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Sunlands Technology GroupSTG -4.55%59 Cash Ratio is 1.16 as of Mar. 2026, which is 53% above its 10-year median of 0.76. GuruFocus rates STG with a GF Score™ of 59/100 and a GF Value™ of $6.20 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 258 Education companies, Sunlands Technology Group ranks better than 64.34% on this metric.
Sunlands Technology Group has a Cash Ratio of 1.16. It generally indicates that the company is able to cover all short-term debt and still have cash remaining.
The historical rank and industry rank for Sunlands Technology Group's Cash Ratio or its related term are showing as below:
STG'
s Cash Ratio Range Over the Past 10 Years
Min: 0.29 Med: 0.76 Max: 1.16
Current: 1.16
During the past 11 years, Sunlands Technology Group's highest Cash Ratio was 1.16. The lowest was 0.29. And the median was 0.76.
STG's Cash Ratio is ranked better than 64.34% of 258
companies
in the Education industry
Industry Median: 0.78
vs STG: 1.16
Sunlands Technology Group (NYSE:STG) Cash Ratio Explanation
The cash ratio is more conservative than other liquidity ratios, such as Quick Ratio and Current Ratio, because it only considers a company's most liquid resources. The numerator of cash ratio only considers Cash, Cash Equivalents and marketable securities. Other current assets, such as accounts receivable and inventories, are not included. The rationale is that these assets may require time to be transformed into cash, and the amount of money received is also uncertain.
The cash ratio shows a company’s ability to pay all current liabilities immediately without selling or liquidating other assets. Generally speaking, a higher cash ratio suggests the company has a stronger ability to cover its short-term debt. However, a high cash ratio could also indicate inefficient management: the company is inefficient in making full utilization of cash to invest protential profitable project. It may also suggest that the company is not confident about future profitability.
In general, the higher the cash ratio, the better the company's liquidity position.
Sunlands Technology Group Cash Ratio Related Terms
Sunlands Technology Group Cash Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Education & Training Services subindustry, Sunlands Technology Group's Cash Ratio, along with its competitors' market caps and Cash Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sunlands Technology Group Cash Ratio vs Education Industry
For the Education industry and Consumer Defensive sector, Sunlands Technology Group's Cash Ratio distribution charts can be found below:
* The bar in red indicates where Sunlands Technology Group's Cash Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sunlands Technology Group (STG) has a Cash Ratio of 1.16 as of Mar. 2026. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Sunlands Technology Group and its competitors. This is 53% above median its historical median of 0.76. Over the past decade, Sunlands Technology Group's Cash Ratio has ranged from 0.29 to 1.16. According to the industry distribution chart, Sunlands Technology Group ranks #92 out of 258 companies in the Education industry, placing it in the top 35.7%.
Is Sunlands Technology Group's Cash Ratio too high?
Sunlands Technology Group's current Cash Ratio of 1.16 is 53% above median its 10-year median of 0.76. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 1.16. The Education industry median Cash Ratio is 0.78. Sunlands Technology Group's value of 1.16 is 48.7% above this industry median. Based on the distribution chart, Sunlands Technology Group ranks #92 out of 258 companies in the Education industry, which is above the industry midpoint. Overall, Sunlands Technology Group has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sunlands Technology Group's Cash Ratio compare to SKIL and AACG?
According to the Education industry distribution chart, Sunlands Technology Group ranks #92 out of 258 companies for Cash Ratio. This puts Sunlands Technology Group in the upper half of its industry. The industry median Cash Ratio is 0.78. Sunlands Technology Group's value of 1.16 is 48.7% above this benchmark. Historically, Sunlands Technology Group's own Cash Ratio has ranged from 0.29 to 1.16 over the past decade. While the company's 10-year median is 0.76 vs. the industry median of 0.78, Sunlands Technology Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Ratio for an Education company?
The median Cash Ratio among Education companies is 0.78, based on 258 companies in the industry. Companies in the top quartile (top 25%) have a Cash Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cash Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sunlands Technology Group's current Cash Ratio of 1.16 is 48.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Ratio mean?
A high Cash Ratio can signal that a stock is expensive relative to its fundamentals. Cashflow ratio is the ratio of Cash, Cash Equivalents, Marketable Securities to current liabilities. View historical data on Sunlands Technology Group and its competitors. For the Education industry, the median Cash Ratio is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sunlands Technology Group's current Cash Ratio is 1.16, which is 53% above median its own 10-year median of 0.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sunlands Technology Group stock overvalued right now?
Based on GuruFocus' analysis, Sunlands Technology Group (STG) is currently considered Possible Value Trap. The stock's GF Value™ is $6.20, compared to a current price of $3.57 — trading 42.4% below its estimated fair value. The current Cash Ratio is 1.16, which is 53% above median its 10-year median of 0.76 and 48.7% above the Education industry median of 0.78. Sunlands Technology Group's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Ratio calculated?
Cash Ratio is calculated from a company's financial statements. For Sunlands Technology Group (STG), the current Cash Ratio is 1.16 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sunlands Technology Group (STG) Overvalued in 2026?
Based on GuruFocus' analysis, Sunlands Technology Group stock appears to be undervalued.
The current stock price of $3.57 is trading 42.4% below its estimated GF Value™ of $6.20.
GuruFocus considers Sunlands Technology Group to be Possible Value Trap.
Key valuation signals for STG:
Cash Ratio: 1.16 (53% above median its 10-year median of 0.76)
GF Value™: $6.20 vs. price of $3.57 (42.4% below fair value)
Industry Position: 48.7% above the Education median (#92 of 258)
No single metric tells the full story. See the STG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sunlands Technology Group operates in China's adult online education market and adult personal interest learning market through its online platforms. The Group has a deep understanding of the educational needs of its prospective students and offers solutions to help them achieve their goals. It provides online professional courses and educational content, including interest, professional skills, professional certification preparation courses, and degree- or diploma-oriented post-secondary courses. The Group adopts a counseling-oriented sales and marketing approach to offer education solutions based on students' backgrounds and goals, delivering adult online education and personal interest learning through extensive course and content offerings.
59GF Score
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