Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Raffles EducationRFLFF 44 Cash Ratio is 0.17 as of Dec. 2025, which is 6% below its 10-year median of 0.18. GuruFocus rates RFLFF with a GF Score™ of 44/100 and a GF Value™ of $0.02. The stock has 6 warning signs investors should review. Among 260 Education companies, Raffles Education ranks worse than 82.31% on this metric.
Raffles Education has a Cash Ratio of 0.17. It indicates that there are more current liabilities than Cash, Cash Equivalents, Marketable Securities, and the company does not have sufficient cash on hand to pay off its short-term debt.
The historical rank and industry rank for Raffles Education's Cash Ratio or its related term are showing as below:
RFLFF'
s Cash Ratio Range Over the Past 10 Years
Min: 0.04 Med: 0.18 Max: 0.53
Current: 0.17
During the past 13 years, Raffles Education's highest Cash Ratio was 0.53. The lowest was 0.04. And the median was 0.18.
RFLFF's Cash Ratio is ranked worse than 82.31% of 260
companies
in the Education industry
Industry Median: 0.785
vs RFLFF: 0.17
Raffles Education (OTCPK:RFLFF) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Raffles Education Cash Ratio Related Terms
Raffles Education Cash Ratio Historical Data
* Premium members only.
The historical data trend for Raffles Education's Cash Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Education & Training Services subindustry, Raffles Education's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Raffles Education Cash Ratio vs Education Industry
For the Education industry and Consumer Defensive sector, Raffles Education's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Raffles Education's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Raffles Education (RFLFF) has a Cash Ratio of 0.17 as of Dec. 2025. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Raffles Education and its competitors. This is near median its historical median of 0.18. Over the past decade, Raffles Education's Cash Ratio has ranged from 0.04 to 0.53. According to the industry distribution chart, Raffles Education ranks #214 out of 260 companies in the Education industry, placing it in the top 82.3%.
Is Raffles Education's Cash Ratio too high?
Raffles Education's current Cash Ratio of 0.17 is near median its 10-year median of 0.18. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.53. The Education industry median Cash Ratio is 0.79. Raffles Education's value of 0.17 is 78.3% below this industry median. Based on the distribution chart, Raffles Education ranks #214 out of 260 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, Raffles Education has a GF Score™ of 44/100, reflecting its overall financial health beyond just this single metric.
How does Raffles Education's Cash Ratio compare to EDU and TAL?
According to the Education industry distribution chart, Raffles Education ranks #214 out of 260 companies for Cash Ratio. This places Raffles Education in the lower half of its industry. The industry median Cash Ratio is 0.79. Raffles Education's value of 0.17 is 78.3% below this benchmark. Historically, Raffles Education's own Cash Ratio has ranged from 0.04 to 0.53 over the past decade. While the company's 10-year median is 0.18 vs. the industry median of 0.79, Raffles Education has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for an Education company?
The median Cash Ratio among Education companies is 0.79, based on 260 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raffles Education's current Cash Ratio of 0.17 is 78.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Raffles Education and its competitors. For the Education industry, the median Cash Ratio is 0.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raffles Education's current Cash Ratio is 0.17, which is near median its own 10-year median of 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raffles Education stock overvalued right now?
Raffles Education (RFLFF) has a current Cash Ratio of 0.17. The stock's GF Value™ is $0.02, compared to a current price of $0.05 — trading 140.2% above its estimated fair value. The current Cash Ratio is 0.17, which is near median its 10-year median of 0.18 and 78.3% below the Education industry median of 0.79. Raffles Education's overall GF Score™ is 44/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Raffles Education (RFLFF), the current Cash Ratio is 0.17 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Raffles Education (RFLFF) Overvalued in 2026?
Based on GuruFocus' analysis, Raffles Education stock appears to be overvalued.
The current stock price of $0.05 is trading 140.2% above its estimated GF Value™ of $0.02.
Key valuation signals for RFLFF:
Cash Ratio: 0.17 (near median its 10-year median of 0.18)
GF Value™: $0.02 vs. price of $0.05 (140.2% above fair value)
Industry Position: 78.3% below the Education median (#214 of 260)
No single metric tells the full story. See the RFLFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Raffles Education Ltd operates as an investment holding company, which engages in providing business and management consultancy services. It operates through the following business segments: Education, Education Facilities Rental Service, Real Estate Investment and Development, and Corporate and Others. The Education segment offers students a range of degrees, diploma and full-time certification programmes in design and business-oriented disciplines at the post-secondary level. The Education Facilities Rental Service segment refers to the OUCHK engaging in education facilities leasing and commercial leasing for supporting facilities. The Real Estate Investment and Development segment participates in real estate investments and development.
44GF Score
Get the complete analysis for RFLFF
Cash Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
RFLFF has been successfully added to your 
