware industry distribution chart, Creative Technology ranks #423 out of 2476 companies for Cash Ratio. This places Creative Technology in the top 17% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.64. Creative Technology's value of 2.20 is 243.8% above this benchmark. Historically, Creative Technology's own Cash Ratio has ranged from 1.94 to 5.73 over the past decade. While the company's 10-year median is 2.98 vs. the industry median of 0.64, Creative Technology has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Hardware company?
The median Cash Ratio among Hardware companies is 0.64, based on 2,476 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Creative Technology's current Cash Ratio of 2.20 is 243.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Creative Technology and its competitors. For the Hardware industry, the median Cash Ratio is 0.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Creative Technology's current Cash Ratio is 2.20, which is 26% below median its own 10-year median of 2.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creative Technology stock overvalued right now?
Based on GuruFocus' analysis, Creative Technology (CREAF) is currently considered Possible Value Trap. The stock's GF Value™ is $0.98, compared to a current price of $0.69 — trading 30% below its estimated fair value. The current Cash Ratio is 2.20, which is 26% below median its 10-year median of 2.98 and 243.8% above the Hardware industry median of 0.64. Creative Technology's overall GF Score™ is 28/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Creative Technology (CREAF), the current Cash Ratio is 2.20 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Creative Technology (CREAF) Overvalued in 2026?
Based on GuruFocus' analysis, Creative Technology stock appears to be undervalued.
The current stock price of $0.69 is trading 30% below its estimated GF Value™ of $0.98.
GuruFocus considers Creative Technology to be Possible Value Trap.
Key valuation signals for CREAF:
Cash Ratio: 2.20 (26% below median its 10-year median of 2.98)
GF Value™: $0.98 vs. price of $0.69 (30% below fair value)
Industry Position: 243.8% above the Hardware median (#423 of 2476)
No single metric tells the full story. See the CREAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Creative Technology Ltd is a digital entertainment company specializing in the design, manufacturing, and distribution of multimedia products. The company's portfolio includes digitized sound and video boards, computers, and personal digital entertainment devices. Their product range features technologies such as Super X-Fi and Sound Blaster, encompassing internal sound cards, external USB DACs and amplifiers, gaming headsets, computer speakers, Bluetooth speakers, headphones, and various accessories. It also offers comprehensive work solutions, including webcams, USB dongles, communication devices, and high-resolution DACs. The company operates across Singapore, the United States of America, Asia Pacific, Ireland, and Europe, with Europe contributing the majority of its revenue.
28GF Score
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