CREAF (Creative Technology) Interest Coverage: 0 (At Loss) (As of Dec. 2025)


CREAF Creative Technology Ltd CREAF
28 GF Score
Price $0.69
GF Value $0.98
Valuation Possible Value Trap
! 3 Warning Signs
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What is Creative Technology Interest Coverage?

Creative Technology CREAF 28 Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus rates CREAF with a GF Score™ of 28/100 and a GF Value™ of $0.98 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,671 Hardware companies, Creative Technology ranks worse than 59844.34% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Creative Technology's Operating Income for the six months ended in Dec. 2025 was $-1.52 Mil. Creative Technology's Interest Expense for the six months ended in Dec. 2025 was $-0.03 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Creative Technology's Interest Coverage or its related term are showing as below:


CREAF's Interest Coverage is not ranked *
in the Hardware industry.
Industry Median: 13.79
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Creative Technology  (OTCPK:CREAF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Creative Technology Interest Coverage Related Terms


Creative Technology Interest Coverage Historical Data

* Premium members only.

The historical data trend for Creative Technology's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Creative Technology Interest Coverage Chart

Creative Technology Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Creative Technology Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

CREAF vs DELL, SNDK, ANET: Interest Coverage Comparison

For the Computer Hardware subindustry, Creative Technology's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Creative Technology Interest Coverage vs Hardware Industry

For the Hardware industry and Technology sector, Creative Technology's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Creative Technology's Interest Coverage falls into.


CREAF
28GF Score
Creative Technology Ltd CREAF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Creative Technology Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Creative Technology's Interest Coverage for the fiscal year that ended in Jun. 2025 is calculated as

Here, for the fiscal year that ended in Jun. 2025, Creative Technology's Interest Expense was $-0.10 Mil. Its Operating Income was $-11.81 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.03 Mil.

Creative Technology did not have earnings to cover the interest expense.

Creative Technology's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Creative Technology's Interest Expense was $-0.03 Mil. Its Operating Income was $-1.52 Mil. And its Long-Term Debt & Capital Lease Obligation was $1.38 Mil.

Creative Technology did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Creative Technology (CREAF) has a Interest Coverage of 0 (At Loss) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Creative Technology and its competitors. According to the industry distribution chart, Creative Technology ranks #999999 out of 1671 companies in the Hardware industry.
Is Creative Technology's Interest Coverage too high?
Creative Technology's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Creative Technology ranks #999999 out of 1671 companies in the Hardware industry, which is in the bottom quartile relative to peers. Overall, Creative Technology has a GF Score™ of 28/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Creative Technology's Interest Coverage compare to DELL and SNDK?
According to the Hardware industry distribution chart, Creative Technology ranks #999999 out of 1671 companies for Interest Coverage. This places Creative Technology in the lower half of its industry. The industry median Interest Coverage is 13.79. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Hardware company?
The median Interest Coverage among Hardware companies is 13.79, based on 1,671 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Creative Technology and its competitors. For the Hardware industry, the median Interest Coverage is 13.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Creative Technology's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creative Technology stock overvalued right now?
Based on GuruFocus' analysis, Creative Technology (CREAF) is currently considered Possible Value Trap. The stock's GF Value™ is $0.98, compared to a current price of $0.69 — trading 30% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Creative Technology's overall GF Score™ is 28/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Creative Technology (CREAF), the current Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Creative Technology (CREAF) Overvalued in 2026?

Based on GuruFocus' analysis, Creative Technology stock appears to be undervalued. The current stock price of $0.69 is trading 30% below its estimated GF Value™ of $0.98. GuruFocus considers Creative Technology to be Possible Value Trap.

Key valuation signals for CREAF:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: $0.98 vs. price of $0.69 (30% below fair value)
  • GF Score™: 28/100 with 3 warning signs

No single metric tells the full story. See the CREAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Creative Technology Business Description

Other Exchanges C76:SingaporeCTL:Germany
Address 31 International Business Park, No. 03-01 Creative Resource, Singapore, SGP, 609921
Creative Technology Ltd is a digital entertainment company specializing in the design, manufacturing, and distribution of multimedia products. The company's portfolio includes digitized sound and video boards, computers, and personal digital entertainment devices. Their product range features technologies such as Super X-Fi and Sound Blaster, encompassing internal sound cards, external USB DACs and amplifiers, gaming headsets, computer speakers, Bluetooth speakers, headphones, and various accessories. It also offers comprehensive work solutions, including webcams, USB dongles, communication devices, and high-resolution DACs. The company operates across Singapore, the United States of America, Asia Pacific, Ireland, and Europe, with Europe contributing the majority of its revenue.
28GF Score

Get the complete analysis for CREAF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.69
Price
$0.98
GF Value