MerryMart ConsumerPHS:MM 76 Cash Ratio is 0.33 as of Mar. 2026, which is 27% below its 10-year median of 0.45. GuruFocus rates PHS:MM with a GF Score™ of 76/100 and a GF Value™ of ₱1.11 (Possible Value Trap). The stock has 9 warning signs investors should review. Among 301 Retail - Defensive companies, MerryMart Consumer ranks better than 55.48% on this metric.
MerryMart Consumer has a Cash Ratio of 0.33. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for MerryMart Consumer's Cash Ratio or its related term are showing as below:
PHS:MM'
s Cash Ratio Range Over the Past 10 Years
Min: 0.08 Med: 0.45 Max: 2.06
Current: 0.33
During the past 9 years, MerryMart Consumer's highest Cash Ratio was 2.06. The lowest was 0.08. And the median was 0.45.
PHS:MM's Cash Ratio is ranked better than 55.48% of 301
companies
in the Retail - Defensive industry
Industry Median: 0.29
vs PHS:MM: 0.33
MerryMart Consumer (PHS:MM) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
MerryMart Consumer Cash Ratio Related Terms
MerryMart Consumer Cash Ratio Historical Data
* Premium members only.
The historical data trend for MerryMart Consumer's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Grocery Stores subindustry, MerryMart Consumer's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MerryMart Consumer Cash Ratio vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, MerryMart Consumer's Cash Ratio distribution charts can be found below:
* The bar in red indicates where MerryMart Consumer's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MerryMart Consumer (PHS:MM) has a Cash Ratio of 0.33 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on MerryMart Consumer and its competitors. This is 27% below median its historical median of 0.45. Over the past decade, MerryMart Consumer's Cash Ratio has ranged from 0.08 to 2.06. According to the industry distribution chart, MerryMart Consumer ranks #134 out of 301 companies in the Retail - Defensive industry, placing it in the top 44.5%.
Is MerryMart Consumer's Cash Ratio too high?
MerryMart Consumer's current Cash Ratio of 0.33 is 27% below median its 10-year median of 0.45. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 2.06. The Retail - Defensive industry median Cash Ratio is 0.29. MerryMart Consumer's value of 0.33 is 13.8% above this industry median. Based on the distribution chart, MerryMart Consumer ranks #134 out of 301 companies in the Retail - Defensive industry, which is above the industry midpoint. Overall, MerryMart Consumer has a GF Score™ of 76/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does MerryMart Consumer's Cash Ratio compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, MerryMart Consumer ranks #134 out of 301 companies for Cash Ratio. This puts MerryMart Consumer in the upper half of its industry. The industry median Cash Ratio is 0.29. MerryMart Consumer's value of 0.33 is 13.8% above this benchmark. Historically, MerryMart Consumer's own Cash Ratio has ranged from 0.08 to 2.06 over the past decade. While the company's 10-year median is 0.45 vs. the industry median of 0.29, MerryMart Consumer has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for a Retail - Defensive company?
The median Cash Ratio among Retail - Defensive companies is 0.29, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MerryMart Consumer's current Cash Ratio of 0.33 is 13.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on MerryMart Consumer and its competitors. For the Retail - Defensive industry, the median Cash Ratio is 0.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MerryMart Consumer's current Cash Ratio is 0.33, which is 27% below median its own 10-year median of 0.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MerryMart Consumer stock overvalued right now?
Based on GuruFocus' analysis, MerryMart Consumer (PHS:MM) is currently considered Possible Value Trap. The stock's GF Value™ is ₱1.11, compared to a current price of ₱0.44 — trading 60.8% below its estimated fair value. The current Cash Ratio is 0.33, which is 27% below median its 10-year median of 0.45 and 13.8% above the Retail - Defensive industry median of 0.29. MerryMart Consumer's overall GF Score™ is 76/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For MerryMart Consumer (PHS:MM), the current Cash Ratio is 0.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MerryMart Consumer (PHS:MM) Overvalued in 2026?
Based on GuruFocus' analysis, MerryMart Consumer stock appears to be undervalued.
The current stock price of ₱0.44 is trading 60.8% below its estimated GF Value™ of ₱1.11.
GuruFocus considers MerryMart Consumer to be Possible Value Trap.
Key valuation signals for PHS:MM:
Cash Ratio: 0.33 (27% below median its 10-year median of 0.45)
GF Value™: ₱1.11 vs. price of ₱0.44 (60.8% below fair value)
Industry Position: 13.8% above the Retail - Defensive median (#134 of 301)
No single metric tells the full story. See the PHS:MM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MerryMart Consumer Corp is an emerging consumer-focused retail company. It is engaged in the operation of retail stores in the supermarket and household essentials category. It operates through Four divisions namely, MerryMart Grocery; MerryMart Market; and MerryMart Store, MerryMart Wholesale. It generates revenues from trading and selling goods and consumer products on a wholesale or retail basis.
76GF Score
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