RFLFF (Raffles Education) LT-Debt-to-Total-Asset: 0.10 (As of Dec. 2025)

What is Raffles Education LT-Debt-to-Total-Asset?

Raffles Education RFLFF 41 LT-Debt-to-Total-Asset is 0.10 as of Dec. 2025. GuruFocus rates RFLFF with a GF Score™ of 41/100 and a GF Value™ of $0.02. The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Raffles Education's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.10.

Raffles Education's long-term debt to total assets ratio declined from Dec. 2024 (0.16) to Dec. 2025 (0.10). It may suggest that Raffles Education is progressively becoming less dependent on debt to grow their business.

Raffles Education (OTCPK:RFLFF) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Raffles Education LT-Debt-to-Total-Asset Related Terms

Raffles Education LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Raffles Education's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Raffles Education LT-Debt-to-Total-Asset Chart

Raffles Education Annual Data

Trend

Jun16

Jun17

Jun18

Jun19

Jun20

Jun21

Jun22

Jun23

Jun24

Jun25

LT-Debt-to-Total-Asset

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0.07

0.11

0.10

0.16

0.10

Raffles Education Semi-Annual Data
	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.09	0.16	0.16	0.10	0.10

41GF Score

Raffles Education Ltd RFLFF

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

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Raffles Education LT-Debt-to-Total-Asset Calculation

Raffles Education's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as

LT Debt to Total Assets (A: Jun. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Jun. 2025 )	/	Total Assets (A: Jun. 2025 )
	=	79.591	/	794.348
	=	0.10

Raffles Education's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	84.283	/	819.52
	=	0.10

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.10 mean?

Raffles Education (RFLFF) has a LT-Debt-to-Total-Asset of 0.10 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Raffles Education and its competitors.

Is Raffles Education's LT-Debt-to-Total-Asset too high?

Raffles Education's current LT-Debt-to-Total-Asset is 0.10. Overall, Raffles Education has a GF Score™ of 41/100, reflecting its overall financial health beyond just this single metric.

How does Raffles Education's LT-Debt-to-Total-Asset compare to EDU and TAL?

Raffles Education's LT-Debt-to-Total-Asset of 0.10 can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Education company?

A good LT-Debt-to-Total-Asset depends on the Education industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Raffles Education and its competitors. Raffles Education's current LT-Debt-to-Total-Asset is 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Raffles Education stock overvalued right now?

Raffles Education (RFLFF) has a current LT-Debt-to-Total-Asset of 0.10. The stock's GF Value™ is $0.02, compared to a current price of $0.05 — trading 140.2% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.10. Raffles Education's overall GF Score™ is 41/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Raffles Education (RFLFF), the current LT-Debt-to-Total-Asset is 0.10 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Raffles Education (RFLFF) Overvalued in 2026?

Based on GuruFocus' analysis, Raffles Education stock appears to be overvalued. The current stock price of $0.05 is trading 140.2% above its estimated GF Value™ of $0.02.

Key valuation signals for RFLFF:

LT-Debt-to-Total-Asset: 0.10
GF Value™: $0.02 vs. price of $0.05 (140.2% above fair value)
GF Score™: 41/100 with 6 warning signs

No single metric tells the full story. See the RFLFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Raffles Education Business Description

Industry Consumer Defensive Education

Comparable Companies SGX:RQ1 SGX:CNE EDU TAL LAUR GHC CVSA LOPE NSE:PWL LRN HKSE:01797 UTI PRDO MH STRA HKSE:09636 COUR SZSE:002607 OHEL:SANOMA LINC

Other Exchanges NR7:Singapore

Address 111 Somerset Road, Unit No. 15-22, Singapore, SGP, 238164

Website https://www.raffles.education

Raffles Education Ltd operates as an investment holding company, which engages in providing business and management consultancy services. It operates through the following business segments: Education, Education Facilities Rental Service, Real Estate Investment and Development, and Corporate and Others. The Education segment offers students a range of degrees, diploma and full-time certification programmes in design and business-oriented disciplines at the post-secondary level. The Education Facilities Rental Service segment refers to the OUCHK engaging in education facilities leasing and commercial leasing for supporting facilities. The Real Estate Investment and Development segment participates in real estate investments and development.

41GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.05

Price

$0.02

GF Value

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