CREAF (Creative Technology) Debt-to-EBITDA : -1.38 (As of Dec. 2025)


CREAF Creative Technology Ltd CREAF
28 GF Score
Price $0.69
GF Value $0.98
Valuation Possible Value Trap
! 3 Warning Signs
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What is Creative Technology Debt-to-EBITDA?

Creative Technology CREAF 28 Debt-to-EBITDA is -1.38 as of Dec. 2025. GuruFocus rates CREAF with a GF Score™ of 28/100 and a GF Value™ of $0.98 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 1,789 Hardware companies, Creative Technology ranks worse than 55897.09% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Creative Technology's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $0.57 Mil. Creative Technology's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $1.38 Mil. Creative Technology's annualized EBITDA for the quarter that ended in Dec. 2025 was $-1.42 Mil. Creative Technology's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 was -1.38.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Creative Technology's Debt-to-EBITDA or its related term are showing as below:

CREAF' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.75   Med: -0.27   Max: -0.11
Current: -0.4

During the past 13 years, the highest Debt-to-EBITDA Ratio of Creative Technology was -0.11. The lowest was -0.75. And the median was -0.27.

CREAF's Debt-to-EBITDA is ranked worse than
100% of 1789 companies
in the Hardware industry
Industry Median: 1.71 vs CREAF: -0.40

Creative Technology  (OTCPK:CREAF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Creative Technology Debt-to-EBITDA Related Terms


Creative Technology Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Creative Technology's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Creative Technology Debt-to-EBITDA Chart

Creative Technology Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.75 -0.31 -0.22 -0.23 -0.11

Creative Technology Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.41 -0.16 -0.13 -0.11 -1.38

CREAF vs SNDK, DELL, STX: Debt-to-EBITDA Comparison

For the Computer Hardware subindustry, Creative Technology's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Creative Technology Debt-to-EBITDA vs Hardware Industry

For the Hardware industry and Technology sector, Creative Technology's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Creative Technology's Debt-to-EBITDA falls into.


CREAF
28GF Score
Creative Technology Ltd CREAF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Creative Technology Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Creative Technology's Debt-to-EBITDA for the fiscal year that ended in Jun. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.945 + 0.025) / -9.038
=-0.11

Creative Technology's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0.568 + 1.383) / -1.416
=-1.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of -1.38 mean?
Creative Technology (CREAF) has a Debt-to-EBITDA of -1.38 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Creative Technology. According to the industry distribution chart, Creative Technology ranks #999999 out of 1789 companies in the Hardware industry.
Is Creative Technology's Debt-to-EBITDA too high?
Creative Technology's current Debt-to-EBITDA is -1.38. Based on the distribution chart, Creative Technology ranks #999999 out of 1789 companies in the Hardware industry, which is in the bottom quartile relative to peers. Overall, Creative Technology has a GF Score™ of 28/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Creative Technology's Debt-to-EBITDA compare to SNDK and DELL?
According to the Hardware industry distribution chart, Creative Technology ranks #999999 out of 1789 companies for Debt-to-EBITDA. This places Creative Technology in the lower half of its industry. The industry median Debt-to-EBITDA is 1.71. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Hardware company?
The median Debt-to-EBITDA among Hardware companies is 1.71, based on 1,789 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Creative Technology. For the Hardware industry, the median Debt-to-EBITDA is 1.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Creative Technology's current Debt-to-EBITDA is -1.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Creative Technology stock overvalued right now?
Based on GuruFocus' analysis, Creative Technology (CREAF) is currently considered Possible Value Trap. The stock's GF Value™ is $0.98, compared to a current price of $0.69 — trading 30% below its estimated fair value. The current Debt-to-EBITDA is -1.38. Creative Technology's overall GF Score™ is 28/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Creative Technology (CREAF), the current Debt-to-EBITDA is -1.38 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Creative Technology (CREAF) Overvalued in 2026?

Based on GuruFocus' analysis, Creative Technology stock appears to be undervalued. The current stock price of $0.69 is trading 30% below its estimated GF Value™ of $0.98. GuruFocus considers Creative Technology to be Possible Value Trap.

Key valuation signals for CREAF:

  • Debt-to-EBITDA: -1.38
  • GF Value™: $0.98 vs. price of $0.69 (30% below fair value)
  • GF Score™: 28/100 with 3 warning signs

No single metric tells the full story. See the CREAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Creative Technology Business Description

Other Exchanges C76:SingaporeCTL:Germany
Address 31 International Business Park, No. 03-01 Creative Resource, Singapore, SGP, 609921
Creative Technology Ltd is a digital entertainment company specializing in the design, manufacturing, and distribution of multimedia products. The company's portfolio includes digitized sound and video boards, computers, and personal digital entertainment devices. Their product range features technologies such as Super X-Fi and Sound Blaster, encompassing internal sound cards, external USB DACs and amplifiers, gaming headsets, computer speakers, Bluetooth speakers, headphones, and various accessories. It also offers comprehensive work solutions, including webcams, USB dongles, communication devices, and high-resolution DACs. The company operates across Singapore, the United States of America, Asia Pacific, Ireland, and Europe, with Europe contributing the majority of its revenue.
28GF Score

Get the complete analysis for CREAF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.69
Price
$0.98
GF Value