ifa systems AG (HAM:IS8) Interest Expense: €0.00 Mil (TTM As of Dec. 2025)

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HAM:IS8 ifa systems AG HAM:IS8
62 GF Score
Price €2.00
GF Value €2.51
Valuation Modestly Undervalued
! 4 Warning Signs
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What is ifa systems AG Interest Expense?

ifa systems AG HAM:IS8 62 Interest Expense is €0.00 Mil as of Dec. 2025. GuruFocus rates HAM:IS8 with a GF Score™ of 62/100 and a GF Value™ of €2.51 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. ifa systems AG's interest expense for the six months ended in Dec. 2025 was € 0.00 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was €0.00 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. ifa systems AG's Operating Income for the six months ended in Dec. 2025 was € 0.10 Mil. ifa systems AG's Interest Expense for the six months ended in Dec. 2025 was € 0.00 Mil. ifa systems AG has no long-term debt (1). The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

(1) Note: An indication of "no long-term debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.


ifa systems AG  (HAM:IS8) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

ifa systems AG's Interest Expense for the six months ended in Dec. 2025 was €0.00 Mil. Its Operating Income for the six months ended in Dec. 2025 was €0.10 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Dec. 2025 was €0.00 Mil.

ifa systems AG's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

ifa systems AG had no long-term debt (1).

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

ifa systems AG has no debt.


ifa systems AG Interest Expense Historical Data

* Premium members only.

The historical data trend for ifa systems AG's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ifa systems AG Interest Expense Chart

ifa systems AG Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.06 -0.03 -0.02 -0.00 0.00

ifa systems AG Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec23 Dec24 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.06 -0.03 -0.02 -0.00 0.00
HAM:IS8
62GF Score
ifa systems AG HAM:IS8
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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ifa systems AG Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was €0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of €0.00 Mil mean?
ifa systems AG (HAM:IS8) has a Interest Expense of €0.00 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on ifa systems AG and its competitors.
Is ifa systems AG's Interest Expense too high?
ifa systems AG's current Interest Expense is €0.00 Mil. Overall, ifa systems AG has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ifa systems AG's Interest Expense compare to VEEV and BTSG?
ifa systems AG's Interest Expense of €0.00 Mil can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Healthcare Providers & Services company?
A good Interest Expense depends on the Healthcare Providers & Services industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on ifa systems AG and its competitors. ifa systems AG's current Interest Expense is €0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ifa systems AG stock overvalued right now?
Based on GuruFocus' analysis, ifa systems AG (HAM:IS8) is currently considered Modestly Undervalued. The stock's GF Value™ is €2.51, compared to a current price of €2.00 — trading 20.3% below its estimated fair value. The current Interest Expense is €0.00 Mil. ifa systems AG's overall GF Score™ is 62/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For ifa systems AG (HAM:IS8), the current Interest Expense is €0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ifa systems AG (HAM:IS8) Overvalued in 2026?

Based on GuruFocus' analysis, ifa systems AG stock appears to be undervalued. The current stock price of €2.00 is trading 20.3% below its estimated GF Value™ of €2.51. GuruFocus considers ifa systems AG to be Modestly Undervalued.

Key valuation signals for HAM:IS8:

  • Interest Expense: €0.00 Mil
  • GF Value™: €2.51 vs. price of €2.00 (20.3% below fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the HAM:IS8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ifa systems AG Business Description

Address Augustinusstrasse 11b, Konigsdorf, Frechen, DEU, 50226
ifa systems AG develops, distributes and installs software solutions and components for ophthalmologists and eye clinics in the fast-growing health IT industry. Its products are divided into the Clinic, Practice, and Language Versions. Some of its product includes EMR (Electronic Medical Records); MDI (Medical Device Interface); Software Connection Platform; CDSS (Clinical Decision Support System); WFM Software (Workflow Management) and others.
62GF Score

Get the complete analysis for HAM:IS8

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.00
Price
€2.51
GF Value