MerryMart ConsumerPHS:MM 76 Debt-to-EBITDA is 20.95 as of Mar. 2026, which is 89% above its 10-year median of 11.10. GuruFocus rates PHS:MM with a GF Score™ of 76/100 and a GF Value™ of ₱1.11 (Possible Value Trap). The stock has 9 warning signs investors should review. Among 254 Retail - Defensive companies, MerryMart Consumer ranks worse than 97.64% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for MerryMart Consumer's Debt-to-EBITDA or its related term are showing as below:
PHS:MM'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 4.11 Med: 11.1 Max: 25.35
Current: 25.35
During the past 9 years, the highest Debt-to-EBITDA Ratio of MerryMart Consumer was 25.35. The lowest was 4.11. And the median was 11.10.
PHS:MM's Debt-to-EBITDA is ranked worse than 97.64% of 254
companies
in the Retail - Defensive industry
Industry Median: 2.18
vs PHS:MM: 25.35
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
MerryMart Consumer Debt-to-EBITDA Related Terms
MerryMart Consumer Debt-to-EBITDA Historical Data
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The historical data trend for MerryMart Consumer's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Grocery Stores subindustry, MerryMart Consumer's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MerryMart Consumer Debt-to-EBITDA vs Retail - Defensive Industry
For the Retail - Defensive industry and Consumer Defensive sector, MerryMart Consumer's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where MerryMart Consumer's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
MerryMart Consumer (PHS:MM) has a Debt-to-EBITDA of 20.95 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on MerryMart Consumer. This is 89% above median its historical median of 11.10. Over the past decade, MerryMart Consumer's Debt-to-EBITDA has ranged from 4.11 to 25.35. According to the industry distribution chart, MerryMart Consumer ranks #248 out of 254 companies in the Retail - Defensive industry, placing it in the top 97.6%.
Is MerryMart Consumer's Debt-to-EBITDA too high?
MerryMart Consumer's current Debt-to-EBITDA of 20.95 is 89% above median its 10-year median of 11.10. Over the past 10 years, this metric has ranged from a low of 4.11 to a high of 25.35. The Retail - Defensive industry median Debt-to-EBITDA is 2.18. MerryMart Consumer's value of 20.95 is 861% above this industry median. Based on the distribution chart, MerryMart Consumer ranks #248 out of 254 companies in the Retail - Defensive industry, which is in the bottom quartile relative to peers. Overall, MerryMart Consumer has a GF Score™ of 76/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does MerryMart Consumer's Debt-to-EBITDA compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, MerryMart Consumer ranks #248 out of 254 companies for Debt-to-EBITDA. This places MerryMart Consumer in the lower half of its industry. The industry median Debt-to-EBITDA is 2.18. MerryMart Consumer's value of 20.95 is 861% above this benchmark. Historically, MerryMart Consumer's own Debt-to-EBITDA has ranged from 4.11 to 25.35 over the past decade. While the company's 10-year median is 11.10 vs. the industry median of 2.18, MerryMart Consumer has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Defensive company?
The median Debt-to-EBITDA among Retail - Defensive companies is 2.18, based on 254 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MerryMart Consumer's current Debt-to-EBITDA of 20.95 is 861% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on MerryMart Consumer. For the Retail - Defensive industry, the median Debt-to-EBITDA is 2.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MerryMart Consumer's current Debt-to-EBITDA is 20.95, which is 89% above median its own 10-year median of 11.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MerryMart Consumer stock overvalued right now?
Based on GuruFocus' analysis, MerryMart Consumer (PHS:MM) is currently considered Possible Value Trap. The stock's GF Value™ is ₱1.11, compared to a current price of ₱0.44 — trading 60.8% below its estimated fair value. The current Debt-to-EBITDA is 20.95, which is 89% above median its 10-year median of 11.10 and 861% above the Retail - Defensive industry median of 2.18. MerryMart Consumer's overall GF Score™ is 76/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For MerryMart Consumer (PHS:MM), the current Debt-to-EBITDA is 20.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MerryMart Consumer (PHS:MM) Overvalued in 2026?
Based on GuruFocus' analysis, MerryMart Consumer stock appears to be undervalued.
The current stock price of ₱0.44 is trading 60.8% below its estimated GF Value™ of ₱1.11.
GuruFocus considers MerryMart Consumer to be Possible Value Trap.
Key valuation signals for PHS:MM:
Debt-to-EBITDA: 20.95 (89% above median its 10-year median of 11.10)
GF Value™: ₱1.11 vs. price of ₱0.44 (60.8% below fair value)
Industry Position: 861% above the Retail - Defensive median (#248 of 254)
No single metric tells the full story. See the PHS:MM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MerryMart Consumer Corp is an emerging consumer-focused retail company. It is engaged in the operation of retail stores in the supermarket and household essentials category. It operates through Four divisions namely, MerryMart Grocery; MerryMart Market; and MerryMart Store, MerryMart Wholesale. It generates revenues from trading and selling goods and consumer products on a wholesale or retail basis.
76GF Score
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