Solteq Oyj (FRA:B3M) ROA %: -11.45% (As of Mar. 2026)


FRA:B3M Solteq Oyj FRA:B3M
39 GF Score
Price €0.20
GF Value €0.38
! 3 Warning Signs
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What is Solteq Oyj ROA %?

Solteq Oyj FRA:B3M -0.98% 39 ROA % is -11.45% as of Mar. 2026. GuruFocus rates FRA:B3M with a GF Score™ of 39/100 and a GF Value™ of €0.38. The stock has 3 warning signs investors should review. Among 2,885 Software companies, Solteq Oyj ranks worse than 67.9% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Solteq Oyj's annualized Net Income for the quarter that ended in Mar. 2026 was €-5.74 Mil. Solteq Oyj's average Total Assets over the quarter that ended in Mar. 2026 was €50.15 Mil. Therefore, Solteq Oyj's annualized ROA % for the quarter that ended in Mar. 2026 was -11.45%.

The historical rank and industry rank for Solteq Oyj's ROA % or its related term are showing as below:

FRA:B3M' s ROA % Range Over the Past 10 Years
Min: -8.21   Med: -0.84   Max: 7.35
Current: -4.61

During the past 13 years, Solteq Oyj's highest ROA % was 7.35%. The lowest was -8.21%. And the median was -0.84%.

FRA:B3M's ROA % is ranked worse than
67.9% of 2885 companies
in the Software industry
Industry Median: 1.68 vs FRA:B3M: -4.61

Solteq Oyj  (FRA:B3M) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=-5.74/50.1475
=(Net Income / Revenue)*(Revenue / Total Assets)
=(-5.74 / 44.868)*(44.868 / 50.1475)
=Net Margin %*Asset Turnover
=-12.79 %*0.8947
=-11.45 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Solteq Oyj ROA % Related Terms


Solteq Oyj ROA % Historical Data

* Premium members only.

The historical data trend for Solteq Oyj's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Solteq Oyj ROA % Chart

Solteq Oyj Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.45 -7.20 -8.21 -2.23 -2.67

Solteq Oyj Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.57 -0.11 -5.20 -1.81 -11.45

FRA:B3M vs IBM, ACN, FISV: ROA % Comparison

For the Information Technology Services subindustry, Solteq Oyj's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Solteq Oyj ROA % vs Software Industry

For the Software industry and Technology sector, Solteq Oyj's ROA % distribution charts can be found below:

* The bar in red indicates where Solteq Oyj's ROA % falls into.


FRA:B3M
39GF Score
Solteq Oyj FRA:B3M
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Solteq Oyj ROA % Calculation

Solteq Oyj's annualized ROA % for the fiscal year that ended in Dec. 2025 is calculated as:

ROA %=Net Income (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=-1.365/( (52.039+50.067)/ 2 )
=-1.365/51.053
=-2.67 %

Solteq Oyj's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=-5.74/( (50.067+50.228)/ 2 )
=-5.74/50.1475
=-11.45 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of -11.45% mean?
Solteq Oyj (FRA:B3M) has a ROA % of -11.45% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Solteq Oyj and its competitors. According to the industry distribution chart, Solteq Oyj ranks #1959 out of 2885 companies in the Software industry, placing it in the top 67.9%.
Is Solteq Oyj's ROA % too high?
Solteq Oyj's current ROA % is -11.45%. Based on the distribution chart, Solteq Oyj ranks #1959 out of 2885 companies in the Software industry, which is below the industry midpoint. Overall, Solteq Oyj has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Solteq Oyj's ROA % compare to IBM and ACN?
According to the Software industry distribution chart, Solteq Oyj ranks #1959 out of 2885 companies for ROA %. This places Solteq Oyj in the lower half of its industry. The industry median ROA % is 1.68. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Software company?
The median ROA % among Software companies is 1.68, based on 2,885 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Solteq Oyj and its competitors. For the Software industry, the median ROA % is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Solteq Oyj's current ROA % is -11.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Solteq Oyj stock overvalued right now?
Solteq Oyj (FRA:B3M) has a current ROA % of -11.45%. The stock's GF Value™ is €0.38, compared to a current price of €0.20 — trading 46.6% below its estimated fair value. The current ROA % is -11.45%. Solteq Oyj's overall GF Score™ is 39/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Solteq Oyj (FRA:B3M), the current ROA % is -11.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Solteq Oyj (FRA:B3M) Overvalued in 2026?

Based on GuruFocus' analysis, Solteq Oyj stock appears to be undervalued. The current stock price of €0.20 is trading 46.6% below its estimated GF Value™ of €0.38.

Key valuation signals for FRA:B3M:

  • ROA %: -11.45%
  • GF Value™: €0.38 vs. price of €0.20 (46.6% below fair value)
  • GF Score™: 39/100 with 3 warning signs

No single metric tells the full story. See the FRA:B3M stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Solteq Oyj Business Description

Address Revontulenkuja 1, Espoo, FIN, 02100
Solteq Oyj is a provider of software solutions and IT services to the energy sector, retail industry, and e-commerce. The company operates with approximately 400 IT professionals in Finland, Sweden, Norway, Denmark, Poland, and the United Kingdom. It has two reportable business segments: Utilities and Retail & Commerce. The Utilities segment offers software solutions and services for the energy sector. The Retail & Commerce segment is focused on the software solutions and services related to retail industry and e-commerce. The company derives the majority of revenue from the Retail & Commerce segment and geographically from Finland.
39GF Score

Get the complete analysis for FRA:B3M

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.20
Price
€0.38
GF Value