Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Installed Building ProductsIBP -1.15%91 Cash Ratio is 1.36 as of Mar. 2026, which is 58% above its 10-year median of 0.86. GuruFocus rates IBP with a GF Score™ of 91/100 and a GF Value™ of $225.65 (Fairly Valued). The stock has 3 warning signs investors should review. Among 93 Homebuilding & Construction companies, Installed Building Products ranks better than 90.32% on this metric.
Installed Building Products has a Cash Ratio of 1.36. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for Installed Building Products's Cash Ratio or its related term are showing as below:
IBP'
s Cash Ratio Range Over the Past 10 Years
Min: 0.11 Med: 0.86 Max: 1.36
Current: 1.36
During the past 13 years, Installed Building Products's highest Cash Ratio was 1.36. The lowest was 0.11. And the median was 0.86.
IBP's Cash Ratio is ranked better than 90.32% of 93
companies
in the Homebuilding & Construction industry
Industry Median: 0.32
vs IBP: 1.36
Installed Building Products (NYSE:IBP) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Installed Building Products Cash Ratio Related Terms
Installed Building Products Cash Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Residential Construction subindustry, Installed Building Products's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Installed Building Products Cash Ratio vs Homebuilding & Construction Industry
For the Homebuilding & Construction industry and Consumer Cyclical sector, Installed Building Products's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Installed Building Products's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Installed Building Products (IBP) has a Cash Ratio of 1.36 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Installed Building Products and its competitors. This is 58% above median its historical median of 0.86. Over the past decade, Installed Building Products' Cash Ratio has ranged from 0.11 to 1.36. According to the industry distribution chart, Installed Building Products ranks #9 out of 93 companies in the Homebuilding & Construction industry, placing it in the top 9.7%.
Is Installed Building Products' Cash Ratio too high?
Installed Building Products' current Cash Ratio of 1.36 is 58% above median its 10-year median of 0.86. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 1.36. The Homebuilding & Construction industry median Cash Ratio is 0.32. Installed Building Products' value of 1.36 is 325% above this industry median. Based on the distribution chart, Installed Building Products ranks #9 out of 93 companies in the Homebuilding & Construction industry, which is in the top quartile — a strong position relative to peers. Overall, Installed Building Products has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Installed Building Products' Cash Ratio compare to TMHC and MTH?
According to the Homebuilding & Construction industry distribution chart, Installed Building Products ranks #9 out of 93 companies for Cash Ratio. This places Installed Building Products in the top 10% of its industry — outperforming the majority of peers. The industry median Cash Ratio is 0.32. Installed Building Products' value of 1.36 is 325% above this benchmark. Historically, Installed Building Products' own Cash Ratio has ranged from 0.11 to 1.36 over the past decade. While the company's 10-year median is 0.86 vs. the industry median of 0.32, Installed Building Products has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Homebuilding & Construction company?
The median Cash Ratio among Homebuilding & Construction companies is 0.32, based on 93 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Installed Building Products's current Cash Ratio of 1.36 is 325% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Installed Building Products and its competitors. For the Homebuilding & Construction industry, the median Cash Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Installed Building Products's current Cash Ratio is 1.36, which is 58% above median its own 10-year median of 0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Installed Building Products stock overvalued right now?
Based on GuruFocus' analysis, Installed Building Products (IBP) is currently considered Fairly Valued. The stock's GF Value™ is $225.65, compared to a current price of $222.53 — trading 1.4% below its estimated fair value. The current Cash Ratio is 1.36, which is 58% above median its 10-year median of 0.86 and 325% above the Homebuilding & Construction industry median of 0.32. Installed Building Products' overall GF Score™ is 91/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Installed Building Products (IBP), the current Cash Ratio is 1.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Installed Building Products (IBP) Overvalued in 2026?
Based on GuruFocus' analysis, Installed Building Products stock appears to be undervalued.
The current stock price of $222.53 is trading 1.4% below its estimated GF Value™ of $225.65.
GuruFocus considers Installed Building Products to be Fairly Valued.
Key valuation signals for IBP:
Cash Ratio: 1.36 (58% above median its 10-year median of 0.86)
GF Value™: $225.65 vs. price of $222.53 (1.4% below fair value)
Industry Position: 325% above the Homebuilding & Construction median (#9 of 93)
No single metric tells the full story. See the IBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Installed Building Products Inc is an insulation installer serving the residential new construction market and are also a diversified installer of complementary building products, including waterproofing, fire-stopping and fireproofing, garage doors, rain gutters, window blinds, shower doors, closet shelving, mirrors and other products throughout the United States. The company installs fiberglass insulation, spray foam insulation, and cellulose insulation. The company has three operating segments consisting of Installation, Manufacturing and Distribution operations. Majority of revenue is derived from Installation segment.
91GF Score
Get the complete analysis for IBP
Cash Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
IBP has been successfully added to your 
