STG (Sunlands Technology Group) Debt-to-EBITDA : 0.31 (As of Mar. 2026) — 16% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STG Sunlands Technology Group STG
59 GF Score
Price $3.68
GF Value $6.20
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is Sunlands Technology Group Debt-to-EBITDA?

Sunlands Technology Group STG -1.34% 59 Debt-to-EBITDA is 0.31 as of Mar. 2026, which is 16% below its 10-year median of 0.37. GuruFocus rates STG with a GF Score™ of 59/100 and a GF Value™ of $6.20 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 187 Education companies, Sunlands Technology Group ranks better than 80.75% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Sunlands Technology Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $1.3 Mil. Sunlands Technology Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $17.7 Mil. Sunlands Technology Group's annualized EBITDA for the quarter that ended in Mar. 2026 was $61.9 Mil. Sunlands Technology Group's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 0.31.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Sunlands Technology Group's Debt-to-EBITDA or its related term are showing as below:

STG' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -2.59   Med: 0.37   Max: 2.59
Current: 0.3

During the past 11 years, the highest Debt-to-EBITDA Ratio of Sunlands Technology Group was 2.59. The lowest was -2.59. And the median was 0.37.

STG's Debt-to-EBITDA is ranked better than
80.75% of 187 companies
in the Education industry
Industry Median: 1.45 vs STG: 0.30

Sunlands Technology Group  (NYSE:STG) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Sunlands Technology Group Debt-to-EBITDA Related Terms


Sunlands Technology Group Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Sunlands Technology Group's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sunlands Technology Group Debt-to-EBITDA Chart

Sunlands Technology Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.59 0.73 0.43 0.48 0.30

Sunlands Technology Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.47 0.29 0.22 0.69 0.31

STG vs SKIL, AACG, RYET: Debt-to-EBITDA Comparison

For the Education & Training Services subindustry, Sunlands Technology Group's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sunlands Technology Group Debt-to-EBITDA vs Education Industry

For the Education industry and Consumer Defensive sector, Sunlands Technology Group's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Sunlands Technology Group's Debt-to-EBITDA falls into.


STG
59GF Score
Sunlands Technology Group STG
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sunlands Technology Group Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Sunlands Technology Group's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.293 + 18.396) / 65.184
=0.30

Sunlands Technology Group's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1.33 + 17.678) / 61.904
=0.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.31 mean?
Sunlands Technology Group (STG) has a Debt-to-EBITDA of 0.31 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Sunlands Technology Group. This is 16% below median its historical median of 0.37. According to the industry distribution chart, Sunlands Technology Group ranks #36 out of 187 companies in the Education industry, placing it in the top 19.3%.
Is Sunlands Technology Group's Debt-to-EBITDA too high?
Sunlands Technology Group's current Debt-to-EBITDA of 0.31 is 16% below median its 10-year median of 0.37. The Education industry median Debt-to-EBITDA is 1.45. Sunlands Technology Group's value of 0.31 is 78.6% below this industry median. Based on the distribution chart, Sunlands Technology Group ranks #36 out of 187 companies in the Education industry, which is in the top quartile — a strong position relative to peers. Overall, Sunlands Technology Group has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Sunlands Technology Group's Debt-to-EBITDA compare to SKIL and AACG?
According to the Education industry distribution chart, Sunlands Technology Group ranks #36 out of 187 companies for Debt-to-EBITDA. This places Sunlands Technology Group in the top 19% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.45. Sunlands Technology Group's value of 0.31 is 78.6% below this benchmark. While the company's 10-year median is 0.37 vs. the industry median of 1.45, Sunlands Technology Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Education company?
The median Debt-to-EBITDA among Education companies is 1.45, based on 187 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sunlands Technology Group's current Debt-to-EBITDA of 0.31 is 78.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Sunlands Technology Group. For the Education industry, the median Debt-to-EBITDA is 1.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sunlands Technology Group's current Debt-to-EBITDA is 0.31, which is 16% below median its own 10-year median of 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sunlands Technology Group stock overvalued right now?
Based on GuruFocus' analysis, Sunlands Technology Group (STG) is currently considered Possible Value Trap. The stock's GF Value™ is $6.20, compared to a current price of $3.68 — trading 40.6% below its estimated fair value. The current Debt-to-EBITDA is 0.31, which is 16% below median its 10-year median of 0.37 and 78.6% below the Education industry median of 1.45. Sunlands Technology Group's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Sunlands Technology Group (STG), the current Debt-to-EBITDA is 0.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sunlands Technology Group (STG) Overvalued in 2026?

Based on GuruFocus' analysis, Sunlands Technology Group stock appears to be undervalued. The current stock price of $3.68 is trading 40.6% below its estimated GF Value™ of $6.20. GuruFocus considers Sunlands Technology Group to be Possible Value Trap.

Key valuation signals for STG:

  • Debt-to-EBITDA: 0.31 (16% below median its 10-year median of 0.37)
  • GF Value™: $6.20 vs. price of $3.68 (40.6% below fair value)
  • GF Score™: 59/100 with 2 warning signs
  • Industry Position: 78.6% below the Education median (#36 of 187)

No single metric tells the full story. See the STG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sunlands Technology Group Business Description

Other Exchanges S790:Germany
Address No. 36 Chuangyuan Road, Building 6, Chaolai Science Park, Chaoyang District, Beijing, CHN, 100012
Sunlands Technology Group operates in China's adult online education market and adult personal interest learning market through its online platforms. The Group has a deep understanding of the educational needs of its prospective students and offers solutions to help them achieve their goals. It provides online professional courses and educational content, including interest, professional skills, professional certification preparation courses, and degree- or diploma-oriented post-secondary courses. The Group adopts a counseling-oriented sales and marketing approach to offer education solutions based on students' backgrounds and goals, delivering adult online education and personal interest learning through extensive course and content offerings.
59GF Score

Get the complete analysis for STG

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.68
Price
$6.20
GF Value