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Solteq OyjFRA:B3M -2.28%38 Cash Ratio is 0.02 as of Mar. 2026, which is 86% below its 10-year median of 0.14. GuruFocus rates FRA:B3M with a GF Score™ of 38/100 and a GF Value™ of €0.40. The stock has 3 warning signs investors should review. Among 2,816 Software companies, Solteq Oyj ranks worse than 97.05% on this metric.
Solteq Oyj has a Cash Ratio of 0.02. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Solteq Oyj's Cash Ratio or its related term are showing as below:
FRA:B3M'
s Cash Ratio Range Over the Past 10 Years
Min: 0.02 Med: 0.14 Max: 0.72
Current: 0.02
During the past 13 years, Solteq Oyj's highest Cash Ratio was 0.72. The lowest was 0.02. And the median was 0.14.
FRA:B3M's Cash Ratio is ranked worse than 97.05% of 2816
companies
in the Software industry
Industry Median: 0.78
vs FRA:B3M: 0.02
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Solteq Oyj Cash Ratio Related Terms
Solteq Oyj Cash Ratio Historical Data
* Premium members only.
The historical data trend for Solteq Oyj's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Information Technology Services subindustry, Solteq Oyj's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Solteq Oyj Cash Ratio vs Software Industry
For the Software industry and Technology sector, Solteq Oyj's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Solteq Oyj's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Solteq Oyj (FRA:B3M) has a Cash Ratio of 0.02 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Solteq Oyj and its competitors. This is 86% below median its historical median of 0.14. Over the past decade, Solteq Oyj's Cash Ratio has ranged from 0.02 to 0.72. According to the industry distribution chart, Solteq Oyj ranks #2733 out of 2816 companies in the Software industry, placing it in the top 97.1%.
Is Solteq Oyj's Cash Ratio too high?
Solteq Oyj's current Cash Ratio of 0.02 is 86% below median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.72. The Software industry median Cash Ratio is 0.78. Solteq Oyj's value of 0.02 is 97.4% below this industry median. Based on the distribution chart, Solteq Oyj ranks #2733 out of 2816 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Solteq Oyj has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does Solteq Oyj's Cash Ratio compare to IBM and ACN?
According to the Software industry distribution chart, Solteq Oyj ranks #2733 out of 2816 companies for Cash Ratio. This places Solteq Oyj in the lower half of its industry. The industry median Cash Ratio is 0.78. Solteq Oyj's value of 0.02 is 97.4% below this benchmark. Historically, Solteq Oyj's own Cash Ratio has ranged from 0.02 to 0.72 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 0.78, Solteq Oyj has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Software company?
The median Cash Ratio among Software companies is 0.78, based on 2,816 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Solteq Oyj's current Cash Ratio of 0.02 is 97.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Solteq Oyj and its competitors. For the Software industry, the median Cash Ratio is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Solteq Oyj's current Cash Ratio is 0.02, which is 86% below median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solteq Oyj stock overvalued right now?
Solteq Oyj (FRA:B3M) has a current Cash Ratio of 0.02. The stock's GF Value™ is €0.40, compared to a current price of €0.22 — trading 46% below its estimated fair value. The current Cash Ratio is 0.02, which is 86% below median its 10-year median of 0.14 and 97.4% below the Software industry median of 0.78. Solteq Oyj's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Solteq Oyj (FRA:B3M), the current Cash Ratio is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Solteq Oyj (FRA:B3M) Overvalued in 2026?
Based on GuruFocus' analysis, Solteq Oyj stock appears to be undervalued.
The current stock price of €0.22 is trading 46% below its estimated GF Value™ of €0.40.
Key valuation signals for FRA:B3M:
Cash Ratio: 0.02 (86% below median its 10-year median of 0.14)
GF Value™: €0.40 vs. price of €0.22 (46% below fair value)
Industry Position: 97.4% below the Software median (#2733 of 2816)
No single metric tells the full story. See the FRA:B3M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Solteq Oyj is a provider of software solutions and IT services to the energy sector, retail industry, and e-commerce. The company operates with approximately 400 IT professionals in Finland, Sweden, Norway, Denmark, Poland, and the United Kingdom. It has two reportable business segments: Utilities and Retail & Commerce. The Utilities segment offers software solutions and services for the energy sector. The Retail & Commerce segment is focused on the software solutions and services related to retail industry and e-commerce. The company derives the majority of revenue from the Retail & Commerce segment and geographically from Finland.
38GF Score
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