STG (Sunlands Technology Group) Effective Interest Rate on Debt %: 0.00% (As of Mar. 2026)


STG Sunlands Technology Group STG
59 GF Score
Price $4.05
GF Value $6.21
Valuation Possible Value Trap
! 2 Warning Signs
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What is Sunlands Technology Group Effective Interest Rate on Debt %?

Sunlands Technology Group STG -0.25% 59 Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus rates STG with a GF Score™ of 59/100 and a GF Value™ of $6.21 (Possible Value Trap). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Sunlands Technology Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.0 Mil. Sunlands Technology Group's average total debt for the quarter that ended in Mar. 2026 was $19.3 Mil. Therefore, Sunlands Technology Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.00%.


Sunlands Technology Group  (NYSE:STG) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Sunlands Technology Group Effective Interest Rate on Debt % Related Terms


Sunlands Technology Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Sunlands Technology Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sunlands Technology Group Effective Interest Rate on Debt % Chart

Sunlands Technology Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.59 1.66 1.83 2.11 0.53

Sunlands Technology Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.94 0.68 0.31 0.16 0.00

STG vs SKIL, AACG, RYET: Effective Interest Rate on Debt % Comparison

For the Education & Training Services subindustry, Sunlands Technology Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sunlands Technology Group Effective Interest Rate on Debt % vs Education Industry

For the Education industry and Consumer Defensive sector, Sunlands Technology Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Sunlands Technology Group's Effective Interest Rate on Debt % falls into.


STG
59GF Score
Sunlands Technology Group STG
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Sunlands Technology Group Effective Interest Rate on Debt % Calculation

Sunlands Technology Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.121/( (25.671+19.689)/ 2 )
=-1  *  -0.121/22.68
=0.53 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=23.683 + 1.988
=25.671

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=18.396 + 1.293
=19.689

Sunlands Technology Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  0/( (19.689+19.008)/ 2 )
=-1  *  0/19.3485
=0.00 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=18.396 + 1.293
=19.689

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=17.678 + 1.33
=19.008

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Sunlands Technology Group (STG) has a Effective Interest Rate on Debt % of 0.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Sunlands Technology Group and its competitors.
Is Sunlands Technology Group's Effective Interest Rate on Debt % too high?
Sunlands Technology Group's current Effective Interest Rate on Debt % is 0.00%. Overall, Sunlands Technology Group has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sunlands Technology Group's Effective Interest Rate on Debt % compare to SKIL and AACG?
Sunlands Technology Group's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Sunlands Technology Group and its competitors. Sunlands Technology Group's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sunlands Technology Group stock overvalued right now?
Based on GuruFocus' analysis, Sunlands Technology Group (STG) is currently considered Possible Value Trap. The stock's GF Value™ is $6.21, compared to a current price of $4.05 — trading 34.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Sunlands Technology Group's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Sunlands Technology Group (STG), the current Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sunlands Technology Group (STG) Overvalued in 2026?

Based on GuruFocus' analysis, Sunlands Technology Group stock appears to be undervalued. The current stock price of $4.05 is trading 34.8% below its estimated GF Value™ of $6.21. GuruFocus considers Sunlands Technology Group to be Possible Value Trap.

Key valuation signals for STG:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: $6.21 vs. price of $4.05 (34.8% below fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the STG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sunlands Technology Group Business Description

Other Exchanges S790:Germany
Address No. 36 Chuangyuan Road, Building 6, Chaolai Science Park, Chaoyang District, Beijing, CHN, 100012
Sunlands Technology Group operates in China's adult online education market and adult personal interest learning market through its online platforms. The Group has a deep understanding of the educational needs of its prospective students and offers solutions to help them achieve their goals. It provides online professional courses and educational content, including interest, professional skills, professional certification preparation courses, and degree- or diploma-oriented post-secondary courses. The Group adopts a counseling-oriented sales and marketing approach to offer education solutions based on students' backgrounds and goals, delivering adult online education and personal interest learning through extensive course and content offerings.
59GF Score

Get the complete analysis for STG

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.05
Price
$6.21
GF Value