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Installed Building ProductsIBP -3.58%92 Cash-to-Debt is 0.33 as of Jun. 2026, which is 3% above its 10-year median of 0.32. GuruFocus rates IBP with a GF Score™ of 92/100 and a GF Value™ of $232.94 (Fairly Valued). The stock has 2 warning signs investors should review. Among 92 Homebuilding & Construction companies, Installed Building Products ranks worse than 54.35% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Installed Building Products's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.33.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Installed Building Productscouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Installed Building Products's Cash-to-Debt or its related term are showing as below:
IBP'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.09 Med: 0.32 Max: 0.43
Current: 0.33
During the past 13 years, Installed Building Products's highest Cash to Debt Ratio was 0.43. The lowest was 0.09. And the median was 0.32.
IBP's Cash-to-Debt is ranked worse than 54.35% of 92
companies
in the Homebuilding & Construction industry
Industry Median: 0.36
vs IBP: 0.33
Installed Building Products (NYSE:IBP) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Installed Building Products Cash-to-Debt Related Terms
Installed Building Products Cash-to-Debt Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Residential Construction subindustry, Installed Building Products's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Installed Building Products Cash-to-Debt vs Homebuilding & Construction Industry
For the Homebuilding & Construction industry and Consumer Cyclical sector, Installed Building Products's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Installed Building Products's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Installed Building Products (IBP) has a Cash-to-Debt of 0.33 as of Jun. 2026. This is near median its historical median of 0.32. Over the past decade, Installed Building Products' Cash-to-Debt has ranged from 0.09 to 0.43. According to the industry distribution chart, Installed Building Products ranks #50 out of 92 companies in the Homebuilding & Construction industry, placing it in the top 54.3%.
Is Installed Building Products' Cash-to-Debt too high?
Installed Building Products' current Cash-to-Debt of 0.33 is near median its 10-year median of 0.32. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.43. The Homebuilding & Construction industry median Cash-to-Debt is 0.36. Installed Building Products' value of 0.33 is 8.3% below this industry median. Based on the distribution chart, Installed Building Products ranks #50 out of 92 companies in the Homebuilding & Construction industry, which is below the industry midpoint. Overall, Installed Building Products has a GF Score™ of 92/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Installed Building Products' Cash-to-Debt compare to SKY and MTH?
According to the Homebuilding & Construction industry distribution chart, Installed Building Products ranks #50 out of 92 companies for Cash-to-Debt. This places Installed Building Products in the lower half of its industry. The industry median Cash-to-Debt is 0.36. Installed Building Products' value of 0.33 is 8.3% below this benchmark. Historically, Installed Building Products' own Cash-to-Debt has ranged from 0.09 to 0.43 over the past decade. While the company's 10-year median is 0.32 vs. the industry median of 0.36, Installed Building Products has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Homebuilding & Construction company?
The median Cash-to-Debt among Homebuilding & Construction companies is 0.36, based on 92 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Installed Building Products's current Cash-to-Debt of 0.33 is 8.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Homebuilding & Construction industry, the median Cash-to-Debt is 0.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Installed Building Products's current Cash-to-Debt is 0.33, which is near median its own 10-year median of 0.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Installed Building Products stock overvalued right now?
Based on GuruFocus' analysis, Installed Building Products (IBP) is currently considered Fairly Valued. The stock's GF Value™ is $232.94, compared to a current price of $234.14 — trading 0.5% above its estimated fair value. The current Cash-to-Debt is 0.33, which is near median its 10-year median of 0.32 and 8.3% below the Homebuilding & Construction industry median of 0.36. Installed Building Products' overall GF Score™ is 92/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Installed Building Products (IBP), the current Cash-to-Debt is 0.33 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Installed Building Products (IBP) Overvalued in 2026?
Based on GuruFocus' analysis, Installed Building Products stock appears to be overvalued.
The current stock price of $234.14 is trading 0.5% above its estimated GF Value™ of $232.94.
GuruFocus considers Installed Building Products to be Fairly Valued.
Key valuation signals for IBP:
Cash-to-Debt: 0.33 (near median its 10-year median of 0.32)
GF Value™: $232.94 vs. price of $234.14 (0.5% above fair value)
Industry Position: 8.3% below the Homebuilding & Construction median (#50 of 92)
No single metric tells the full story. See the IBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Installed Building Products Inc is an insulation installer serving the residential new construction market and are also a diversified installer of complementary building products, including waterproofing, fire-stopping and fireproofing, garage doors, rain gutters, window blinds, shower doors, closet shelving, mirrors and other products throughout the United States. The company installs fiberglass insulation, spray foam insulation, and cellulose insulation. The company has three operating segments consisting of Installation, Manufacturing and Distribution operations. Majority of revenue is derived from Installation segment.
92GF Score
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