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ifa systems AGHAM:IS8 +5.00%63 Cash Ratio is 0.71 as of Dec. 2025, which is 54% above its 10-year median of 0.46. GuruFocus rates HAM:IS8 with a GF Score™ of 63/100 and a GF Value™ of €2.50 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 667 Healthcare Providers & Services companies, ifa systems AG ranks better than 56.37% on this metric.
ifa systems AG has a Cash Ratio of 0.71. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for ifa systems AG's Cash Ratio or its related term are showing as below:
HAM:IS8'
s Cash Ratio Range Over the Past 10 Years
Min: 0.08 Med: 0.46 Max: 0.71
Current: 0.71
During the past 13 years, ifa systems AG's highest Cash Ratio was 0.71. The lowest was 0.08. And the median was 0.46.
HAM:IS8's Cash Ratio is ranked better than 56.37% of 667
companies
in the Healthcare Providers & Services industry
Industry Median: 0.58
vs HAM:IS8: 0.71
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
ifa systems AG Cash Ratio Related Terms
ifa systems AG Cash Ratio Historical Data
* Premium members only.
The historical data trend for ifa systems AG's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Health Information Services subindustry, ifa systems AG's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ifa systems AG Cash Ratio vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, ifa systems AG's Cash Ratio distribution charts can be found below:
* The bar in red indicates where ifa systems AG's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ifa systems AG (HAM:IS8) has a Cash Ratio of 0.71 as of Dec. 2025. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on ifa systems AG and its competitors. This is 54% above median its historical median of 0.46. Over the past decade, ifa systems AG's Cash Ratio has ranged from 0.08 to 0.71. According to the industry distribution chart, ifa systems AG ranks #291 out of 667 companies in the Healthcare Providers & Services industry, placing it in the top 43.6%.
Is ifa systems AG's Cash Ratio too high?
ifa systems AG's current Cash Ratio of 0.71 is 54% above median its 10-year median of 0.46. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.71. The Healthcare Providers & Services industry median Cash Ratio is 0.58. ifa systems AG's value of 0.71 is 22.4% above this industry median. Based on the distribution chart, ifa systems AG ranks #291 out of 667 companies in the Healthcare Providers & Services industry, which is above the industry midpoint. Overall, ifa systems AG has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ifa systems AG's Cash Ratio compare to VEEV and BTSG?
According to the Healthcare Providers & Services industry distribution chart, ifa systems AG ranks #291 out of 667 companies for Cash Ratio. This puts ifa systems AG in the upper half of its industry. The industry median Cash Ratio is 0.58. ifa systems AG's value of 0.71 is 22.4% above this benchmark. Historically, ifa systems AG's own Cash Ratio has ranged from 0.08 to 0.71 over the past decade. While the company's 10-year median is 0.46 vs. the industry median of 0.58, ifa systems AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Healthcare Providers & Services company?
The median Cash Ratio among Healthcare Providers & Services companies is 0.58, based on 667 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ifa systems AG's current Cash Ratio of 0.71 is 22.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on ifa systems AG and its competitors. For the Healthcare Providers & Services industry, the median Cash Ratio is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ifa systems AG's current Cash Ratio is 0.71, which is 54% above median its own 10-year median of 0.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ifa systems AG stock overvalued right now?
Based on GuruFocus' analysis, ifa systems AG (HAM:IS8) is currently considered Modestly Undervalued. The stock's GF Value™ is €2.50, compared to a current price of €2.10 — trading 16% below its estimated fair value. The current Cash Ratio is 0.71, which is 54% above median its 10-year median of 0.46 and 22.4% above the Healthcare Providers & Services industry median of 0.58. ifa systems AG's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For ifa systems AG (HAM:IS8), the current Cash Ratio is 0.71 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ifa systems AG (HAM:IS8) Overvalued in 2026?
Based on GuruFocus' analysis, ifa systems AG stock appears to be undervalued.
The current stock price of €2.10 is trading 16% below its estimated GF Value™ of €2.50.
GuruFocus considers ifa systems AG to be Modestly Undervalued.
Key valuation signals for HAM:IS8:
Cash Ratio: 0.71 (54% above median its 10-year median of 0.46)
GF Value™: €2.50 vs. price of €2.10 (16% below fair value)
Industry Position: 22.4% above the Healthcare Providers & Services median (#291 of 667)
No single metric tells the full story. See the HAM:IS8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ifa systems AG develops, distributes and installs software solutions and components for ophthalmologists and eye clinics in the fast-growing health IT industry. Its products are divided into the Clinic, Practice, and Language Versions. Some of its product includes EMR (Electronic Medical Records); MDI (Medical Device Interface); Software Connection Platform; CDSS (Clinical Decision Support System); WFM Software (Workflow Management) and others.
63GF Score
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