ifa systems AG (HAM:IS8) Current Ratio: 4.98 (As of Dec. 2025) — 393% Above Median


HAM:IS8 ifa systems AG HAM:IS8
57 GF Score
Price €2.00
GF Value €2.51
Valuation Modestly Undervalued
! 4 Warning Signs
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What is ifa systems AG Current Ratio?

ifa systems AG HAM:IS8 57 Current Ratio is 4.98 as of Dec. 2025, which is 393% above its 10-year median of 1.01. GuruFocus rates HAM:IS8 with a GF Score™ of 57/100 and a GF Value™ of €2.51 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 681 Healthcare Providers & Services companies, ifa systems AG ranks better than 88.84% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. ifa systems AG's current ratio for the quarter that ended in Dec. 2025 was 4.98.

ifa systems AG has a current ratio of 4.98. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.

The historical rank and industry rank for ifa systems AG's Current Ratio or its related term are showing as below:

HAM:IS8' s Current Ratio Range Over the Past 10 Years
Min: 0.54   Med: 1.01   Max: 4.98
Current: 4.98

During the past 13 years, ifa systems AG's highest Current Ratio was 4.98. The lowest was 0.54. And the median was 1.01.

HAM:IS8's Current Ratio is ranked better than
88.84% of 681 companies
in the Healthcare Providers & Services industry
Industry Median: 1.48 vs HAM:IS8: 4.98

ifa systems AG  (HAM:IS8) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


ifa systems AG Current Ratio Related Terms


ifa systems AG Current Ratio Historical Data

* Premium members only.

The historical data trend for ifa systems AG's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ifa systems AG Current Ratio Chart

ifa systems AG Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec23 Dec24 Dec25
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.83 0.54 2.32 3.12 4.98

ifa systems AG Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec23 Dec24 Dec25
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.83 0.54 2.32 3.12 4.98

HAM:IS8 vs VEEV, BTSG, TEM: Current Ratio Comparison

For the Health Information Services subindustry, ifa systems AG's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ifa systems AG Current Ratio vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, ifa systems AG's Current Ratio distribution charts can be found below:

* The bar in red indicates where ifa systems AG's Current Ratio falls into.


HAM:IS8
57GF Score
ifa systems AG HAM:IS8
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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ifa systems AG Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

ifa systems AG's Current Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Current Ratio (A: Dec. 2025 )=Total Current Assets (A: Dec. 2025 )/Total Current Liabilities (A: Dec. 2025 )
=5.453/1.094
=4.98

ifa systems AG's Current Ratio for the quarter that ended in Dec. 2025 is calculated as

Current Ratio (Q: Dec. 2025 )=Total Current Assets (Q: Dec. 2025 )/Total Current Liabilities (Q: Dec. 2025 )
=5.453/1.094
=4.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 4.98 mean?
ifa systems AG (HAM:IS8) has a Current Ratio of 4.98 as of Dec. 2025. This is 393% above median its historical median of 1.01. Over the past decade, ifa systems AG's Current Ratio has ranged from 0.54 to 4.98. According to the industry distribution chart, ifa systems AG ranks #76 out of 681 companies in the Healthcare Providers & Services industry, placing it in the top 11.2%.
Is ifa systems AG's Current Ratio too high?
ifa systems AG's current Current Ratio of 4.98 is 393% above median its 10-year median of 1.01. Over the past 10 years, this metric has ranged from a low of 0.54 to a high of 4.98. The Healthcare Providers & Services industry median Current Ratio is 1.48. ifa systems AG's value of 4.98 is 236.5% above this industry median. Based on the distribution chart, ifa systems AG ranks #76 out of 681 companies in the Healthcare Providers & Services industry, which is in the top quartile — a strong position relative to peers. Overall, ifa systems AG has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ifa systems AG's Current Ratio compare to VEEV and BTSG?
According to the Healthcare Providers & Services industry distribution chart, ifa systems AG ranks #76 out of 681 companies for Current Ratio. This places ifa systems AG in the top 11% of its industry — outperforming the majority of peers. The industry median Current Ratio is 1.48. ifa systems AG's value of 4.98 is 236.5% above this benchmark. Historically, ifa systems AG's own Current Ratio has ranged from 0.54 to 4.98 over the past decade. While the company's 10-year median is 1.01 vs. the industry median of 1.48, ifa systems AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Healthcare Providers & Services company?
The median Current Ratio among Healthcare Providers & Services companies is 1.48, based on 681 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ifa systems AG's current Current Ratio of 4.98 is 236.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Healthcare Providers & Services industry, the median Current Ratio is 1.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ifa systems AG's current Current Ratio is 4.98, which is 393% above median its own 10-year median of 1.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ifa systems AG stock overvalued right now?
Based on GuruFocus' analysis, ifa systems AG (HAM:IS8) is currently considered Modestly Undervalued. The stock's GF Value™ is €2.51, compared to a current price of €2.00 — trading 20.3% below its estimated fair value. The current Current Ratio is 4.98, which is 393% above median its 10-year median of 1.01 and 236.5% above the Healthcare Providers & Services industry median of 1.48. ifa systems AG's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For ifa systems AG (HAM:IS8), the current Current Ratio is 4.98 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ifa systems AG (HAM:IS8) Overvalued in 2026?

Based on GuruFocus' analysis, ifa systems AG stock appears to be undervalued. The current stock price of €2.00 is trading 20.3% below its estimated GF Value™ of €2.51. GuruFocus considers ifa systems AG to be Modestly Undervalued.

Key valuation signals for HAM:IS8:

  • Current Ratio: 4.98 (393% above median its 10-year median of 1.01)
  • GF Value™: €2.51 vs. price of €2.00 (20.3% below fair value)
  • GF Score™: 57/100 with 4 warning signs
  • Industry Position: 236.5% above the Healthcare Providers & Services median (#76 of 681)

No single metric tells the full story. See the HAM:IS8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ifa systems AG Business Description

Address Augustinusstrasse 11b, Konigsdorf, Frechen, DEU, 50226
ifa systems AG develops, distributes and installs software solutions and components for ophthalmologists and eye clinics in the fast-growing health IT industry. Its products are divided into the Clinic, Practice, and Language Versions. Some of its product includes EMR (Electronic Medical Records); MDI (Medical Device Interface); Software Connection Platform; CDSS (Clinical Decision Support System); WFM Software (Workflow Management) and others.
57GF Score

Get the complete analysis for HAM:IS8

Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.00
Price
€2.51
GF Value