IBP (Installed Building Products) Debt-to-EBITDA : 3.10 (As of Mar. 2026) — 37% Above Median

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IBP Installed Building Products Inc IBP
91 GF Score
Price $222.53
GF Value $225.65
Valuation Fairly Valued
! 3 Warning Signs
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What is Installed Building Products Debt-to-EBITDA?

Installed Building Products IBP -1.15% 91 Debt-to-EBITDA is 3.10 as of Mar. 2026, which is 37% above its 10-year median of 2.27. GuruFocus rates IBP with a GF Score™ of 91/100 and a GF Value™ of $225.65 (Fairly Valued). The stock has 3 warning signs investors should review. Among 82 Homebuilding & Construction companies, Installed Building Products ranks better than 65.85% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Installed Building Products's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $77 Mil. Installed Building Products's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $1,103 Mil. Installed Building Products's annualized EBITDA for the quarter that ended in Mar. 2026 was $380 Mil. Installed Building Products's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 3.10.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Installed Building Products's Debt-to-EBITDA or its related term are showing as below:

IBP' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.66   Med: 2.27   Max: 3.22
Current: 2.25

During the past 13 years, the highest Debt-to-EBITDA Ratio of Installed Building Products was 3.22. The lowest was 1.66. And the median was 2.27.

IBP's Debt-to-EBITDA is ranked better than
65.85% of 82 companies
in the Homebuilding & Construction industry
Industry Median: 3.735 vs IBP: 2.25

Installed Building Products  (NYSE:IBP) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Installed Building Products Debt-to-EBITDA Related Terms


Installed Building Products Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Installed Building Products's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Installed Building Products Debt-to-EBITDA Chart

Installed Building Products Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.22 2.05 1.93 1.89 1.86

Installed Building Products Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.33 1.79 1.72 1.67 3.10

IBP vs TMHC, MTH, SKY: Debt-to-EBITDA Comparison

For the Residential Construction subindustry, Installed Building Products's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Installed Building Products Debt-to-EBITDA vs Homebuilding & Construction Industry

For the Homebuilding & Construction industry and Consumer Cyclical sector, Installed Building Products's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Installed Building Products's Debt-to-EBITDA falls into.


IBP
91GF Score
Installed Building Products Inc IBP
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Installed Building Products Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Installed Building Products's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(76.3 + 915.4) / 533.6
=1.86

Installed Building Products's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(77.3 + 1103.3) / 380.4
=3.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 3.10 mean?
Installed Building Products (IBP) has a Debt-to-EBITDA of 3.10 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Installed Building Products. This is 37% above median its historical median of 2.27. Over the past decade, Installed Building Products' Debt-to-EBITDA has ranged from 1.66 to 3.22. According to the industry distribution chart, Installed Building Products ranks #28 out of 82 companies in the Homebuilding & Construction industry, placing it in the top 34.1%.
Is Installed Building Products' Debt-to-EBITDA too high?
Installed Building Products' current Debt-to-EBITDA of 3.10 is 37% above median its 10-year median of 2.27. Over the past 10 years, this metric has ranged from a low of 1.66 to a high of 3.22. The Homebuilding & Construction industry median Debt-to-EBITDA is 3.74. Installed Building Products' value of 3.10 is 17% below this industry median. Based on the distribution chart, Installed Building Products ranks #28 out of 82 companies in the Homebuilding & Construction industry, which is above the industry midpoint. Overall, Installed Building Products has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Installed Building Products' Debt-to-EBITDA compare to TMHC and MTH?
According to the Homebuilding & Construction industry distribution chart, Installed Building Products ranks #28 out of 82 companies for Debt-to-EBITDA. This puts Installed Building Products in the upper half of its industry. The industry median Debt-to-EBITDA is 3.74. Installed Building Products' value of 3.10 is 17% below this benchmark. Historically, Installed Building Products' own Debt-to-EBITDA has ranged from 1.66 to 3.22 over the past decade. While the company's 10-year median is 2.27 vs. the industry median of 3.74, Installed Building Products has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Homebuilding & Construction company?
The median Debt-to-EBITDA among Homebuilding & Construction companies is 3.74, based on 82 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Installed Building Products's current Debt-to-EBITDA of 3.10 is 17% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Installed Building Products. For the Homebuilding & Construction industry, the median Debt-to-EBITDA is 3.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Installed Building Products's current Debt-to-EBITDA is 3.10, which is 37% above median its own 10-year median of 2.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Installed Building Products stock overvalued right now?
Based on GuruFocus' analysis, Installed Building Products (IBP) is currently considered Fairly Valued. The stock's GF Value™ is $225.65, compared to a current price of $222.53 — trading 1.4% below its estimated fair value. The current Debt-to-EBITDA is 3.10, which is 37% above median its 10-year median of 2.27 and 17% below the Homebuilding & Construction industry median of 3.74. Installed Building Products' overall GF Score™ is 91/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Installed Building Products (IBP), the current Debt-to-EBITDA is 3.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Installed Building Products (IBP) Overvalued in 2026?

Based on GuruFocus' analysis, Installed Building Products stock appears to be undervalued. The current stock price of $222.53 is trading 1.4% below its estimated GF Value™ of $225.65. GuruFocus considers Installed Building Products to be Fairly Valued.

Key valuation signals for IBP:

  • Debt-to-EBITDA: 3.10 (37% above median its 10-year median of 2.27)
  • GF Value™: $225.65 vs. price of $222.53 (1.4% below fair value)
  • GF Score™: 91/100 with 3 warning signs
  • Industry Position: 17% below the Homebuilding & Construction median (#28 of 82)

No single metric tells the full story. See the IBP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Installed Building Products Business Description

Address 495 South High Street, Suite 50, Columbus, OH, USA, 43215
Installed Building Products Inc is an insulation installer serving the residential new construction market and are also a diversified installer of complementary building products, including waterproofing, fire-stopping and fireproofing, garage doors, rain gutters, window blinds, shower doors, closet shelving, mirrors and other products throughout the United States. The company installs fiberglass insulation, spray foam insulation, and cellulose insulation. The company has three operating segments consisting of Installation, Manufacturing and Distribution operations. Majority of revenue is derived from Installation segment.
91GF Score

Get the complete analysis for IBP

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$222.53
Price
$225.65
GF Value