Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Raffles EducationRFLFF 42 Return-on-Tangible-Asset is 0.71% as of Dec. 2025, which is 11% below its 10-year median of 0.80. GuruFocus rates RFLFF with a GF Score™ of 42/100 and a GF Value™ of $0.02. The stock has 6 warning signs investors should review. Among 263 Education companies, Raffles Education ranks worse than 68.06% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Raffles Education's annualizedNet Income for the quarter that ended in Dec. 2025 was $5.17 Mil. Raffles Education's average total tangible assets for the quarter that ended in Dec. 2025 was $731.11 Mil. Therefore, Raffles Education's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 0.71%.
The historical rank and industry rank for Raffles Education's Return-on-Tangible-Asset or its related term are showing as below:
RFLFF'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -1.88 Med: 0.8 Max: 3.53
Current: 0.35
During the past 13 years, Raffles Education's highest Return-on-Tangible-Asset was 3.53%. The lowest was -1.88%. And the median was 0.80%.
RFLFF's Return-on-Tangible-Asset is ranked worse than 68.06% of 263
companies
in the Education industry
Industry Median: 4.45
vs RFLFF: 0.35
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Raffles Education Return-on-Tangible-Asset Related Terms
Raffles Education Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Raffles Education's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RFLFF vs EDU, TAL, LAUR: Return-on-Tangible-Asset Comparison
For the Education & Training Services subindustry, Raffles Education's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Raffles Education Return-on-Tangible-Asset vs Education Industry
For the Education industry and Consumer Defensive sector, Raffles Education's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Raffles Education's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 0.71% mean?
Raffles Education (RFLFF) has a Return-on-Tangible-Asset of 0.71% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Raffles Education and its competitors. This is 11% below median its historical median of 0.80. According to the industry distribution chart, Raffles Education ranks #179 out of 263 companies in the Education industry, placing it in the top 68.1%.
Is Raffles Education's Return-on-Tangible-Asset too high?
Raffles Education's current Return-on-Tangible-Asset of 0.71% is 11% below median its 10-year median of 0.80. The Education industry median Return-on-Tangible-Asset is 4.45. Raffles Education's value of 0.71% is 84% below this industry median. Based on the distribution chart, Raffles Education ranks #179 out of 263 companies in the Education industry, which is below the industry midpoint. Overall, Raffles Education has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Raffles Education's Return-on-Tangible-Asset compare to EDU and TAL?
According to the Education industry distribution chart, Raffles Education ranks #179 out of 263 companies for Return-on-Tangible-Asset. This places Raffles Education in the lower half of its industry. The industry median Return-on-Tangible-Asset is 4.45. Raffles Education's value of 0.71% is 84% below this benchmark. While the company's 10-year median is 0.80 vs. the industry median of 4.45, Raffles Education has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Education company?
The median Return-on-Tangible-Asset among Education companies is 4.45, based on 263 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raffles Education's current Return-on-Tangible-Asset of 0.71% is 84% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Raffles Education and its competitors. For the Education industry, the median Return-on-Tangible-Asset is 4.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raffles Education's current Return-on-Tangible-Asset is 0.71%, which is 11% below median its own 10-year median of 0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raffles Education stock overvalued right now?
Raffles Education (RFLFF) has a current Return-on-Tangible-Asset of 0.71%. The stock's GF Value™ is $0.02, compared to a current price of $0.05 — trading 140.2% above its estimated fair value. The current Return-on-Tangible-Asset is 0.71%, which is 11% below median its 10-year median of 0.80 and 84% below the Education industry median of 4.45. Raffles Education's overall GF Score™ is 42/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Raffles Education (RFLFF), the current Return-on-Tangible-Asset is 0.71% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Raffles Education (RFLFF) Overvalued in 2026?
Based on GuruFocus' analysis, Raffles Education stock appears to be overvalued.
The current stock price of $0.05 is trading 140.2% above its estimated GF Value™ of $0.02.
Key valuation signals for RFLFF:
Return-on-Tangible-Asset: 0.71% (11% below median its 10-year median of 0.80)
GF Value™: $0.02 vs. price of $0.05 (140.2% above fair value)
Industry Position: 84% below the Education median (#179 of 263)
No single metric tells the full story. See the RFLFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Raffles Education Ltd operates as an investment holding company, which engages in providing business and management consultancy services. It operates through the following business segments: Education, Education Facilities Rental Service, Real Estate Investment and Development, and Corporate and Others. The Education segment offers students a range of degrees, diploma and full-time certification programmes in design and business-oriented disciplines at the post-secondary level. The Education Facilities Rental Service segment refers to the OUCHK engaging in education facilities leasing and commercial leasing for supporting facilities. The Real Estate Investment and Development segment participates in real estate investments and development.
42GF Score
Get the complete analysis for RFLFF
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
RFLFF has been successfully added to your 
